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    • Not Evris offer, the court offers mediation service.   All claims proceed to hearing if mediation fails /not happen.   Why do you not wish to attend in person to stand your claim ?     Absolutely you must comply with the courts directions or your claim risks being struck out. Preparation for a hearing should happen irrespective of mediation.   https://www.consumeractiongroup.co.uk/topic/460613-suing-a-parcel-delivery-company-when-you-dont-have-a-direct-contract-with-them-–-third-party-rights-copy-of-judgment-available/#comment-5255007   Andy  
    • LPA.  (I'm fighting insolvency due to all the stuff that he and lender have done).  He appointed estate agents - (changed several times). Disclosure shows he was originally appointed for a specific reason (3m after repo) : using his powers as acting for leaseholder to serve notice on freeholders (to grab fh).  There was interest from 3 potential buyers. He chose one whose offer depended on a positive result of the notice.  Disc also shows he'd taken counsel advice - which was 'he'd fail'.  He'd simultaneously asked to resign as his job (of serving notice) was done and he'd found a buyer.  Lender asked him to stay on to assign notice to the buyer.  Notice failed, buyer didn't buy.  So receiver stayed.  There was 1 buyer who wanted to proceed w/o fh but receiver/ lender wasted 1y trying to get rid of them!  Disc shows why. But I didn't know why at the time. In later months Lender voiced getting rid of receiver. Various reasons - including cost.  But there's a contradiction/ irony: as I've seen an email (of 4y ago) which shows the receiver telling lender not to incur significant costs and to minimize receiver costs.    Yet lender then asked him to serve another notice - again counsel advice indicated 'he'd fail'.  And he did fail.  But wasted 3y trying and incurred huge legal costs - lender trying to pass on to me. Lender interfered - said wanted to do works.  Receiver should have said no.  But disc. shows he agreed to step aside to let them do the works - on proviso lender would discuss potential costs first (they didn't), works wouldn't take long (took 15m), and lender would hold interest (they didn't) (this last point is crucial for me now - as I need to know if I can argue that all interest beyond this point shouldnt be allowed?)   I need to check receiver witness statement in litigation with freeholders to see exactly what he said about 'his position'. But I remember it being along the lines of - 'if the works increased the value of the property he didn't have a problem'.  Lender/ receiver real problems started at this point. The cost of works and 4y passage of time has meant there is no real increase in value. Lender (or receiver) didn't get any permissions (statutory or fh) (and didn't tell me) and just bulldozed the property to an empty shell.  The freeholders served notice on me as leaseholder for breach of covenants (strict no alterations).  The Lender stepped in (acting for me) to issue notice for relief of forfeiture - not the receiver.  That wasted 2y of litigation (3y if inc the works) and incurred huge costs (both sides).  Lender's aim was to do the works that every potential buyer balked at due to the lease restrictions.  Lender and receiver knew couldn't do works w/o fh permission. Lender did them anyway; receiver allowed.  Receiver remained appointed.  I'm arguing lender interfered in receiver duties.  Receiver should have just sold property 4-5y ago w/o allowing any works.  Almost 3y since works finished the property remains unsold (>5y from repo). The property looks brand new - but it was great before.  The lender spent a ton of money - hoping that would facilitate a quick sale.  But the money they spent and the years they have wasted has meant they had to increase sale price.  It's now completely overpriced.  And - of course - the same issues that put buyers off (before works) still exist.   The receiver has tried for 2y to assert the works increased value. But he is relying on agents estimates - which have proved highly speculative. (Usual trick of an agent to give a high value to get the business - and then tell seller to reduce when no-one buys.). And of course lender continues to accrue interest (despite 4y ago receiver saying pause interest). Lender tried to persuade receiver to use specific agent. Disc shows this agent was best friends with the lender's main investor in the property.  Before works this agent had valued it low.  After works this agent suggested a value 70% higher!  The lender persuaded receiver to sack one agent and instead use this agent.  No offers. (Price way too high).   Research has uncovered that this main investor has since died.  I guess his investment is part of probate? And his family want it back?    Disc shows the sacked agent had actually received a high offer 1y ago.  Receiver rejected it.  He was relying on the high speculative valuation the agents had given him to pitch for the business. The agents were in a catch-22.  The receiver sacked them. Disc shows there has been 0 interest ever since. I don't think lender or receiver want all this to come out in public domain via a trial.  It will ruin their reputations. If I can't get an order for sale with lender - can I apply separately against receiver?
    • Ok many thanks. Just wanted to check that nothing else for us to do / send for the moment. Will update again once we receive a copy of their N181 and proposed directions for review. Our post is a bit hit and miss at the moment. Appreciate the help through this process.
    • Yes and will ask you if you are in agreement and or wish to add /remove any direction.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Never buy toilet paper again!


