Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.
    catiscot Novitiate



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    Default Interest charges on overdrafts

    Can anyone tell me whether it is possible to reclaim interest charges on an arranged overdraft in your account.

    Gary

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  2. #2
    Platinum Account Holder
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    livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad's Avatar



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    Default Re: Interest charges on overdrafts

    Quote Originally Posted by catiscot
    Can anyone tell me whether it is possible to reclaim interest charges on an arranged overdraft in your account.

    Gary
    Hi you can claim the interest if you go overdrawn because charges put you over your agreed limit, this is however complicated there is a spreadsheet in the libraryicon to calculate this for you. Most people do not bother with this interest as a rule, but good luck.






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.
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  3. #3
    ian cognito
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    Default Re: Interest charges on overdrafts

    Quite a debate going on over this one!

    http://www.consumeractiongroup.co.uk...ctual+interest



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