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Micking vs RBS


Micking
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Royal Bank of Scotland have sent a letter saying they will not be refunding any of my charges. I now need to send the LBA, there are some extra charges that I had not listed in my first letter, as long as I detail them in the LBA on the breakdown of charges, will it matter that I have changed the amount I am claiming for?

 

Thanks

Michelle

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Hi Michelle. I dont think that will make any difference. Just provide them with the breakdown of the charges.

 

Good luck.

 

Gav

14/09/2006 - Data Protection Act letter sent to my bank.............here goes :D

28/09/2006 - Statements received through the post. Charges appear to be in the region of £2000 :eek:

04/10/2006 - Prelim letter sent for charges of £2037 :rolleyes:

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  • 1 month later...

I am about to complete the Moneyclaim against RBS, I have entered the address as their Edinburgh office as this is where I have received correspondence offering settlement figures from but should I be using my Branch address, which is in England?? It says 'The address details you have provided outside England and Wales.'

Any help would be much appreciated

Thanks

Michelle

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Hi hun,

 

I was advised on this site the other week to use this address on the claim:

 

Kay Stanbridge, Solicitor

Group Litigation, RBS

1 Princes Street

London

EC2R 8PB

 

Hope this helps,

 

Lynzilou xxx

Capital One

 

29.11.06 S.A.R - (Subject Access Request) sent

22.12.06 prelim sent - charges total £590.00

19.01.07 received offer of £164, sent refusal of offer - have until 5th Feb to respond or court action

 

RBS - claim £4451.76 ***WON***

 

03.11.06 Received letter from Tommy McLean offering full amount of £4451! Hooray!!!!!

26.10.06 received offer of £2685.00 in full and final settlement, sent refusal informing them I have filed my claim. If they do not refund by 3rd Nov I will proceed through the courts

26.10.06 filed claim with courts

16.10.06 received letter back offering £830, sent refusal, have until 25/10 to respond

11.10.06 sent letter requesting full refund within 14 days or court action

10.10.06 received statements, charges come to £4451.76!

26.09.06 sent S.A.R - (Subject Access Request)

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hello!

 

No probs!

 

No i havent been yet, waiting for the postman here as he doesnt show his face until about 3/4pm! I dont know why I'm building my hopes up, the RBS will not be keeping to my timescales hehe! I'll let you know if I get any news today!

 

Good luck with filing the claim hun (not that you'll need it!)

 

xxx

Capital One

 

29.11.06 S.A.R - (Subject Access Request) sent

22.12.06 prelim sent - charges total £590.00

19.01.07 received offer of £164, sent refusal of offer - have until 5th Feb to respond or court action

 

RBS - claim £4451.76 ***WON***

 

03.11.06 Received letter from Tommy McLean offering full amount of £4451! Hooray!!!!!

26.10.06 received offer of £2685.00 in full and final settlement, sent refusal informing them I have filed my claim. If they do not refund by 3rd Nov I will proceed through the courts

26.10.06 filed claim with courts

16.10.06 received letter back offering £830, sent refusal, have until 25/10 to respond

11.10.06 sent letter requesting full refund within 14 days or court action

10.10.06 received statements, charges come to £4451.76!

26.09.06 sent S.A.R - (Subject Access Request)

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Hi Michelle,

 

Try EC2R 8PA - dont know why it was down as that??!!

 

By the way I got my settlement through yesterday!!!!! :D :D :D

 

Mr McLean offered me £4451! So didnt even have to serve court papers! I'm so thrilled they've settled!

 

Good luck with yours hun, hopefully yours wont be too long now!

 

Lynzilou xxxxx :D

Capital One

 

29.11.06 S.A.R - (Subject Access Request) sent

22.12.06 prelim sent - charges total £590.00

19.01.07 received offer of £164, sent refusal of offer - have until 5th Feb to respond or court action

 

RBS - claim £4451.76 ***WON***

 

03.11.06 Received letter from Tommy McLean offering full amount of £4451! Hooray!!!!!

26.10.06 received offer of £2685.00 in full and final settlement, sent refusal informing them I have filed my claim. If they do not refund by 3rd Nov I will proceed through the courts

26.10.06 filed claim with courts

16.10.06 received letter back offering £830, sent refusal, have until 25/10 to respond

11.10.06 sent letter requesting full refund within 14 days or court action

10.10.06 received statements, charges come to £4451.76!

26.09.06 sent S.A.R - (Subject Access Request)

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  • 1 month later...

Hi Lynzilou,

 

Thanks for all your help, I couldn't get the postcode to work so to be safe used my branch address instead!

 

So the court have issued the papers and they've now got until 18th to respond, bit nervous, because its quite a large amount, reckon they'll put up a fight!

 

Keeping everything crossed for next couple of weeks!!

 

Michelle ;)

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  • 2 weeks later...

I am claiming my bank charges for the last 9 years not 6, I have been trying to find the forum with regard to doing this (as it says there is a separate one in the FAQ's) but I cannot find it anywhere?

 

Is anyone able to point me in the right direction, RBOS responded immediately to say they would be defending the full amount so I want to be prepared....

 

Any help much appreciated!

 

Michelle :grin:

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