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Theyve got an offer on right now in B&M's. 3.99 for 24

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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Theyve got an offer on right now in B&M's. 3.99 for 24

 

Bog Roll or KitKats :)

Any advice I give is honest and in good faith.:)

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;)

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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  • 4 weeks later...

***** SERIOUS HEALTH WARNING! ****

 

Using toilet tissue to blow your nose is not the cleverest thing to do health wise. I used to for years, and it can cause serious even fatal health issues.

 

Have you noticed the huge fine cloud of particles that become air bourne when you unroll and tear off bog roll? You probably wont notice it under normal lighting circumstances.

 

Everyone must have noticed it under bright sunlight. Or powerfull electric light. These particles we see with the naked eye, are only the larger ones. Their is real danger in the ones we cannot see with the naked eye. Especially those below 10 um in size.

 

What is the natural thing to do before one blows ones nose? Take a deep breath. Typically while holding tissue near face. Then blow nose. In so doing you are inhaling vast amounts of these air bourne particles / fibers.

 

Any one in the construction industry, or manufacturing (where dust is present ) will tell you that dust inhalation of any type, for any duration is strictly banned on health grounds. A Fairly recent thing, but for very good reason.

 

Not only is it potentially irritant, but any dust. Even seemingly benign dust can, through long term exposure potentially be carcinogenic, and or cause very debilitating, often fatal medical conditions. Including but not exclusivley: Asthma (and or exacerbation of pre existing), causation of mesothelioma, lung, esophageal, gastrointestinal, laryngeal, and pharyngeal cancers.

 

Typically, roughly half of many of the air bourne paper particles will be smaller than 10 um. Meaning that they readily cross into the blood stream, thereby travelling to all organs. These small particles go to the lungs, where they have access to the blood circulation.

 

That Is the primary function of the lungs. That is to act as a primary interface between our bodies and the outside world. This increases the risk of chronic cell mutation at any site in the body. These particles will carry with them whatever they are compounded with. Carcinogens, toxins or not. - See later.

 

SHAPE IS IMPORTANT:

 

What is increasingly, over the decades becoming acknowledged among the medical and scientific comunity, despite much industry and vested interest suppression, is that fibres of many substances not just asbestos, appear to have a far greater potential to cause cancer than particulates of other shapes, eg spherical.

 

WHAT IS PAPER? - A COMPOSITE, NONE THE LESS: PRIMARILY A FIBER!

 

Toilet paper, as does most paper, unless it is unbleached, non - dyed / inked / printed, and dioxin free. Contains by virtue of its manufacture other dangerous, proven carcinogens and or other substances that can pose issue to health.

 

These substaces are incorporated into the fibers that we breathe. There by allowing the active transport of them throughout our bodies. Bleaches inks and dyes are all well known carcingens as is dioxin all found in toilet paper. If you want to know what dioxin does to you Google: Dioxin, Ukrainian opposition leader Viktor Yushchenko. - An extreeme example. - None the less eventually proven, and true.

