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    • Hi I received a Parking Charge letter to keeper on Monday 15/04/24, the 17th day after the alleged incident. My understanding is that this is outside the window for notifying. The issue date was 08/04/2024 which should have been in good time for it to have arrived within the notice period but in fact it actually arrived at lunchtime on the 15th. Do I have to prove when it arrived  (and if so how can I do that?) or is the onus on them to prove it was delivered in time? All I can find is that delivery is assumed to be on the second working day after issue which would have been Weds 10//04/24 but it was actually delivered 5 days later than that (thank you Royal Mail!). My husband was present when it arrived - is a family member witness considered sufficient proof? 1 Date of the infringement  arr 28/03/24 21:00, dep 29/03/24 01.27 2 Date on the NTK  08/04/2024 (Date of Issue) 3 Date received Monday 15/04/24 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012?  Yes 5 Is there any photographic evidence of the event? Yes 6 Have you appealed? [Y/N?] post up your appeal] No    Have you had a response?  n/a 7 Who is the parking company? GroupNexus 8. Where exactly [carpark name and town] Petrol Station Roadchef Tibshelf South DE55 5T 'operating in accordance with the BPA's Code of Practice'  
    • lookinforinfo - many thanks for your reply. It would be very interesting to get the letter of discontinuance. The court receptionist said that the county court was in Gloucester 'today' so that makes me think that some days it is in Gloucester and some days its in Cheltenham, it was maybe changed by the courts and i was never informed, who knows if DCBL were or not. My costs were a gallon of petrol and £3.40 for parking. I certainly don't want to end up in court again that's for sure but never say never lol. Its utterly disgusting the way these crooks can legally treat motorists but that's the uk for you. I'm originally from Scotland so it's good that they are not enforceable there but they certainly still try to get money out of you. I have to admit i have lost count of the pcn's i have received in the last 2 yr and 4 months since coming to England for work, most of them stop bothering you on their own eventually, it was just this one that they took it all the way. Like i mentioned in my WS the the likes of Aldi and other companies can get them cancelled but Mcdonalds refused to help me despite me being a very good customer.   brassednecked - many thanks   honeybee - many thanks   nicky boy - many thanks    
    • Huh? This is nothing about paying just for what I use - I currently prefer the averaged monthly payment - else i wouldn't be in credit month after month - which I am comfortable with - else I wold simply request a part refund - which I  would have done if they hadn't reduced my monthly dd after the complaint I raised (handled slowly and rather badly) highlighted the errors in their systems (one of which they do seem to have fixed) Are you not aware DD is always potentially variable? ah well, look it up - but my deal is a supposed to average the payments over a year, and i dont expect them to change payments (up or down) without my informed agreement ESPECIALLY when I'm in credit over winter.   You are happy with your smart meter - jolly for you I dont want one, dont have to have one  - so wont   I have a box that tells me my electricity usage - was free donkeys years ago and shows me everything I need to know just like a smart meter but doesnt need a smart meter,  and i can manually set my charges - so as a side effect - would show me if the charges from the supplier were mismatched. Doesn't tell me if the meters actually calibrated correctly - but neither does your smart meter. That all relies on a label and the competence of the testers - and the competence of any remote fiddling with the settings. You seem happy with that - thats fine. I'm not.    
    • Evening all,   So today, I was sent an updated offer that includes the £12.60 I spent on letters, but they have declined to add the interest at £7.40. They have stating 'We acknowledge your request to claim interest to date, however, this would be at the discretion of a trial judge if the claim did proceed to a trial hearing.' I think I am content with this outcome, and pushing this to a trial for a total interest of £15.30 throughout the claim does not make sense to me.   What are people's thoughts? I am sure our courts have better things to concentrate on?
    • FFRSG3424ListofEvidencepdf-V1 2-merged.pdfFFRSG3424ListofEvidencepdf-V1 2-merged.pdf 2pages T&C,s UCM
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Milky Vs RBOS


Milky
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Hi there,

 

I've recently decided that I wanted to jump on the bandwagon and get me back some bank charges.

