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    • love the extra £1000 charge for confidentialy there BF   Also OP even if they don't offer OOC it doesn't mean your claim isn't good. I had 3 against EVRi that were heard over the last 3 weeks. They sent me emails asking me to discontinue as I wouldn't win. Went infront of a judge and won all 3.    Just remember the law is on your side. The judges will be aware of this.   Where you can its important to try to point out at the hearing the specific part of the contract they breached. I found this was very helpful and the Judge made reference to it when they gave their judgements and it seemed this was pretty important as once you have identified a specific breach the matter turns straight to liability. From there its a case of pointing out the unlawfullness of their insurance and then that should be it.
    • I know dx and thanks again for yours and others help. I was 99.999% certain last payment was over six years ago if not longer.  👍
    • Paragraph 23 – "standard industry practice" – put this in bold type. They are stupid to rely on this and we might as well carry on emphasising how stupid they are. I wonder why they could even have begun to think some kind of compelling argument – "the other boys do it so I do it as well…" Same with paragraph 26   Paragraph 45 – The Defendants have so far been unable to produce any judgements at any level which disagree with the three judgements…  …court, but I would respectfully request…   Just the few amendments above – and I think it's fine. I think you should stick to the format that you are using. This has been used lots of times and has even been applauded by judges for being meticulous and clear. You aren't a professional. Nobody is expecting professional standards and although it's important that you understand exactly what you are doing – you don't really want to come over to the judge that you have done this kind of thing before. As a litigant in person you get a certain licence/leeway from judges and that is helpful to you – especially if you are facing a professional advocate. The way this is laid out is far clearer than the mess that you will get from EVRi. Quite frankly they undermine their own credibility by trying to say that they should win simply because it is "standard industry practice". It wouldn't at all surprise me if EVRi make you a last moment offer of the entire value of your claim partly to avoid judgement and also partly to avoid the embarrassment of having this kind of rubbish exposed in court. If they do happen to do that, then you should make sure that they pay everything. If they suddenly make you an out-of-court offer and this means that they are worried that they are going to lose and so you must make sure that you get every penny – interest, costs – everything you claimed. Finally, if they do make you an out-of-court offer they will try to sign you up to a confidentiality agreement. The answer to that is absolutely – No. It's not part of the claim and if they want to settle then they settle the claim as it stands and don't try add anything on. If they want confidentiality then that will cost an extra £1000. If they don't like it then they can go do the other thing. Once you have made the amendments suggested above – it should be the final version. court,. I don't think we are going to make any more changes. Your next job good to make sure that you are completely familiar with it all. That you understand the arguments. Have you made a court familiarisation visit?
    • just type no need to keep hitting quote... as has already been said, they use their own criteria. if a person is not stated as linked to you on your file then no cant hurt you. not all creditors use every CRA provider, there are only 3 main credit file providers mind, the rest are just 3rd party data sharers. if you already have revolving credit on your file there is no need to apply for anything just 'because' you need to show you can handle money. if you have bank account(s) and a mortgage which you are servicing (paying) then nothing more can improve your score, despite what these 'scam' sites claiml  its all a CON!!  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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The Virtual Global Taskforce (Stopping child abuse online)


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The Virtual Global Taskforce (VGT) seeks to build an effective, international partnership of law enforcement agencies, non government organisations and industry to help protect children from online child abuse.

 

 

The objectives of the VGT are:

  • to make the internet a safer place
  • to identify, locate and help children at risk
  • to hold perpetrators appropriately to account

The VGT logo reaffirms the VGT’s purpose that the child is the key focus of the VGT and the eye is always roaming the internet, across international borders, watching over our children to keep them safe online.

 

Below are a set of FAQs for Children, Adults and Teachers.

 

Feel free to print them off and use them with your own children, your own information or for a class lesson or discussion.

 

..............................................................................................................................................................................................

 

FAQ’s for children

 

What is online grooming?