 

I am not trying to suggest that anyone should stop using bog roll. Or, that if you have used it for blowing your nose on occasion, that you will get cancer or ill. These issues are likley due to long term / chronic exposure.

 

Only that you should use it for its intended purpose, wiping your bum. Avoid breathing in the dust. Using it long term as I did to blow my nose, can cause problems. It hugeley exacerbated my hayfever / rihinitis, and induced / exacerbated my asthma. - Near instant reaction. In the season, Which is why I looked into it. In the season, I could often get through three or more toilet rolls or big boxes of tissues a day. If you don't belive any of the above Google it!

 

To blow my nose, I use proper tissues, - expensive, or as a cheaper alternative, Kithcen roll (what I use most, as I am a cheap skate ; ) ). Both appear to shed dramatically less fibers / dust.

 

On a humerous note, re the subject: Toilet Paper! Listen to this :

 

You Tube: The Macc Lads - Thinking In The Dark, Link:

: If you are easily offended, or dont like swearing, dont Listen. They are arguably the most viley crude, totaly non PC band ever on earth. But they are bloody funny! From 1.33 mins, pertinent to thread - And Totally Cracks me up! : )

 

I'm Logging out! Bye ; )

Edited by Zombe
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Alternative to toilet paper! Use a fluffy pup like a certain loo roll manufacturer seems to hint at in their ads ; )

 

Ever wondered why Rhodesian Ridge Backs have that chocolatey stained strip of fur going the wrong way up their backs?

 

- Because Bog roll can be in short supply in parts of Africa ; )

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Get with the times people, Baby wipes are ace, £1 a pack 60 wipes (soft and strong) and only need 2 pieces loo roll to dry yourself.

 

Even cheaper get a bidet fitted and hardly ever buy loo roll again.

 

George

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Baby wipes clog the sewer pipes, then you can land a hefty bill.

 

 

Zombe, I think the dogs you are thinking of is a "Rhodesian Brown Back" :p

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Your fingers go through the Baby Wipes (no that I've tried them like) I overheard someone saying it :oops:

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

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Pfft. Who really needs toilet paper anyway....

 

426063_296740277057794_398627079_n.jpg

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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renegade, wisn'ea you a overheard was it ??? :)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Your fingers go through the Baby Wipes (no that I've tried them like) I overheard someone saying it :oops:

 

Can't say I've ever had this issue. But I've never bought the cheap ones. I buy whatever they have on offer.

 

With regards to clogging drains - I use nappy sacks and dispose of them in the bin.

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That poor rabbit is really in the crap now :razz:

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

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Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

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  • 1 month later...

I like Kleenex Triple Velvet but only buy it when it's on offer. Recently discovered Nicky toilet paper in Home Bargains at £2 for 9 rolls or £4 for 18 rolls. It's great, strong,smells nice, lasts OK etc. It was recently voted top for value in an episode of Superscrimpers when they tried it against a couple of supermarket basics plus Andrex. They said it's Waitrose who usually stock Nicky.

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  • 1 month later...
  • 9 months later...
Nicky supersoft, £1 for four!

 

Doesn't last long but still works out better than the stuff double the price

 

This is a cr*p thread !

 

The best toilet paper price and long lasting is the £1 for 4 rolls in Iceland. If you buy the Supersoft range, it appears cheap at £1 (sometimes for 6 rolls) in 99p stores, poundland, but it takes half a roll each time.

 

Another savings tip is the old fashioned way, use newspapers. Newspapers were always used for various types of cleaning. It does the job very well.

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  • 2 months later...
  • 1 year later...

I use a shattaff, so much more hygenic but not to be connected to mains pressure (most are not designed for that and will leak). You don't want a surprise enema of 60psi up the Khyber Pass - dangerous, ok on water from your Loft tank.

 

Have you noticed a dearth of bidets, never see them offered as part of bathroom suites any more. I heard tell that when your average pretentious Brit family discovered they were not for washing your feet...................*&&%^$$£%$^%$^

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