 

I've sent the Data Protection act letter plus the fee for £10 and RBOS have sent me my statements for the last 6 months which I received today.

 

I've been through and highlighted all the charges but I just want to make sure I claim for the right things. There are 2 main charge descriptions which appear on my account.

 

1) Referral Charge

 

I seem to have loads of these. I've talked to some guy at Direct Banking and he's telling me that these are probably charges for going over my overdraft limit. Can someone tell me whether thats true or can someone tell me if I should be claiming these anyway

 

2) Chg to *date*

 

I also have one of these every month. A woman I spoke to at Direct Banking says that these are usually subscription charges for my account eg I have a Royalties Gold Account. However sometimes these figures outweigh what the subscription is eg this month I was charged £40 and she says the sub is £12. She explained that the extra £28 is probably a fine for going over my overdraft. Do i subtract the Royalties subscription from my calculation(I think I probably should as it's a fee I agreed to) This would also apply to the fee I paid for my student account.

 

3) Interest

 

I'm using the advanced Excel Sheet for working out how much you're due from the library. I've entered all the charges in the left hand side but the right hand side is asking for interest..do i enter the charge again on the right side as well to get the interest?? Can someone show me a completed one of these or an example to help me on my way?

 

Much thanks..

 

FYI at the moment my claim stands at £4201.24 but I've still got 6 years of subscriptions to take off which is probably a couple of hundred pound. Not a bad haul though

Me Vs RBS

Data Protection Act sent 25/09/06

Statements recieved 04/10/06

Prelim sent 06/10/06

"Sod Off" letter recieved 12/10/06

LBA sent 26/10/06

 

Me Vs Crapquest

CCA sent 06/10/06

Acknowledgement letter recieved 17/10/06

12 working days up on 26th October - Waiting for the required calendar month before further action

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Firstly, You can claim for the refferal charge

 

Secondly, just deduct your subscription charge (£12) off the total charge, they add them both together just to confuse ya lol.

 

As for the interest, dunno about that one, i`ve not used the advanced spreadsheet, sorry.

 

Keep us updated and good luck.

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It's difficult to know what the charges are though...phone call to branch on it's way ;o)

 

Might try the simple sheet tonight and see how I get on with that...even without the serice charges my other charges hit £4000

Me Vs RBS

Data Protection Act sent 25/09/06

Statements recieved 04/10/06

Prelim sent 06/10/06

"Sod Off" letter recieved 12/10/06

LBA sent 26/10/06

 

Me Vs Crapquest

CCA sent 06/10/06

Acknowledgement letter recieved 17/10/06

12 working days up on 26th October - Waiting for the required calendar month before further action

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Okay used the simple sheet(http://www.cag-files.co.uk/barracad/Spreadsheets/England/Simple-charges-calc.xls) and gotten a total for the charges. Do I send this plus the interest figure as I've read somewhere on the site about not asking for the 8% interest initially...

 

*HELP*

Me Vs RBS

Data Protection Act sent 25/09/06

Statements recieved 04/10/06

Prelim sent 06/10/06

"Sod Off" letter recieved 12/10/06

LBA sent 26/10/06

 

Me Vs Crapquest

CCA sent 06/10/06

Acknowledgement letter recieved 17/10/06

12 working days up on 26th October - Waiting for the required calendar month before further action

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Hi Milky

 

In your prelim letter and LBA just ask for the amount of the charges back, send a copy of the spreadsheet which will include the 8% interest but don't mention this amount until you file a court claim.

 

Stacy xx

NatWest - Settled in full 22/05/06

 

RBS- Prelim sent 9/05/06 £1,147

£500 offer 27/05/06, rejected 30/05/06

LBA sent 25/05/06 :razz:

MCOL 15/06/06

Defence received 20/07/06

Settled in full 01/09/06 wahey!!!!!!!!!

