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    • Hi LFI, With regard to the ANPR cameras in your post #65, while I was on the phone to the Planning Department, they did take a look at Google Streetview and went back to 2012 where they could see the ANPR cameras in place so therefore they would have deemed consent. I had previously read the T&C Planning Regulations and had read the section on deemed consent so I understood the point they made on the phone. It doesn't matter though, that doesn't harm my case any, and I shouldn't really mention this now, (this is what you reminded me of on another thread) but in the past I was a member of a scheme that gave me access to legal advice, I have spoken to a barrister previously through this scheme on another matter and I think I am still a member. I am going to check if I am still a member of the scheme, and if I am I will discuss my case with a barrister or solicitor, whichever the scheme deems appropriate. I will let you know the outcome. I am also going to take Bankfodders advice in the sticky and go to the local court and ask if I can sit in on a case in the Judges office.
    • deed?  you mean consent order you and her signed? concluding the case as long as you nor she break it's conditions signed upto? dx Yes sorry. they called it a deed at first in court.  Then Judge said she was happy to have it sealed as something else  exact names of orders in message above.     The disease was tested for when his cardiac testing was done immediately after purchase and part of the now sealed case.   However, results were disclosed incorrectly and I only found out  two days ago.   This disease did not form part of my knowledge during the case as I had been informed of a normal result that was not the case.   it is perfect clarity of a genetic disease where as the previous cardiac issue could be congenital until the pup is genetically tested. 
    • Hi, Halifax recently sold a credit card account of mine to Cabot. I am unemployed and have no assets and was thinking of making token £1 payments for 12-18 months in order to drag things out a bit and reduce the chance of Cabot being able to get the correct CCA documents from Halifax if I requested them in future. However, I saw on the pages on this forum about defending county court claims that one of the standard approaches when defending such claims is to say “I had an account with bank X, but I don’t remember the details and so don’t know if I owe this debt…”. If I made £1 payments to Cabot, would it prevent me from using such a defence in future? OC: Halifax DC: Cabot/Wescot Card account opened: 2016 Defaulted: 2023
    • Paperwork says sealed consent order and composite settlement agreement      YES  ADDISONS DISEASE 
    • Hi, This may be the wrong place for a thread BUT If you receive a defence, can you send a CPR 31.14 request for document mentioned in the defence, and then apply to proceed with the case only after (14) days passed or they respond OR is it only if you receive a claim I see @dx100uk thread is for when you receive a claim, but can you also do the same when you receive a defence?
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Perfecthomes info and contact details.


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Perfect Homes is a trading style of Temple Finance Limited.

 

Registered office is;

 

The Lodge, Coleshill Manor, Coleshill, West Midlands B46 1DL

 

Consumer credit licence-this is actually listed as Temple retail Ltd.

 

 

Licence Number:0609601

Licence Status:Current

 

Business Name Company Registration Number

Temple Retail Limited 5981917

Categories:

Consumer credit

Consumer hire

Credit brokerage

Right To Canvass Off Trade Premises:Yes

Trading Name(s) (Current):

Perfect Home

Issued Date: 30-Nov-2007

Expiry Date: 30-Nov-2012

 

Current Individuals that run the organisation:

 

Alaric Michael Smith

James Roy Clark

Michael John Sweetland

Michael William Cooper

 

Current Address(es):

 

Correspondence The Lodge, Coleshill Manor, Coleshill, BIRMINGHAM, B46 1DL

Principal Place Of Business The Lodge, Coleshill Manor, Coleshill, BIRMINGHAM, B46 1DL

Registered Office The Lodge, Coleshill Manor, Coleshill, BIRMINGHAM, B46 1DL

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 2 months later...

I have sent 3 different correspondences to perfect homes asking for a copy of my credit agreement and customer account, complaints procedure and asking to correspond to via mail and not send any of their employees to my address without an appointment, from the date of my first letter (10th October2012) to today 3rd November 2012. my 1st and 3rd letters were recorded delivery, I am in arrears WHY HAVEN'T THEY CONTACTED ME YET!! I sent these letters to my local shop where my accounts are held, what have I done wrong, how long do you have to register a complaint against a staff member? HELP ANYONE!!!!

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I would strongly suggest that you send any letters to their head office.

If you have asked for a copy of their complaints procedure and they have not sent it,then this is viewed as serious.

You should consider a complaint to Trading Standards about their lack of response to deal with any complaints.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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D R Ravenscroft

Acting Head of Trading Standards (South) 67 Curzon Street

Birmingham

B4 7DH 0121 235 6108

 

 

 

D Cronin

Acting Head of Trading Standards (North) 67 Curzon Street

Birmingham

B4 7DH 0121 235 6107

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 6 months later...

hi there im not sure wether i have posted on correct thread or not but here goes i became a customer with perfect homes about 2 weeks ago

and if i am honest dont think i will ever go down that road again i opted for a bed and mattress and it was delivered the following weds and was tol that the delivery guys would set it up

which they didnt when asked they said it wasnt on their work sheet well i wasnt gunna stand there arguing n was going to be late for work so i thought no biggy i do it when i finish work at 10 o clock not my idea of fun

any way to cut a long story short i unp[acked everything to find no screws i was livid at that time of night cudnt fone anyone so left it til next day when i rang them they was no one available to come back out til day after which would have been friday wasnt happy but thought fair enough and was given a free week for the hassel next day i was working yet again and left my daughter waiting in when they arrived they didnt have the screws and promised they would be back by the end of day i rang the store when my daughter informed me by which time it was 5 o clock so we ad given them enough time and was told the manager would ring me back hopefully before they closed which never happened so now we are on saturday and i rang them back to be told the manager busy after i asked to speak with them and was told it was going to be wedsnesday before anyone could come back out with it been bank holiday im still waiting for this manager to ring me back i have paid two weeks on this stupid t v bed and havny had the pleasure of lying it im livid plz help with any advice many thanks

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I would strongly suggest that you send any letters to their head office.

If you have asked for a copy of their complaints procedure and they have not sent it,then this is viewed as serious.

You should consider a complaint to Trading Standards about their lack of response to deal with any complaints.

 

i have the agreements in front of me surely they must in breech of the contract

also i recieve text messages daily stating ring perfect homes regarding your account and asked them after the fiftteeth text

to remove me froom system as i was up todate and they stated because you are on buy now pay later until the pay now starts which is in june you will then cease to recieve them the staff are rude

and dont listen to what you have to say i wish i never took it out now

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Hi Sally, perfect homes is a company I wouldn't advise my enemies to do business with never mind my friends, in my summation P/H is a rip-off company preying on people who cannot afford to buy goods for cash, they hoodwink customers by giving deliberate bad advice, the staff are badly trained, unhelpful once you sign the contract, even their pamphlets are misleading, I'd cancel any business with them and also report them to T/S as a matter of course, they don't have a complaints policy or procedure for settling issues. I would stipulate that you ask them to correspond with you in writing, which they won't. cancel any dealings you have with them asap it will save you heaps of aggravation in the future if you read my thread you'll see what I mean.

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