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    • The move marks the first time the country's central bank has raised interest rates for 17 years.View the full article
    • The move marks the first time the country's central bank has raised interest rates for 17 years.View the full article
    • The firm has benefited from the AI boom, making it the third-most valuable company in the US.View the full article
    • Former billionaire Hui Ka Yan has been fined and banned from the financial market for life.View the full article
    • In terms of "why didn't I make a claim" - well, that has to be understood in the context of the long-standing legal battle and all its permuations with the shark. In essence there was a repo and probable fire sale of the leasehold property - which would have led to me initiating the complaint/ claim v SPF in summer 19. But there was no quick sale. And battle commenced and it ain't done yet 5y later. A potential sale morphed into trying to do a debt deal and then into a full blown battle heading to trial - based on the shark deliberately racking up costs just so the ceo can keep the property for himself.  Along the way they have launched claims in 4 different counties -v- me - trying to get a backdoor B. (Haven't yet succeeded) Simultaneously I got dragged into a contentious forfeiture claim and then into a lease extension debacle - both of which lasted 3y. (I have an association with the freeholders and handled all that legal stuff too) I had some (friend paid for) legal support to begin with.  But mostly I have handled every thing alone.  The sheer weight of all the different cases has been pretty overwhelming. And tedious.  I'm battling an aggressive financial shark that has investors giving them 00s of millions. They've employed teams of expensive lawyers and barristers. And also got juniors doing the boring menial tasks. And, of course, in text book style they've delayed issues on purpose and then sent 000's of docs to read at the 11th hour. Which I not only boringly did read,  but also simultaneously filed for ease of reference later - which has come in very handy in speeding up collating legal bundles and being able to find evidence quickly.  It's also how I found out the damning stuff I could use -v- them.  Bottom line - I haven't really had a moment to breath for 5y. I've had to write a statement recently. And asked a clinic for advice. One of the volunteers asked how I got into this situation.  Which prompted me to say it all started when I got bad advice from a broker. Which kick-started me in to thinking I really should look into making some kind of formal complaint -v- the broker.  Which is where I am now.  Extenuating circumstances as to why I'm complaining so late.  But hopefully still in time ??  
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 160 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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hi it's me again. I posted about smoking but I just realized it is a bigger issue behind it.

 

In the last 3 weeks my 20 year old son has become homeless. I got majorly stressed about that. In addition to the intenseness of quitting smoking, this made me a bit depressed and worried as to how to help my son.

 

What was further alarming was that my husband/partner didn't seem to care at all and didn't once ask me how I was feeling or why was I so down. The day came when my son called to let me know he was okay and staying at a friend's place that night and wanted to come by and get different clothes as we let him store some of his gear in our garage.

 

When he came I wanted to feed him after hearing he hadn't eaten in a few days and had no money.

 

My husband became very ignorant and left in the middle of the visit. So of course we argued when he returned later and we haven't been on good terms since. But the thing is, he won't let me open the door to my son.

 

His opinion of him is that he's lazy and deserves what he gets. The fact is he's young and he admits that he put himself in his predicament but I cannot believe that it's not okay to give the guy a meal; and let him take a shower once a week and get clean clothes?

 

So, my partner's relentless reminders that this is his house and not mine have made me very depressed at this point and I can't help wondering how he would react in the future if something else catastrophic happens like with my daughter or granddaughter. I cannot stop thinking that even though I love this man I just can't seem to go further.

 

 

So, I have come to the conclusion to end our relationship and move out. I am probably not thinking clearly, but i can't come to any other end.

 

At 46, I am forced to start over with nothing yet again, not because it isn't going my way, but rather because it doesn't seem to be the right way. I can't believe his compassion is gone. I am not the kind of person to open my door to strangers but always to my children in need. But this week I was forced to tell my son no at a time of great need.

 

This apparently is deal breaker for me.

 

I really need a wave of advice and opinion on this one if anyone wants to share any. Thank you so much. Because maybe I am the one who is wrong here and can't see it.

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This is a difficult one but you do say that you love your husband still so i would just ask do you think you could be slightly depressed? going through the change etc and maybe everything is just getting a bit much. Have you asked your husband how he feels about you?

Dont just walk away if there is still arelationship there, but if you do go you will need to see a solicitor about what rights you may have regarding the marital home etc.

No one can really advise on relationship problems without hearing from both parties.

Why did your son become homeless, is he working? has your husband got a point about him being lazy? can you not meet your son away from the house for now?

Is your husbands behaviour out of character? has he got work financial problems?

There are so many questions that seem to need answers, but dont just walk prehapes a few days away might help you, have you seen yor doctor about the depression, and if trying to give up smoking is making it all worse stop trying to give up at the moment

Dont beat yourself up about things look at the positive things as well as the negative.

finally a mum will always worry and want to help her children its natural but if your husband isnt the childrens father he may find it harder to see how you feel.

Sit back take a deep breath and make a list of all the good things as well as the bad things in your life and see what you come up with, your son is an adult prehaps he does need to stand on his own feet for a bit, but i am sure if it was serious your husband wouldnt refuse hom help if he has been ok with him in the past.

Good luck

If I have been of any help, please click on my star and let me know, thank you.

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Hey we all have down times and things can so easily get out of hand if you want to just sound off do it here at least we can listen, may not be able to advise sometimes but all I am really saying is dont rush into anything while you are feeling so down, try and find someone to talk to, if you dont know anyone personally call the samaritans they listen, dont advise or judge and they are always there foer anyone who needs to talk.

Glad some of what I said helped a bit, hope it all works out.

If I have been of any help, please click on my star and let me know, thank you.

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  • 4 weeks later...

I would put my son first no matter what. I know people will not agree with me and say he is an adult but in times of need if you havent got your parents' support then where do you go?

 

My sons will never go without as long as I am alive and from what you say , in your heart you feel the same. I have turned to my parents for help in my 30s, and they have always been there. I would do the same for my teenage sons. I would definitelty move out and satrt again if I was you and never turn my son away, no man is worth losing your own kids over. ever.

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Never feel guilty for helping your son. Having one is not a contract that ends when the guy/girls turns 18 and like magic our love and responsibility for them has to end. I am a mother and 37 years old and just right now would not be here if it wasn't for my mum's help and support. And she's far far away...assistedblonde is right: the hardest things in life are relationships so probably your husband doesn't know exactly how you feel? follow her advice to try and be objective, but never fail to your instinct.

 

Good luck and I hope your son gets better soon

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