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Prelim going in the post tonight...£3000+. That'll teach the ******s not to extend my overdraft ;o)

Me Vs RBS

Data Protection Act sent 25/09/06

Statements recieved 04/10/06

Prelim sent 06/10/06

"Sod Off" letter recieved 12/10/06

LBA sent 26/10/06

 

Me Vs Crapquest

CCA sent 06/10/06

Acknowledgement letter recieved 17/10/06

12 working days up on 26th October - Waiting for the required calendar month before further action

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Good luck mate! :D

14/09/2006 - Data Protection Act letter sent to my bank.............here goes :D

28/09/2006 - Statements received through the post. Charges appear to be in the region of £2000 :eek:

04/10/2006 - Prelim letter sent for charges of £2037 :rolleyes:

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Recieved a "sod off" letter from the ever so famous Tommy McLean today. Will get the LBA sent off shortly :)

Me Vs RBS

Data Protection Act sent 25/09/06

Statements recieved 04/10/06

Prelim sent 06/10/06

"Sod Off" letter recieved 12/10/06

LBA sent 26/10/06

 

Me Vs Crapquest

CCA sent 06/10/06

Acknowledgement letter recieved 17/10/06

12 working days up on 26th October - Waiting for the required calendar month before further action

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Just a couple of quick questions to clarify.

 

1) I've had a sod-off letter. They replied within 4 days of my prelim request. Do I send my LBA now or wait till the 14 day deadline has expired?

 

2) The LBA seems to be set up for people that had no response. Do I amend it slightly to say something of the lines "Further to your letter dated 10th October in which you refuse to repay the illegal penalties you have been charging me I am making one further effort to solve this issue. I hope that it doesn not come to court action however..."

 

Thoughts?

Me Vs RBS

Data Protection Act sent 25/09/06

Statements recieved 04/10/06

Prelim sent 06/10/06

"Sod Off" letter recieved 12/10/06

LBA sent 26/10/06

 

Me Vs Crapquest

CCA sent 06/10/06

Acknowledgement letter recieved 17/10/06

12 working days up on 26th October - Waiting for the required calendar month before further action

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check out the thread, by andrew1, there is a letter i used from his thread, when i got the sod off letter from tommy mclean, e-mailed this to him, slightly adjusted it, to suit my circumstances, received an offer, within a week, still sent my lba off, accepted offer, by e-mail, saying i would still be persuing the balance, and my lba, had already been sent, received an e-mail, saying letter was being sent it, hoping it's for full settlement, can e-mail the letter to you if you wish, just send me your e-mail addy. on my thread.

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  • 2 weeks later...

LBA on it's way :o)

Me Vs RBS

Data Protection Act sent 25/09/06

Statements recieved 04/10/06

Prelim sent 06/10/06

"Sod Off" letter recieved 12/10/06

LBA sent 26/10/06

 

Me Vs Crapquest

CCA sent 06/10/06

Acknowledgement letter recieved 17/10/06

12 working days up on 26th October - Waiting for the required calendar month before further action

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  • 2 weeks later...

Received an offer today for 60%. Decided to phone Tommy McLean, told him I'd be rejecting the offer, that legal was going to start next Thursday unless he came up with something better and he's now offered me 90% as a final settlement with no clauses to stop me claiming in the future. He was very helpful and anyone that gets to this stage and is worried about going legal should perhaps think about calling him and making the same sort of play I accepted this as I need the money(moving house) and I can't be bothered going through the courts for the next 2 months like some have.

 

Donation once the cash is in my account :o)

 

Thanks to all who helped.

Me Vs RBS

Data Protection Act sent 25/09/06

Statements recieved 04/10/06

Prelim sent 06/10/06

"Sod Off" letter recieved 12/10/06

LBA sent 26/10/06

 

Me Vs Crapquest

CCA sent 06/10/06

Acknowledgement letter recieved 17/10/06

12 working days up on 26th October - Waiting for the required calendar month before further action

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