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Santander Bank Account i though was closed now has astronomical charges


IanKernott
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I thought i had closed my account only to find out that years later it was still active and building up charges.

 

The address was changed on the account just before i closed,

i rarely used it and had been in 2 or 3 times to try and close it previously only to find that i needed one more thing to close the account and they were not being very helpful at all.

 

I finally thought i had all the required paperwork to close it and handed it over and a cheque to take it to £0.

 

I never heard from them again thinking that this was finally it.

 

Now i have recently been chased by Wescot on behalf of Satander for immediate payment.

 

I spoke to them saying i had not received any notification that this account was live, no matter building up charges amounting to £396.45.

I explained the situation and they seemed relatively sympathetic.

I then asked them to check where the correspondence had been going to was an incorrect address!

Wescot said they would speak to Santander and get back to me.

 

I have now received a letter from Wescot saying the amount is 'correct' asking again for immediate payment.

 

Can they just keep adding on charges irregardless?

It would surely be two clerical errors or a knock on affect of not having the correct address that they would not have closed the account with the incorrect address?

What can i do with an account with that amount of charges when i have had no notifications?

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never speak to a fleecing DCA on the phone!

 

they have no legal powers

 

check your cra file please

 

see below

 

noodle is free

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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