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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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Claimform from 'Blake Lapthorn' /Arrow Global old Mint debt **STAYED**


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Hi all,

 

Just an update (although there's little to update you on really). CCCS claimed to not have any of my information on file (they claimed they don't keep copies of the defaults regardless, which I find a little hard to believe). As it stands, i've not heard a peep from Arrow since last year, when they wrote to me saying their own litigation team would be taking over from Blake Lapthorn.

 

Am I destined to have my CCJ case stayed until the end of days? The debt itself becomes statute barred in May (according to their own incorrect default). Should I do anything?

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The debt wont become Statute Barred as the claim stopped the clock......you can leave it stayed and wait for any further developments or you can make application to strike out their claim (using the CPR for grounds/reasoning)

 

Regards

 

Andy

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If its not bothering you why poke the bear...the longer its left stayed the easier to strike out due to the length of inactivity.

We could do with some help from you.

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Yes, quite right, let sleeping dogs lie if you can. If the case remains stayed for a very long time (a year or so) perhaps consider writing to the solicitors and agreeing for it to be struck out with no order as to costs or they risk you applying and seeking costs but, for now, try to relax.

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Just got the update for your thread...... been a while

 

I'd agree with everything that's been said....... keep your head down, there are cases on here that have been stayed for 3 or more years and will probably never see the light of day again.

 

Is it just my pooter or did southernjessy turn into postggj [or vice versa]?

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Hi Mike,

 

Has been a while, not sure where the year went to be honest!

 

Does the court not have a statutory amount of time for stayed cases? So if a case is stayed for a certain number of years it gets automatically thrown out, for example? The incorrect default won't matter in May - the account will drop from my record. I'm just concerned i'll end up with a CCJ down the line because i'll move home or something while Arrow try to pull a fast one...

 

It does seem that southernjessy has changed his identity..

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No stat requirement for the court to dispose of the case that I'm aware of. I suppose there are arguments under limitation if the case is stayed to 6 years although the reality is that once you get beyond 2 or 3 years it will become increasingly difficult for the claimant to proceed as Northampton start shredding data at around the 2 year mark.

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  • 4 weeks later...

Neither ...its from when the breach occurred (defaulted) or last acknowledgment if no payments made.

We could do with some help from you.

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Cheers Andy

- payments stopped when I issued a CCA at the end of Feb 2008 (the account is no longer on my credit report).

It's never been paid/acknowledged since

- I even got the ICO/FOS to slap the DCA (1st Credit) on the wrist back in 09.

 

Weirdly, they seem to think I must have forgotten about all of this

and they're sending frequent letters and texting my phone (I have no idea where they got my number,

the smart money is on either O2 or British Gas as far as i'm concerned - but that's for another day/thread).

 

I was trying to establish if - in my case - the statute barred date comes in when I issued the original CCA or when they defaulted on that CCA.

 

Either way it's SB in the next couple of months (you could never tell from their panicking).

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If there is a claim already issued stayed or proceeding then the clock has already stopped.

 

 

" Either way it's SB in the next couple of months (you could never tell from their panicking)."

We could do with some help from you.

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  • 8 months later...

Hi all,

 

Just an update. The Mint account no longer shows on my credit record, however the case is still on MCOL and has had no movement in the two years since I filed the defence. I've had no correspondence about the matter since the letter stating Blake Lapthorn are no longer dealing with the case and it went 'in house'.

 

I presume I just continue to leave it alone (sleeping dogs etc?).

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Your presumption is correct.

 

Andy

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  • 2 years later...

Hello, it's been a long time. It took a while (until 2015) but the case did eventually just disappear from my MoneyClaim account never to be heard from again. I did feel BL snd Arrow had a lot of leeway - the case should have been removed long before.

 

Couldn't have done it without the help of everyone on here, so you all have my eternal gratitude.

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Many thanks for the update danson.

 

Regards

 

Andy

We could do with some help from you.

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