Jump to content


Jam139 and PDL


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4396 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

hi i was wondering if anyone could give me advice. Through stupidity i have ended up with 3 payday loans.

wonga 220 pound 42 pounds rollover a month

payday express 300 60 pound rollover

quick quid 700 125 roll over.

 

ive been rolling over on these for months and have decided im sick off paying these rollovers. Problem is im scared to default asi cant leave my current bank account as i have an overdraft so i cant close the account.

 

any advice would be appreciated.

 

thanks

Link to post
Share on other sites

:fish2::llama::plane:hello no default with them asap the sooner u do the sooner u will get a payment plan in place ,cancel ur bank card report as lost get a new one and cancel all direct debits to them until a plan is agreed .you can do this we all have and if u dont cancel ur card etc they will raid ur bank account ..email them tell them ur defaulting then ask for an acceptable payment plan asap then after u default ie after the payments was due the day after email them again requesting a payment plan and stickto ur guns dont talk on the phone to them unless its live chat only email and keep all emails they send u ..dont worry ul be absoulutly fine i promise come back and keep us posted how u get on and for more advice x
:violin::ban::lock1::bump::clock:
Link to post
Share on other sites

:fish2::llama::plane:hello no default with them asap the sooner u do the sooner u will get a payment plan in place ,cancel ur bank card report as lost get a new one and cancel all direct debits to them until a plan is agreed .you can do this we all have and if u dont cancel ur card etc they will raid ur bank account ..email them tell them ur defaulting then ask for an acceptable payment plan asap then after u default ie after the payments was due the day after email them again requesting a payment plan and stickto ur guns dont talk on the phone to them unless its live chat only email and keep all emails they send u ..dont worry ul be absoulutly fine i promise come back and keep us posted how u get on and for more advice x

 

Thanks very much for the advice Ill cancel my card just now. Someone said that eventhough I have my card stopped they can still sometimes still get to your account? I have paid them more than enough in intrest would be good to have money left off my wages

Link to post
Share on other sites

:help::bounce::deadhorse:when u cancel ur card as lost also tell them that u want an assurance nothing will go through from the old card unfortunatly in some cases the bank do let things go through but then u ask them for a charge back but normally like myself did i was ok with lloyds.go get em now and remember stay firm u can do this and sit down and have a cuppa u wont get taken to court ok x
:violin::ban::lock1::bump::clock:
Link to post
Share on other sites

Quick quid is due this friday do you think i should pay the interest this month and start trying for a repayment plan nxt month? Also ive heard they can set up direct debits on ur account early hours i currently dont have online banking so i couldnt keep an eye on it just now. got money to pay off wonga which ppl say is wise as they are a nightmare to deal with

Link to post
Share on other sites

:fencing::cheer2::behindsofa:HI no quick quid usually freeze interest well they did with me and others ,no if u want to pay them a token payment then do so but not with ur bank card or by dd u can ask them after the day or the day before u default for there account paypal number but normally they wont help until after u default.when u have defaulted sunshine the day after email them again asking for a payment plan reminder they will usually respond 24 hrs later so sit tight hang on in there as quick quid are turning the corner slightly helping people with plans But the p[lan may not be long enough for u and if not send a reply stating firmly u cant agree as its so much money u cant afford ok and never give them ur expenditure details either/please dont panic it will be fine but the worst case scenario is itl get sent to a dca which in almost all cases u can negotiate what u can afford to pay ..now have a brew and stop worrying no one will knock on ur door wel help u out of this ok x
:violin::ban::lock1::bump::clock:
Link to post
Share on other sites

:madgrin:wonga apparantly can be ok just keep at them the same as the others u have to be in control not them :-)PLEASE READ OTHERS POSTS ON UR LENDERS TO HELP U FIGHT BACK AND UL KNOW LATER WHEN UR DEBT FREE TO HELP OTHERS THRU UR OWN EXPERIENCE ON HERE LIKE ME.XXXX

:violin::ban::lock1::bump::clock:
Link to post
Share on other sites

hey thanks for all your help. i get paid on friday but due to not having id etc if i report my card stolen then i cant even get to my money and also i dont have online banking.so i can keep an eye. so ill pay quick quid one final rollover payment and i will reort my card stolen get a new one and get online banking. Oher 2 rent due for 2 weeks so will have everything set up to email them explaining i cant pay

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...