rbos was supposed to have closed my 2 accounts last may to the sum of £10 000
i paid them in full and was told my account would be closed the some months later when i checked to see it was closed i found£3000 in it so i took it out and tried to close it
then some months later i found another£350 in it
now nearly a year later i checked my credit rating( because i had been turned down by several credit cards)and found i had been defaulting for £ 4 7 ????
for the last year.
i told them to back date it and take the default off but im still getting turned down for credit can i get my credit rating back or do i have to sue