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pension advice please


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Sorry for the late reply no internet access,

 

going by the replies from the forum it would seem i don't need to pay the amount the FA is asking so i will be looking elsewhere.

 

My plan was to look at an annuity because of some health issue's,

not great I know,

which is why i need advice,

 

6 years ago when i took this plan out it has grown quite well so i think the advice was fair but the FA that set it up has moved onto a different part of the business, the one i spoke to recently is his boss who was more concerned about me claiming my tax free amount from the pot and his fee.

 

I think my next move will be TPAS and see what they advise and take it from there,

 

thanks for all the replies i will keep you posted about the outcome.

 

Best Regards.

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you havent answered any of the questions that need answering to offer advice.

 

How big is the pot,

who is it with

and do they offer annuities themselves?

 

If you are likely to die sooner because of a condition

then the annuity provider should take that into account.

You will need to shop around for an annuity anyway

 

Hopefully the TPAS will be able to extract the information out of you so they can offer advice.

They do not advise on what you should do with your money,

they tell you what the law is and what your rights are and will cajole a pension provider to do the right thing if for example they refuse a transfer out of the scheme.

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