Hi all,

Two accounts with lloyds TSB settled in full for £1,224.00 & £1,417 plus interest & court expenses

BOTH SETTLED IN FULL - NO RESPONSE FROM BANK TO COURT

Royal Bank of Scotland

Summary Claim action

SC568 & SC566

£969.00 & £910.00 plus interest & court expenses

BANK RESPONDED WITH INTENTION TO APPEAR FOR BOTH CASES

I'VE GOT TO GO TO COURT TOMORROW, JUST IN CASE THEY TURN UP.

THE ONUS IS STILL ON THE BANK TO PROVE IT COSTS THIS MUCH FOR THE CHARGES

HAS ANYBODY GOT ANY GOOD TIPS FOR ME TO QUOTE TOMORROW?

hey, you've got a court date with RBS 2moro?...as far as i know ur the 1st one to get this far with RBS... send a PM to a mod .... ill also try get hold of my step mum... shes a civil court judge ... she said she'll tell me what to say if i get that far.... dunno if get hold of her tonight tho.....

ill try now...

Have just printed off aRadio 4 transmission transcript with Ian Mullen (The British Bankers' Association) where he does not answer questions and also a BBC News buletin where a lawyer says to challenge the banks.

Hopefully these will help.

Excuse my ignorance, but what do you mean by 'send a PM to a mod'?

Thanks.

Claire, I will be watching this with much interest. Let us all know how you get on tomorrow and the very best of luck to you. Hopefully it will be nice and simple. Like you say, they simply cannot quantify and justify the level of costs.

everything crossed for you!

Good luck Claire! This should be happening as we speak. Hopefully all is going well.

Gav

Full settlement offered by Banks legal Rep as I was waiting to go into court, which I have duly accepted.

Continuation requested to court for two weeks to allow settlement to take place. Court accepted this.

WHEY HEY!!!!

CONGRATUALTIONS Claire.................great sutff!!!!

How close were you to actually going into court? Did the representative just saunter up and offer you the settlement?

Well done

Gav

Fantastic Claire:D :D . I'm really chuffed for you. Out of interest, which court did you go to and like don asked, what happened???? we want all the gory detail:)

Once again. Well done.

JB

ps, just one more thing? what was the timescale from start of claim til now. Sorry for all the questions, but I get a bit excited when I see another person getting a result!

Hi all,

I was sitting by the court entrance with 10 minutes to go.

A bank legal rep approached me to confirm it was me and then handed me a written offer. I took my time to read it and since they were offering the full amount, I accepted. We all then went into court to wait for my case to be called, which took about an hour. I had been watching how all the other cases went - they were all financial i.e default loan payments, companies trying to sue individuals for payment. As I was to represent myself and I was the pursuant, I made sure I stood on the judges left (right of the court room). I was asked to confirm my name,then the bank legal rep stated there had been full settlement offered and accepted and requested the court continue the case for two weeks to allow clearing of funds to my bank account. The judge accepted and case note to be continued. (The money was paid within a few days, however had this not been the case within the two weeks I would have needed to attend court again to get a court order to demand payment).

Walked out of court and then skipped down the street!!!

Good luck y'all!

Claire

Hi just read this thread and i swear the clouds above me parted and what can only be described as a glimmer of hope shone through

can you tell me how long it took from when you returned the allocation questionaire to getting to court as im at that stage now and am just wondering how long the courts take ?

Congratulations