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    • a 'witness' to it not arriving till the 15th is sadly immaterial too. regardless to the above anyway, the PCN remains valid. 
    • Hmm yes I see your point about proof of postage but nonetheless... "A Notice to Keeper can be served by ordinary post and the Protection of Freedoms Act requires that the Notice, to be valid,  must be delivered either (Where a notice to driver (parking ticket) has been served) Not earlier than 28 days after, nor more than 56 days after, the service of that notice to driver; or (Where no notice to driver has been served (e.g ANPR is used)) Not later than 14 days after the vehicle was parked A notice sent by post is to be presumed, unless the contrary is proved, to have been delivered on the second working day after the day on which it is posted; and for this purpose “working day” means any day other than a Saturday, Sunday or a public holiday in England and Wales." My question there is really what might constitute proof? Since you say the issue of delivery is a common one I suppose that no satisfactory answer has been established or you would probably have told me.
    • I would stand your ground and go for the interest. Even if the interest is not awarded you will get the judgement and the worst that might happen is that you won't get your claim fee.  However, it is almost inevitable that you will get the interest.  It is correct that it is at the discretion of the judge but the discretion is almost always exercised in favour of the claimant in these cases.  I think you should stand your ground and don't give even the slightest penny away Another judgement against them on this issue would be very bad for them and they would be really stupid to risk it but if they did, it would cost them far more than the interest they are trying to save which they will most likely have to pay anyway
    • Yep, true to form, they are happy to just save a couple of quid... They invariably lose in court, so to them, that's a win. 😅
    • Your concern regarding the 14 days delivery is a common one. Not been on the forum that long, but I don't think the following thought has ever been challenged. My view is that they should have proof of when it was posted, not when they "issued", or printed it. Of course, they would never show any proof of postage, unless it went to court. Private parking companies are simply after money, and will just keep sending ever more threatening letters to intimidate you into paying up. It's not been mentioned yet, but DO NOT APPEAL! You could inadvertently give up useful legal protection and they will refuse any appeal, because they're just after the cash...  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Cahoot & Robinson Way


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Hi,

 

I wasn't sure where to post this so I apologise in advance if it is in the wrong section and thanks to anyone who may be able to help.

 

During a period of youthful naiveity I managed to run up some significant credit problems which, through bad advice (I have since found out), led to me entering a debt management process. I've worked pretty hard to get my debts paid off and to resurrect my ailing credit file.

 

However, one of those debts stemmed from a Cahoot credit card which was opened in 2004. In 2008 (some 2 years after I entered the debt management programme) the debt was transferred or sold on to Robinson Way who registered a default on my credit file, there is no record of the account on my credit file before that default. I am trying to find out if it is possible to be defaulted against the same money owed twice? I have written to Cahoot to find out if they ever registered a default against me, if they have can I challenge the default that Robinson Way placed on me and get it backdated to the date of the Cahoot default or am I stuck with the default until 2014?

 

The Robinson Way entry in my credit file states that the account was opened in 2004, there is no history before 2008 and starts with a red '8' and the default

 

Appreciate any opinions or help anyone may be able to give - this is the last thing on there that is hanging around since managing to get Capital One to backdate a seperate default.

 

Iain

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1st credit dca did the same to me, so I put a notice of correction on my credit file, which creditors see, that the account is in dispute...

They are not allowed to put a default on the same account, but they argued that it was the dca that put it on, after the debt was sold by Cahoot.

LilythePink

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Do notices of correction actually make any difference to mortgage lenders etc? I've been told they are pretty worthless.

 

If Cahoot reply and tell me that, for example, they raised a default in 2007 what is the best thing to do re: Robinson Way?

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I let the default sit there as 1st credit had tried to bring me to court, and my credit rating was bad anyway. But I know they are not allowed to default twice on an account..... You have to write to them..... Someone here wil help you.

LilythePink

If you liked what I said, and if it helped in any way, please tip my scales..... thank you:)

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