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    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver.  (Although earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.  I don't clearly understand it, but legal advice was something to do with the role the receiver has acting as an agent for the borrower which makes it hard for a borrower to make a claim against the receiver ???).  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate app for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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help needed defence filed via corbetts


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Hi Guys

Ive just recievied notice of transfer of proceeding from mcol , as rbs have submitted a defence via corbetts , i have a couple of questions

 

1/ i filed for just under the £5000 with the mcol costs , but if i add the £100 court cost this will take me over the £5000 small claims limit (does this mean i can not use the small claim procedure? or are these cost excluded)

2/ during the period of the claim rbs have continued to add costs and penalty interest charges , will i have to caim for these separately .

3/ could i subdivide my mcol case into two separate claims ie 2005 2006 or is it to late to do this .

4/ allocation questionaire - has anyone advice on filling this out ie standard text?

 

5/ corbetts say i need to state the section of the unfair contract terms act 1977 , can anyone help here

6/ they also chunner about cpr part 18 , i know i read that this does not apply , but i need to understand what it is and why it does not apply

7/ anyone else got this far and had a defense from corbetts for rbs ?

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read he longer threads, theyve got plenty of info...fee isnt included so will be small claims track, can claim the subsequent charges in a later claim so doesnt take u over small claims limit

 

check out big cols, tomba90s, willows, as well as mine

 

and check out the ones which have already their charges back such as gargoil, staceymason etc... dont think theres much that could possibly happen which hasnt happened in our threads

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1/ i filed for just under the £5000 with the mcol costs , but if i add the £100 court cost this will take me over the £5000 small claims limit (does this mean i can not use the small claim procedure? or are these cost excluded)

Court fees and 8% interest are excluded from the £5000 limit

 

2/ during the period of the claim rbs have continued to add costs and penalty interest charges , will i have to caim for these separately . Yes

 

3/ could i subdivide my mcol case into two separate claims ie 2005 2006 or is it to late to do this . Too late

4/ allocation questionaire - has anyone advice on filling this out ie standard text? See guide here:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

 

5/ corbetts say i need to state the section of the unfair contract terms act 1977 , can anyone help here

6/ they also chunner about cpr part 18 , i know i read that this does not apply , but i need to understand what it is and why it does not apply

 

Send them this letter:

 

CPR REQUEST REFUSAL

 

Dear Sir or Madam:

 

Claim No: XXXXX

 

I acknowledge receipt of your defence & request for further information and clarification.

 

I anticipate that the claim would be allocated to the small claims track and would not then expect to have to deal with a Part 18 request since these are specifically excluded under Part 27 unless the court specifically orders me to do so of its own initiative

 

Furthermore I consider that the CPR part 18 request is intimidatory and I intend to bring the intimidation to the notice of the court.

 

However, for clarity, I enclose a schedule of charges and I confirm the charges I am claiming were applied to the following account:

 

Account Name: XXXXX

Account numbers: XXXXX

Sort Code XXXXX

Amount XXXXX

 

Yours sincerely

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dont think theres much that could possibly happen which hasnt happened in our threads

 

You got that right mister! :-| LOL

Good luck Jim

Wxx

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  • 1 month later...
read he longer threads, theyve got plenty of info...fee isnt included so will be small claims track, can claim the subsequent charges in a later claim so doesnt take u over small claims limit

 

check out big cols, tomba90s, willows, as well as mine

 

and check out the ones which have already their charges back such as gargoil, staceymason etc... dont think theres much that could possibly happen which hasnt happened in our threads

 

 

DAVID CAN YOU ADVISE ON FORM N149/ALLOCATION QUESTIONAIRE RECIEVED FROM HMCS

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