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Wifes Lloyds TSB cc now marlins claimform


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New one this for me...a little help required?!

My Wife has a TSB credit card, has had it 17 years no CCA at all.

 

Have nt heard from them for over 6 months.

 

Have sent Resolve Call, Moorcrofts and 2 others letters in the past asking for CCA AND Letters and they all give up and say they have passed it back to Tsb.

 

Today though we receive this new one "We have been instructed by our client to recover the overdue debt.

We DEMAND that the sum stated be sent direct to this office IMMEDIATELY using the payment slip below.

 

Your failure to comply could result in a DEBT COLLECTOR calling upon you for payment or a COUNTY COURT JUDGEMENT being registered against you.

 

Yours sincerely swiggly autograph!

 

By the way this is from the DEBT ENFORCEMENT OFFICE in Whitchurch, Bucks.

I am quaking in my boots....NOT!

 

Any help what road I go down please with this one

 

Is it same approach as the previous four and has any one heard of this company?8)

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New one this for me...a little help required?!

My Wife has a TSB credit card, has had it 17 years no CCA at all.

 

Have nt heard from them for over 6 months.

 

Have sent Resolve Call, Moorcrofts and 2 others letters in the past asking for CCA AND Letters and they all give up and say they have passed it back to Tsb.

 

Today though we receive this new one "We have been instructed by our client to recover the overdue debt.

We DEMAND that the sum stated be sent direct to this office IMMEDIATELY using the payment slip below.

 

Your failure to comply could result in a DEBT COLLECTOR calling upon you for payment or a COUNTY COURT JUDGEMENT being registered against you.

 

Yours sincerely swiggly autograph!

 

By the way this is from the DEBT ENFORCEMENT OFFICE in Whitchurch, Bucks.

I am quaking in my boots....NOT!

 

Any help what road I go down please with this one

 

Is it same approach as the previous four and has any one heard of this company?8)

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Hi banks

 

I have a cc debt with Barks who sent it to a company called Credit Solutions LTD ( CSL) adress is in Purley, surrey

 

the first letter we received was worded almost exactly the same as yours, so I am wondering if they may be the same mob

 

I have complained to oft about the tone of the letters and the amount of calls they are making, some times 3 a day, must be when they bored

imho i would continue along the same path as before

 

Mrs witts

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Hi banks

 

I have a cc debt with Barks who sent it to a company called Credit Solutions LTD ( CSL) adress is in Purley, surrey

 

the first letter we received was worded almost exactly the same as yours, so I am wondering if they may be the same mob

 

I have complained to oft about the tone of the letters and the amount of calls they are making, some times 3 a day, must be when they bored

imho i would continue along the same path as before

 

Mrs witts

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Hi banks

 

I have a cc debt with Barks who sent it to a company called Credit Solutions LTD ( CSL) adress is in Purley, surrey

 

the first letter we received was worded almost exactly the same as yours, so I am wondering if they may be the same mob

 

I have complained to oft about the tone of the letters and the amount of calls they are making, some times 3 a day, must be when they bored

imho i would continue along the same path as before

 

Mrs witts

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  • 6 months later...

Has anyone heard of IQOR Recovery Services representing Lloyds TSB credit card?

My wife has just received the usual letter saying pay now or else.

Do I start off asking them how they are representing TSN and have they got something in writing as TSB have not told us about them?

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Has anyone heard of IQOR Recovery Services representing Lloyds TSB credit card?

My wife has just received the usual letter saying pay now or else.

Do I start off asking them how they are representing TSN and have they got something in writing as TSB have not told us about them?

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Has anyone heard of IQOR Recovery Services representing Lloyds TSB credit card?

My wife has just received the usual letter saying pay now or else.

Do I start off asking them how they are representing TSN and have they got something in writing as TSB have not told us about them?

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Hi,

 

As far as I know IQOR buy debt that is in arrears from finance companies, telecommunications suppliers and other companies that you may have fallen behind on your repayments to. Despite them usually buying the debt for much less than you owe, they will often chase you for the full amount of the debt.

 

How old is the Credit Card, when was the last payment made on the account, are there any charges or PPI on the Card ?