 

Online grooming is when a person over the age of 18 contacts a child under 16 to form a trusting relationship, with the intention of later engaging in a sexual act either via mobile telephone, webcam or in person.

The relationship starts online and is often continued in person. In some cases the relationship is purely online. Online groomers are known to spend weeks, months and even years communicating with a child to form a trusted relationship.

Who are online groomers and how do they get my attention?

 

Online groomers can be both men and women of any age over 18, although they may not always be honest about their age. They generally get your attention by using flattery and building a ‘trusting’ relationship with you. At times you maybe unaware of the type of information you are giving them, but you do it because you feel comfortable talking to them.

What is the risk of sending images of myself?

 

If you decide to send pictures of yourself or post them online, you can attract unwanted attention from people you don’t know or people you do not want to be talking to. You can lose control of your image and not know who is looking at your picture or where it may end up.

If you are under the age of 18 and have a picture taken of yourself, wearing minimal or no clothing, it can be referred to as child pornography.

What if someone asks me to do something I don’t want to?

 

It is important that you tell someone what has happened if you are made to feel uncomfortable online. The first thing you should do is tell an adult that you trust. They will be able to help you.

You can also use the Report Abuse button, which will send an online form to the police. If you feel like you are in immediate danger, contact your local police straight away.

Blocking or deleting the person from your contact list is another good thing to do, but make sure your parents or a trusted adult is aware of what has happened too.

What is “Sexting”?

 

Sexting is a term used to describe the sexually explicit text messages or images sent via a mobile telephone or the internet to anybody.

Law enforcement calls this type of behaviour the production, distribution and possession of child pornography through the use of a carriage service (mobile technologies and the internet).

You could face serious penalties if you decide to send this type of image or message. You should never feel pressured into saying or doing anything like this. If someone really loves or cares about you they will never ask you to do this.

Think about how this image or message can effect you, your family and your friends if it was to be widely distributed. This type of behaviour can effect you both short and long term.

How personal is personal?

 

Personal information should not be placed online. Just because there is a box for you to add something doesn’t mean you have to. Try to avoid placing too much information on the internet such as your current city and date of birth. This information along with pictures makes it easier for unwanted people to identify and possibly locate you.

What if I see something I didn’t mean to look at?

 

If you see something online you believe could be child sexual exploitation material, you should tell a trusted adult straight away and report it to police. Even if you are unsure of what you are looking at it is best to talk to someone who can help.

 

Copy Right belongs to the Virtual Global Taskforce.

 

http://www.virtualglobaltaskforce.com/what-we-do/

 

.................................................................................................................................................................................................

 

 

FAQ’s for adults/Teachers

 

What is online child sexual exploitation?

 

 

 

Online child sexual exploitation includes:

  • making and downloading images of children being sexually abused;
  • approaching a child online for sex. This could be sex online (e.g. sexual activity via text or webcam) or sex offline (e.g. grooming a child online for the purpose of meeting up for sex in the “real” world).

What is online grooming?

 

Online grooming refers to the deliberate actions taken by an adult to form a trusting relationship with a child with the intent of later facilitating sexual contact. This can take place in chat rooms, instant messaging, social networking sites and email.

What should I do if I suspect a case of online child sexual exploitation?

 

The Report Abuse button is an effective mechanism for reporting inappropriate or illegal activity with or towards a child.

If you or a child is in immediate danger, contact your local police.

What cases of online child abuse are reported to the Virtual Global Taskforce?

 

An example report received by the Virtual Global Taskforce is available on the case studies page.

What do children do online?

 

It has been reported that one of the most common uses of the internet by young people is for research for school work and general information gathering. Other activities include: downloading music, keeping in touch with friends by chat and email, and playing games. Gender differences have also been reported with boys reporting using the internet for playing games and downloading music and girls reporting using the internet for email communication and school work.

Why do parents need to get involved?

