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bank charges and debt management plan


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i am now with cccs for management plan 2 of my creditors are banks halifax and natwest. Both have written and said due to my financial situation they agree to suspend bank charges and accept lower payment. However both have charged over £500 in previous months for charges overdraw natwest £300 for being £10 over originally. can i claim back under hardship rule as they have agreed I am in hardshp

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