Jump to content


  • Tweets

  • Posts

    • How much of the documentation have you seen from when probate was obtained? And do you have a copy of the original will? I can't remember. My thought about you making the decision on your own to go with another lawyer is that three of you are meant to be beneficiaries of this will trust, aren't you? Normally you would need to act together. HB
    • Octopus allows you to pay by variable Direct Debit, so you pay only for what you use but still benefit from DD pricing. That's what I've done ever we were SOLRed over to them in July 2022.
    • Hi guys, I am about to file my defence via email as cannot log in to the claim anymore.  Can you please advise if I can paste below and if it's good to go for now, or should I add anything else in?  Thanks!  The Defendant contends that the particulars of claim are vague and generic in nature which fails to comply with CPR 16.4.  The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made.  1.  The Defendant is the recorded keeper of vehicle xxxx xxx.  2.  It is denied that the Defendant entered into a contract with the Claimant - Parking Eye LTD.  3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim.   4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant.  5.  The Claimant is attempting double recovery by adding an additional sum not included in the original offer.   6.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.
    • Getting onto the ladder: The first-time buyer conundrumView the full article
    • Ooops - one to many also s..... my draft reply should read as:  Thank you for your response Mr Schnur  I set out my position quite clearly in my letter of claim and nothing has changed. Your insurance requirement is unlawful and is contrary to section 57 of the Consumer Rights Act, and also section 72 of the same statute. I would also refer you to the outcomes in PENCHEV v P2G (225MC852) and SMIRNOVS v P2G (27MC729).  My deadline for action - 1 May 2024 - still stands, and if P2G wish to avoid the addition of court costs and interest to my claim, you may wish to respond positively before that date.
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Victory settled in Full


e17tintin
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6361 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Ive had my account in good working order since i opened it 2 years ago.Back in March i requested an increase of 200 pounds to my overdraft.After they approved it it turned out that they had DECREASED my exisiting 500 to 200 causing mayhem.Since then i have aquired over 700 pounds worth of charges.Whilst my limit was eventually increased back to 500,it left me with loads of charges.I got a reply to my first letter today,and they said that their charges are "fair,resonable and transparent".In July alone they wacked on 300 worth of charges...so,ive just drafted a 2nd letter threating court action.Anyone had success with this next stage?.....

Link to post
Share on other sites

  • Replies 59
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

I got a very quick responce to my prelimenary letter today.It was from the

Senior Business Associate,saying that she had "passed my details to the Customer Relations Unit who would be in touch within 14 buisiness days.Is this within the boundaries of the prelim letter or is it just 14 days they have to repond to me?Any one know...thanks.Also how do I attach the history of my letters and claims at the bottom of my postings?Im sorry im really new to this and a bit new to Pcs...any advice would be very much appreciated.Thankyou

Link to post
Share on other sites

You can safely ignore it and issue your LBA in accordance with your own timetable, you are not bound to wait for them.

 

Following that, regardless of what they send you (unless it's a cheque!) you can file your claim 14 days after your LBA. Again, stick to your timetable.

iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.

Vanquis - Claim issued, no AoS or Defence received

Link to post
Share on other sites

Hello everyone,really have appreciated feedback on previous blogs.Im considering taking action on an account that I had to "step away from" because of enormous charges.Am I able to do this even though I havent had any contact with that bank? I basically owe them a grand ,only for charges and I know they black listed me because I stopped my wages going into the account,so I believe it became frozen as a result.Any advice greatly welcome.

Link to post
Share on other sites

Hi!

 

You're in the same boat as me by the looks of it, and the advice I've received in the past indicates that yes, we can claim charges back: closed account or not, they were still illegal. My intention is to claim back the charges, pay back whatever's left (if anything) and possibly even go after them for removal of the defaul (but nee dto read up in the forums on that bit)

 

I've just posted a new thread for my claim, suggest you get your DPA SAR off right away and take it from there,

 

 

Good Luck!

Link to post
Share on other sites

You are most welcome, ask anything that you are unsure of

iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.

Vanquis - Claim issued, no AoS or Defence received

Link to post
Share on other sites

Hi, e17tintin,

 

First of all, welcome to the site, and good luck.

 

I haven't got anything to add to the financial side of your claim as yet, but as regards to the info at the bottom of your postings, go to User CP and 'edit signature'. It'll take a bit of tweaking, but it come out ok at the end.

 

Regards,

 

PeteCC

NatWest, claimed £521.00, settled in full.

Data Protection Act to LTSB (sent 15th June) Received statements 10/7/2006. Claiming £570.50. Sent claim 17th July Reply received 21st July. (sent LBA 22nd July) Then the procrastination started. http://www.consumeractiongroup.co.uk/forum/lloyds-bank/11169-peters-progress.html

Settled in full £905.18, confirmation faxed to the court the day before I appeared, which meant I didn't know 'til the Judge told me.

Letter requesting disclosure of account info from Thoburn's bailiffs. (sent) Data Protection Act to follow.

Ooh, the suspenders is killing me!

:D

Link to post
Share on other sites

  • 2 weeks later...

Hello All, Sent my LBA off on the 28th August got a reply today saying they would like to make a goodwill gesture of 536 pounds,im claiming 956.Now,naturally im rejecting this offer but do I use a template to refuse this and when i receive an offer for the full amount can I ask for the payment to be made to me in the form of a cheque?As they are saying that they will refund it to my account(my wages are now going into another account)Advise greatly welcome...also,it proves that if we persist...then we will win!!

Link to post
Share on other sites

Thanks for that Carmen!....Anyone know if I now request the 8 % interest at this point and if so how do I calculate and present it to RBS?...thanks!.

 

Hi,

 

You add the 8% interest when you make the claim via Moneyclaim or your local court.

 

If you look in the templates section you will see there is a spreadsheet available that works out the amount of interest for you.

 

Good luck!

 

-NEIL

Royal Bank of Scotland

24/05/06 - Requested 6 years of Statements - Received 09/06/06

12/06/06 - Initial letter sent requesting refund - Response received 21/06/06 - 'Sod Off.....'

27/06/06 - LBA Sent - 31/07/06 - Response received 31/07/06 - 'Sod Off....'

01/09/06 - Claim Submitted - 04/09/06 - Claim Issued to RBS.

Link to post
Share on other sites

Well Done!

Now as RBS stated in their settlement letter(which im accepting as part-payment as the template suggests you do) Im now slightly worried about the "..full and final settlement...." bit on the Rejection of Settlement letter.Can anyone shed some light ,do i have to reiterate that although im accepting part payment,thats this is not the case?Also ,can i add to that template that i want payment via a cheque? Cheers....

Link to post
Share on other sites

As far as I'm aware you can only claim the 8% if you take them to court, ie put it into your claim. if they settle before i guess you lose it. however if they dont settle for the full amount you can then take them to court and claim the 8%

 

dave

  • Confused 1

** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **

 

see you stand like greyhounds in the slips,

Straining upon the start. The game's afoot:

Follow your spirit; and, upon this charge

Cry 'God for Harry! England and Saint George!'

:D If you think I have helped, informed, or amused you do the clickey scaley thing !! :D

Link to post
Share on other sites

Hi adrian the template you use is the rejection/part settlement one.I just added onto that template that i would only accept the part payment in the form of a cheque,you can edit the template accordingly.Goodluck!Today is the final day for RBS to agree to the part payment otherwise tonight i start my claim with Moneyclaim...hope i get good news in the post today!

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...