Morning all,

I'm wondering if anyone can give me some advice please?

I had a Bank of Scotland credit card that I defaulted payments on. Bank of Scotland obtained a ccj, followed by an attachment of earnings order.

The attachment of earnings order states "the defendants employer must deduct £250 per month from the defendants earnings until £11,589.28 has been paid"

I have now paid this, but Bank of Scotland want another £750 in fees for obtaining the ccj and order. Are they right in requesting this, or should it have been included in the order?

should have been in the order

have you all the CC statements?

not got lots of PENALTY charges or PPI on them have you?

dx

dx

I have the original attachment of earnings order that states £250 per month until the sum of £11,589.28 has been paid (which has been paid every month since the order).

Now I have had another letter from BoS and all it says it that they want £513 for legal costs, £240 for ccj, £65 for attachment of earnings, and this has been added to the balance.

IMHO if its not on the judgement then they can go swivel.

dx

That's what I thought too. I will write to them again with a copy of the order.

Ok, I wrote to BoS with a copy of the attachment of earings order showing the order was for £11,589.28. I have received a reply stating "legal fees are added to the outstanding balance due and are therefore not noted seperately"

I thought that if the order was for £11,589.28 then this should include the debt, interest and legal fees.

Send the info to the court and ask for an ajudication meeting about this - if it was not on the original order then they are barking mad - they CANNOT add stuff after a court order.

This is becoming more and more common now and shows how low the debt collecting arm of the banks have become in