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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • Lesley A
      Licensed breeder Puppy farm & genetically sick pups.***Settled***

      By Lesley A · Posted

      Well tbh that’s good news and something she can find out for herself.  She has no intention if peace.  I’m going to ask the thread stays open a little longer.   It seems she had not learned that I am just not the one!!!!  plus I have received new medical info from my vet today.   To remain within agreement, I need to generally ask for advice re:  If new medical information for the pup became apparent now- post agreement signing, that added proof a second genetic disease (tested for in those initial tests in the first case but relayed incorrectly to me then ), does it give me grounds for asking a court to unseal the deed so I can pursue this new info….. if she persists in being a pain ? If generally speaking, a first case was a cardiac issue that can be argued as both genetic and congenital until a genetic test is done and then a second absolute genetic only disease was then discovered, is that deemed a new case or grounds for unsealing? Make sense ?   This disease is only ever genetic!!!!  Rather more damning and indisputable proof of genetic disease breeding with no screening yk prevent.   The vet report showing this was uploaded in the original N1 pack.  Somehow rekeyed as normal when I was called with the results.  A vet visit today shows they were not normal and every symptom he has had reported in all reports uploaded from day one are related to the disease. 
    • slick132
      soccersixes chasing owed money

      By slick132 · Posted

      Hi Roberto, Read some of the other threads here about S Sixes - they all follow the same routine of threats, threats, then nothing. When you do this, you'll see how many have been in exactly the same situation as you are. Keep us updated as necessary .............
    • NewsBot
      Why Virgin Money takeover may mean better rates for Nationwide savers - SYLVIA MORRIS explains

      By NewsBot · Posted

      Nationwide's takeover of Virgin Money is hitting the headlines as thousands of customers protest that they will not get a vote on whether it should happen.View the full article
    • dx100uk
      Lowell/Shoes SPC Claim Forfar Sheriff Court - Old Newday Credit Card.

      By dx100uk · Posted

      unrelated to the agreement then, could have come from Lowells filing cabinet (who lowells - they dont do that - oh yes they do!! just look at a few lowell paypal EU court claim threads) no name and address for time of take out either which they MUST contain. just like the rest of the agreement then..utter bogroll that proves nothing toward you ... slippery lowells as usual it's only a case management discussion on 26 April 2024 at 10:00am by WebEx. thats good simply refer to the responses you made on your 4a form response only. pleanty of SPC thread here to read before the 26th i suggest you read at least one a day. dx  
    • lolerz
      One Parking Solutions Windscreen PCN - private flat bays, share of freehold . - Durrington, West Sussex.

      By lolerz · Posted

      I think you have the supremacy of contract as it allows you to park in designated areas. I would argue that there being parking enforcement there clearly means its to be used as parking and as such you can use it under your lease. Only need to worry if they ever follow through with a letter of claim and a claimform though

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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

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      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Loan Sharks

determindator

By determindator
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Conniff

Conniff

Posted
Posted
Really?

 

Really.

 

The minister was on the tv news the other day and said 'there were no plans to cap the interest rate'.

 

So here we go boys, who wants a license to prey on the poor and the vulnerable.

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determindator

determindator

Posted
  • Author
Posted

Apparently, the problem with enforcing much lower int rates would mean these companies would go out of business and borrowers would use the underworld of lending which would be worse.

 

I think these loan companies should be scrutinised more to determine whether it's more to do with profits not being as high as they like if int rates were much lower, rather than it would be the cause of them close down.

 

It's time these lenders stopped preying on the vulnerable, those who can least afford high int rates. Another designed to fail type lending. The roll over loans offered when the original can't be afforded to pay back, is being addressed but much more needs to be done.

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renegadeimp

renegadeimp

Posted
Posted

I've said it time and time again. There is ONE person who works with the government and he alone is responsible for what is happening. He is also the same person who ensured that workers have pretty much no legal rights for the first two YEARS of their employment.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Conniff

Conniff

Posted
Posted

It's now emerged that £millions of the church money is used to back up Wonga.

 

As for making some unemployed, they are as bad as the company, it is they who send the snotty letters and roll over the loans getting people into trouble.