 

It is important to remember that the internet is a good place where children and young people can communicate, play, learn and work. However, as with many new or emerging technologies, the internet has also raised new areas of concern. An awareness of these issues by parents can help to educate and protect children and young people while they enjoying using the internet.

What expertise does the Virtual Global Taskforce have on online safety?

 

The Virtual Global Taskforce draws on the expertise of specialist police officers, investigators and analysts.

Where are children most at risk?

 

Children have reported receiving unwanted sexual solicitations in chat-rooms, while using Instant Messenger, via email, when gaming and on message boards.

How do sex offenders find children online?

 

 

 

Adults target children through a variety of means. Examples include:

  • through member profiles in their Instant Message accounts, which often hold personal details and indicate their ages and which can be viewed publicly if a child hasn’t requested otherwise.
  • by asking young people who they have met online – for example in gaming sites, to add them to their friends contact lists so that they can chat to a children’s network of friends.
  • by going to child-specific chat rooms and forums to engage young people through deceit or flattery. From this public area they would then encourage the child to talk more privately through texting on mobile phone, or in instant messenger.
  • some abusers will send hoax letters via email to young people, purporting to be an organisation which they are interested in – and then hope that the child responds.

Adults who want to contact children can do so quite easily online, since personal information is often not kept private in the same way that it would be online.

How do I know if my child is at risk?

 

Children and young people may take part in all sorts of online conversations and activities with each other, some of which may be of a sexual nature. This is a normal part of growing up. However these kind of adolescent activities are very different from the activities and conversations that an individual with a sexual interest with children can initiate.

If you have any concerns about your child’s activities on the internet, or if you find any record of inappropriate images or conversations, talk to them about your concerns as you would about any other concerns. If you remain worried, or want some help and advice, there are a variety of organisations that can assist.

Are there any signs to indicate that my child is being groomed / abused online?

 

 

 

The vast majority of children are not being abused online and never will be. The following activities could be perfectly innocent but is worth being alert to potential signs:

  • becoming secretive;
  • downloading files onto discs; and
  • using encryption software.

Changes in your child’s behaviour may act as indicators and these changes can include: a change in a child’s self-esteem and self-confidence, withdrawal from the family and isolating themselves, difficulties at school, an increased level of anxiety, sleeping difficulties, concentration difficulties, and in some instances become excessively concerned with washing and cleanliness.

Other possible signs that your child might be being groomed online include: excessive use of the computer; aggression around computer usage; change in the use of sexual language; unexplained gifts or cash; and /or finding pornography on the computer.

It is important to remember that these behaviours can be a normal part of growing up, so it is important to establish the reasons why these changes are occurring and to seek help and advice if you are concerned.

Should I stop my child from using the computer?

 

No, this would be an over-reaction. The fear of losing internet privileges is one of the key reasons children don’t tell parents about problems online. Instead you can help to educate your child about safe ways to use the internet.

What can I do to protect my child online?

 

Talk to your child and reach agreement about how they will behave online.

 

 

We also recommend:

  • only allowing your child to use the computer and access the internet in an open area of the house, rather than locked away in a bedroom;
  • using parental control software;
  • maintaining open lines of communication so you know what your child is doing online;
  • encouraging your child to use moderated chat-rooms; and
  • notifying the police if you have concerns about someone your child has met online.

What can I do to stop online child abuse?

 

Follow the advice given on this and associated sites.

Always remain vigilant and careful in your use of the internet, and report any illegal activity that you discover.

Never be tempted to carry out “vigilante” investigations on the internet in an attempt to identify offenders. Such investigations can be counter-productive to ongoing law enforcement investigations, can put you into a position where you may risk breaking the law yourself and, most importantly, they can seriously endanger the safety of real children. Please leave work of this kind to law enforcement professionals.

 

 

Copy Right belongs to the Virtual Global Taskforce.

 

http://www.virtualglobaltaskforce.com/what-we-do/

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