 

A bit of history would let people know the score with the account at the moment and help them to help you.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hi,

 

As far as I know IQOR buy debt that is in arrears from finance companies, telecommunications suppliers and other companies that you may have fallen behind on your repayments to. Despite them usually buying the debt for much less than you owe, they will often chase you for the full amount of the debt.

 

How old is the Credit Card, when was the last payment made on the account, are there any charges or PPI on the Card ?

 

A bit of history would let people know the score with the account at the moment and help them to help you.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hi,

 

As far as I know IQOR buy debt that is in arrears from finance companies, telecommunications suppliers and other companies that you may have fallen behind on your repayments to. Despite them usually buying the debt for much less than you owe, they will often chase you for the full amount of the debt.

 

How old is the Credit Card, when was the last payment made on the account, are there any charges or PPI on the Card ?

 

A bit of history would let people know the score with the account at the moment and help them to help you.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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  • 1 year later...

Hi,

I have been looking after my Wife's TSB credit card debt for the last few years, ie. fending off letters, debt collectors etc..

 

.. Got an SAR last year along with a letter stating at present they cannot find a signed copy of the application

or agreement but this doesn't mean the debt is written off blah blah blah....

 

have got a letter of Wescot who I thought I had got rid off,

but have come back saying as far as they are concerned the dispute is now resolved

and the debt must be paid as they have supplied a reconstituted copy of the agreement a

nd have now satisfied Section 78 Regulation 3(2)(b).

 

Now my Wife is adamant that she never ever did apply for the card,

it just arrived some 16 years ago through her letter box nor did she ever sign for one.

 

She says she was a TSB current account holder and it seemed to follow the opening of that account??

 

At that time it was a TSB Trustcard?

 

Any help please as I have 14 days to reply, the debt is for over £10K.

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Hi,

I have been looking after my Wife's TSB credit card debt for the last few years, ie. fending off letters, debt collectors etc..

 

.. Got an SAR last year along with a letter stating at present they cannot find a signed copy of the application

or agreement but this doesn't mean the debt is written off blah blah blah....

 

have got a letter of Wescot who I thought I had got rid off,

but have come back saying as far as they are concerned the dispute is now resolved

and the debt must be paid as they have supplied a reconstituted copy of the agreement a

nd have now satisfied Section 78 Regulation 3(2)(b).

 

Now my Wife is adamant that she never ever did apply for the card,

it just arrived some 16 years ago through her letter box nor did she ever sign for one.

 

She says she was a TSB current account holder and it seemed to follow the opening of that account??

 

At that time it was a TSB Trustcard?

 

Any help please as I have 14 days to reply, the debt is for over £10K.

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Hi,

I have been looking after my Wife's TSB credit card debt for the last few years, ie. fending off letters, debt collectors etc..

 

.. Got an SAR last year along with a letter stating at present they cannot find a signed copy of the application

or agreement but this doesn't mean the debt is written off blah blah blah....

 

have got a letter of Wescot who I thought I had got rid off,

but have come back saying as far as they are concerned the dispute is now resolved

and the debt must be paid as they have supplied a reconstituted copy of the agreement a

nd have now satisfied Section 78 Regulation 3(2)(b).

 

Now my Wife is adamant that she never ever did apply for the card,

it just arrived some 16 years ago through her letter box nor did she ever sign for one.

 

She says she was a TSB current account holder and it seemed to follow the opening of that account??

 

At that time it was a TSB Trustcard?

 

Any help please as I have 14 days to reply, the debt is for over £10K.

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Hi, when was the account opened, what is the default date, date of last payment and is this on your wife's credit reference files.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi, when was the account opened, what is the default date, date of last payment and is this on your wife's credit reference files.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi, when was the account opened, what is the default date, date of last payment and is this on your wife's credit reference files.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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16yrs old..

 

wetcloths just willy waving me thinks.

 

is this on her cra file?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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16yrs old..

 

wetcloths just willy waving me thinks.

 

is this on her cra file?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

16yrs old..

 

wetcloths just willy waving me thinks.

 

is this on her cra file?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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have you both got sep tsb cards?

or are your numerous threads already running related to the same account?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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have you both got sep tsb cards?

or are your numerous threads already running related to the same account?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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