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    • Just to enlarge on Dave's great rundown of your case under Penalty. In the oft quoted case often seen on PCNs,  viz PE v Beavis while to Judges said there was a case for claiming that £100 was a penalty, this was overruled in this case because PE had a legitimate interest in keeping the car park free for other motorists which outweighed the penalty. Here there is no legitimate interest since the premises were closed. Therefore the charge is a penalty and the case should be thrown out for that reason alone.   The Appeals dept need informing about what and what isn't a valid PCN. Dummies. You should also mention that you were unable to pay by Iphone as there was no internet connection and there was a long  queue to pay on a very busy day . There was no facility for us to pay from the time of our arrival only the time from when we paid at the machine so we felt that was a bit of a scam since we were not parked until we paid. On top of that we had two children to load and unload in the car which should be taken into account since Consideration periods and Grace periods are minimum time. If you weren't the driver and PoFA isn't compliant you are off scot free since only the driver is liable and they are saying it was you. 
    • Thank you dx. I consider myself well and truly told :) x Thank you dx. I consider myself well and truly told :) x
    • Doubt the uneconomic write off would be registered, unless you agreed to accept write off settlement of the claim. It is just cosmetic damage. All that has happened, is that the car has been looked at and they realised the repair costs are going to exceed the value of the car. If the car is perfectly driveable with no upcoming normal work required to pass next MOT, your current Insurers will continue Insurance and you can accept an amount from third party Insurers to go towards you repairing the scratched bodywork.    
    • Peter McCormack says the huge investment by the twins will help Real Bedford build a new ground.View the full article
    • I emailed both. Tarry's came back "Please note that I have now left the business. Please contact Matthew Barnes ([email protected])  going forward" so will send to him.
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RBS DSAR Query .... feedback please?


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Rbs dsar query?

 

I am still awaitng bank statements from rbs & then this turns up today ... confused.com!!

 

SUBJECT ACCESS REQUEST-DATA PROTECTION ACT 1998 (SECTION 7)

" Thank you for requesting details of the personal information we hold about you and payment of the required fee.

 

The data will be forwarded to you within 40 calendar days. As part of this request it may be necessary to send information under separate cover from a number of different departments across the bank.

 

It is not our practice to provide copies of standard documents that would have been issued as part of our normal course of business, such as copy bank statements. Should you wish to receive these, please let me know the period you require the statements to cover and this can be arranged. "

 

 

Guys I'm just a tad confused here. I sent the request off more than 40 days ago and surely the DSAR includes copy statements. What are they playing at? Help!!! ??

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bit strange!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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They just can't seem to get it right, send them a reminder [rec del] and get a complaint in to the ICO

 

Statements are not a requirement but they are obliged to include transaction history within response......... oh and something to look out for when they do eventually comply - they'll send you 6 years only from date the dept responsible received request with notation that only 6 years are held - when you get the history, send the tw*ts a reminder of the date you made the request, you'll receive transaction history for the whole period requested. Typical RBS response is deny, deny and if we're not sure deny again :-)

 

Have a hearing coming up against the wasters soon for similar issues

 

Gez

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Thanks for that - much appreciate your words & experience. Kindest Regards

 

They just can't seem to get it right, send them a reminder [rec del] and get a complaint in to the ICO

 

Statements are not a requirement but they are obliged to include transaction history within response......... oh and something to look out for when they do eventually comply - they'll send you 6 years only from date the dept responsible received request with notation that only 6 years are held - when you get the history, send the tw*ts a reminder of the date you made the request, you'll receive transaction history for the whole period requested. Typical RBS response is deny, deny and if we're not sure deny again :-)

 

Have a hearing coming up against the wasters soon for similar issues

 

Gez

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  • 5 weeks later...

I have just received my SRA paperwork back from the RBS and they have also given me a load of BS !!They said that my request for old mortgage data has been passed to there mortgage dept and i will hear from them soon. They also have only sent a few statement from THIS year !! ( i have been with them since 1991)The only other stuff i received was 2 copy loan statements which were settled in 1994. I think i will write to them again so if anyone has any advice of what to put in the letter then please message me.. Thanks guys...

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I have just received my SRA paperwork back from the RBS and they have also given me a load of BS !!They said that my request for old mortgage data has been passed to there mortgage dept and i will hear from them soon. They also have only sent a few statement from THIS year !! ( i have been with them since 1991)The only other stuff i received was 2 copy loan statements which were settled in 1994. I think i will write to them again so if anyone has any advice of what to put in the letter then please message me.. Thanks guys...

 

Hi DGS

 

Start your own thread on this and define what data you are chasing along with inception/settlement dates [if any]

 

Current a/c

o/d

p/l

Mortgage

Pension/annuity

ISA

Insurance etc etc

 

no need to be exact, rough idea of mm/yy will do..............

 

Gez

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Thanks Gezwee,Can you tell me how to start a new thread as im pretty new to posting...cheersDGS

 

Hi dgs

 

Assuming you want to keep it in the RBS forum............ click on the following link http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?18-Royal-Bank-of-Scotland

 

Top left [and bottom left] of window you'll see a button/tab marked + Post New Thread

 

Click on it, think of a suitable name for thread and post away

 

Gez

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