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    • I have received a PCN from Euro Car Parks for MFG - Esso Cobham - Gravesend. I was completely unaware that there was any such limit for parking and always considered this to be a service station. I stopped there to use the toilet, have a coffee and made a couple of work calls. I have read the previous topics on this location which suggest I can ignore this and ECP will not take legal action. The one possible complication is that the vehicle is leased by my employer so I do not want to involve them with the associated reminders and threatening letters. The PCN was first issued to the leasing company Arval who have notified ECP of the hiring company. I have attached a copy of the PCN Notice to Hirer with details removed as per instructions. What options do I have or should I just pay the PCN promptly at the reduced rate of £60? img20240424_23142631.pdf
    • What you have uploaded is a letter with daft empty threats from third-party paper tigers.  Just ignore it. What we need to see is the original invoice you received last October or November.
    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
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Safeloans Ltd v me. Apparently


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Hello all and good evening.

 

I had an email in my spam folder to an email that they never had been given.

 

The email was sitting in my spam folder. I had a loan with these fools years ago in 2009 and as far as I was concerned thishad been settled. Three years later they come to me telling me I owe them over 500.00. The start of the email is Safeloans ltd v me. **** bags. I had not changed address so why did they leave it sooooo long to contact me? What are they up to?

 

Any advice most welcome.

 

Many thanks

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Hi, phillyg.

 

I've moved this thread to the PDL Forum.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Is it the same as the account number you had with them?

 

You could write to them if your really worried but I would just ignore it.

 

Also does th email have any personal information on it, your details, account info?

IT'S TIME FOR US LITTLE PEOPLE TO FIGHT BACK:)

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Send them the prove it letter from the library on this site. Dont chase it up.

 

Itsnup to them to get the correct info. Chances are theyre fishing for a cash cow.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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All they have said in the email is if i don't make a token payment of 20.00 they will issue court proceedings. They are giving me till the 26th may. They have also given two payment plan offers. Why would they leave it so late? Also why have they not sent letter previous to this to my home address?

 

The email also does not state any dates as to when the debt was from.

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I do not even know the account number that was used at the time so I would not even know. The bank I also used at the time had also been closed down. They will have a hard job to get anything from me as I have nothing to give. I am in receipt of dla and esa and everything is always tight already.

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Stop worrying and send them the prove if letter. As for your email, pdls are known for sharing your details.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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OK I have had a chance to view my experian credit report and nothing makes any sense with the inputs from Safeloans.

 

There are six inputs on my credit file and it states that I had settled four of them in 2010 all on the same date!!!! There is another one that is states defaulted on 24/05/2010 and another that shows my account showing three payments late dated 27/08/2009.

 

Now here is the confusion.... All of the four previous are showing as settled and the date is exactly the same 18/10/2011 on all four. I never made any payments in 2011 as the last loan I had from them was in 2009.

 

The letter that I received from Safeloans states I owe roughly £520.00 and looking at the credit file it states I am in default by £446 and the three payments late showing states £303.00 which gives a total of £749.00.

 

Can anyone make any sense of this or am I just thick?

 

It looks as though they are cooking the books. The settled inputs on experian from them are dated after the default date!!! They are (Edit)

 

Any help please.

Edited by maroondevo52
Removed unsuitable wording.
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If you have multiple entries for the same debt, at the same time/date, give the CRA a call and they can investigate for you.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Hello all and good evening.

 

Just to let you know I decided to contact Safeloans Ltd so I sent a few emails over the last two days and stated I hold no acknowledgement of this debt and for all correspondence to cease.

 

I also wanted my credit file amended with Safeloans Ltd details.

 

I received an email today advising me as of immediate effect the alleged debt is to be wiped and experian have been contacted to clear the information from file.

 

Good day really.

 

Don't give up just persevere.

 

Good luck

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