My home has been repossesed by Kensington as I had arrears of £6000. Up to the last minute I was suppling them with all the information they were asking for. The Bailliff advised us that we had to give them the keys and that we had 14 days to sort this out and if we had the money to pay the arrears that it should be ok. We then arranged for the money into the account and called Kensington, advised them that we had toe arrears money and also could pay on the future due to working. They refused this and the matter was referred to their onsite management team who refused too. We were paying a HP which we paid off and therefore had that extra money too. Went back to them with this and they advised that the matter would be referred to their management team and i would be called back. I chased them several times and I was told that action was on hold and nothing would be done on the property l a decision had been made and that the person dealing would call me back as soon as a decision was made. A few days later a for sale board went up and I called them again. The person dealing advised me that i had been declined again. I was lied about action being stopped. I was also told that I would be given time to get my bellongings out but when he second request was declined and I asked them to let me remove my belongings they have charged me £100. Is there any chance i can take this further and get possession back? I am willing to pay the arrears on the mort and can afford to pay the monthly pyments. I also have a secured loan wit them which they state is in arrears too of £5000. Can anyone help me or is it oo late? Thanks

Hi sabby

Welcome to CAG

The guys will be happy to advise as soon as they are available.

Please let us know how your problem has been resolved, it could help fellow Caggers.

Thread has been moved to the correct forum.

My home has been repossesed by Kensington as I had arrears of £6000. Up to the last minute I was suppling them with all the information they were asking for. The Bailliff advised us that we had to give them the keys and that we had 14 days to sort this out and if we had the money to pay the arrears that it should be ok. We then arranged for the money into the account and called Kensington, advised them that we had toe arrears money and also could pay on the future due to working. They refused this and the matter was referred to their onsite management team who refused too. We were paying a HP which we paid off and therefore had that extra money too. Went back to them with this and they advised that the matter would be referred to their management team and i would be called back. I chased them several times and I was told that action was on hold and nothing would be done on the property l a decision had been made and that the person dealing would call me back as soon as a decision was made. A few days later a for sale board went up and I called them again. The person dealing advised me that i had been declined again. I was lied about action being stopped. I was also told that I would be given time to get my bellongings out but when he second request was declined and I asked them to let me remove my belongings they have charged me £100. Is there any chance i can take this further and get possession back? I am willing to pay the arrears on the mort and can afford to pay the monthly pyments. I also have a secured loan wit them which they state is in arrears too of £5000. Can anyone help me or is it oo late? Thanks

Hi

Should be (hopefully) some useful information below -

http://england.shelter.org.uk/get_advice/repossession/ordered_to_leave/eviction_by_the_bailiffs#6 (England)

Shelter home site -

http://www.shelter.org.uk/

Get immediate advice from a specialist

In my view there were several options to prevent this from happening - you could have considered leasing your property to an investor who would have controlled it (not owned it) for 2/3 years. You would have remained the owner and have your mortgage/bills/debts paid off whilst the investor looks after it for you. . You would have to move out as well.

I hope you managed to find someone to help you.

Regards