 

Perhaps if they get what they deserve, they can get their groceries with a Wonga loan and get some first hand knowledge of what it's like and what 'they' have been doing to others.

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BRIGADIER2JCS

BRIGADIER2JCS

Posted
Posted
It's now emerged that £millions of the church money is used to back up Wonga.

 

As for making some unemployed, they are as bad as the company, it is they who send the snotty letters and roll over the loans getting people into trouble.

 

Perhaps if they get what they deserve, they can get their groceries with a Wonga loan and get some first hand knowledge of what it's like and what 'they' have been doing to others.

 

One has to wonder how many other corrupt organisations are perhaps 'laundering' their ill gotten gains through the legalised loan sharks.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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ScarletPimpernel

ScarletPimpernel

Posted
Posted
It's now emerged that £millions of the church money is used to back up Wonga.

 

As for making some unemployed, they are as bad as the company, it is they who send the snotty letters and roll over the loans getting people into trouble.

 

Perhaps if they get what they deserve, they can get their groceries with a Wonga loan and get some first hand knowledge of what it's like and what 'they' have been doing to others.

 

This morning the Archbishop of Canterbury said that in total the church invested £75k (not millions) in an investment company that provided the capital to start Wonga, and that he's furious about it.

 

Personally I welcome the idea of promoting credit unions as an alternative. However, I'd still like to see interest rate caps.

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determindator

determindator

Posted
  • Author
Posted (edited)
It's now emerged that £millions of the church money is used to back up Wonga.

 

As for making some unemployed, they are as bad as the company, it is they who send the snotty letters and roll over the loans getting people into trouble.

 

Perhaps if they get what they deserve, they can get their groceries with a Wonga loan and get some first hand knowledge of what it's like and what 'they' have been doing to others.

 

I see you now know the connection was indirect, an investment in a company who had connections down the line to Wonga. It has enabled the Church to review investments in companies who then invest onto others they want to avoid.

 

I noticed the 'Ten Commitments' Wonga have published to support their stance. A rather tacky attempt to poke fun at the Ten Commandments. Well they would, wouldn't they.

 

Keep the faith Conniff:-D

Edited by determindator
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Conniff

Conniff

Posted
Posted

 

Of course they do, they get all their info from the public for free and then sell it back to them.

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determindator

determindator

Posted
  • Author
Posted
Of course they do, they get all their info from the public for free and then sell it back to them.

 

Which want your stories to help them take on these type of lenders. I don't think Loan Sharks will be buying that info!

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determindator

determindator

Posted
  • Author
Posted (edited)

They may make money from selling a magazine but that money can be put towards doing a great deal of work for those who don't buy the magazine, in this instance money lending, apart from all the many other financial campaigns where their involvement has made changes better for the consumer. See it as philanthropy.

 

The internet is a powerful communicator, i've seen the Which info so it is appropriate for CAG to be a place to spread the word on this subject.

Edited by determindator
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caro

caro

Posted
Posted

Agreed termi. Until I attended the big banking debate I had no idea what a powerful campaigner which is, and the excellent work they do for consumers. So much more than the magazines. They also have very powerful contacts. :)

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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determindator

determindator

Posted
  • Author
Posted (edited)

Yes Caro, we went to the debate, plus the other meetings over time, and there is influential work taking place standing up for the consumer.

 

Here is the site again to post what you want to say about your experiences with these type of loans.

 

http://www.which.co.uk/campaigns/money-payday-loans-overdrafts/?utm_campaign=121013_campaignsemail_monthly&utm_medium=email&utm_source=email_campaigns&cmp=121013_campaignsemail_monthly

Edited by determindator
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  • 11 months later...
citizenB

citizenB

Posted
Posted

 

In one of the case studies in the report - one borrower admits to not telling the truth in order to be accepted.

 

Some borrowers are their own worst enemy - there really needs to be some education regarding the managing of finances.

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determindator

determindator

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I believe financial education is being added to the school curriculum, should have been done years ago when get rich quick was introduced into main stream thinking. The eighties springs to mind. There's good and bad in lenders as there is good and bad in borrowers. That's where the fairness in each case should be decided.

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