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    • Hello, Following the submission of my defense, last night I received an email from DCBL indicating that the claimant intends to proceed with the claim (I've attached a screenshot of the email for reference) along with the N180 directions questionnaire. I'm unsure how they obtained my email, but I suspect it was through the courts' form when I completed the Acknowledgment of Service. This email almost slipped my attention. I have also today received a letter from court to state they have received my defense.  It appears they are requesting an online telephone hearing with the court. Could you please advise me on the necessary steps I should take at this point? Thank you for your assistance. Letter-Email 25-04-24.pdf N180 - Directions questionnaire (Small Claims Track).pdf
    • Default Amount £9237.88, all this started in 2006 Admitted debt £9075.65 Weightmans added £1515.01 immediately they became involved, no explanation The Statement shows when Marlin bought debt in May 2011 £10439.25 Their statements, not received until the SAR, are based on this. Cabot deducted £1515.01on their statements in January 2019, again did not find this out until SAR. Weightmans added in  2007 after the CH1 etc was confirmed by the court £741.50, made up of Process server fees, Court Fee (they tried for bankruptcy), Solicitors fee and Land Registry fee. Unspecfied Legal costs were added by Marlin in March 2015, again I did not know this until statements received with SAR I had been paying monthly, without exception until December 2018. I am minded to take the property charge, CH1 amount ,deduct all my payments and the subsequent fees, and request/demand a refund on the final payment made? I consistently disputed Weightmans balances, but they never responded. I also told Mortimer Clarke/Cabot that I disputed their amounts.  
    • Just follow this link and have read of some threads so your familiar with the process https://www.consumeractiongroup.co.uk/topic/347310-legal-n180-directions-questionnaire-small-claims-track/#comment-5178739
    • Sorry,  I'm not familiar with terminology.  Direction questionnaire is what I've seen online as next step. Witness statement: I haven't gone that far, that's why I put the question marks.
    • 2. Is correct disregard 1. You must attend ad per the order 
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RBS wont give me old account numbers


cheesy
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Sorry if this is a really stupid question or if it has been asked elsewhere but I missed it.

 

I live in England and banked with RBoS through their Liverpool group of branches but the addresses I have for sending my SAR are in Edinburgh. If I am dealing with RBoS in scotland does Scottish law apply?

 

I have previously used this site successfully for a small claim against Abbey and now want to go through my banking history with RBoS. I just need to know if the proceedure is exactly the same.

 

Thanks in advance,

 

Cheesy

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You can deal with any "branch" in the rbos group. I started off with my local branch for the S.A.R - (Subject Access Request) and initial contact. Now it has escalated to Scotland, but when I claim it will be against their London branch (litigation section)

 

carry on with your dealings with Edinburgh (it all gets sent there anyway) but file your claim in england.

 

Dave

** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **

 

see you stand like greyhounds in the slips,

Straining upon the start. The game's afoot:

Follow your spirit; and, upon this charge

Cry 'God for Harry! England and Saint George!'

:D If you think I have helped, informed, or amused you do the clickey scaley thing !! :D

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Please can people give me their opinions. Perhaps I am being greedy?

 

I used to be an RBS customer. Between 1997 and 2002 I had a savings account, a royalties account and a graduate loan account. After graduating I got into financial trouble for a time and missed some repayments on my loan. I incurred charges but don't know how many/ how much. I finally cleared my debts and closed my account(s) in disgust.

 

I would now like to reclaim. My problem is I don't seem to have kept my old account stationery or statements and have moved house so many times I don't even know where to look. I suspect I may have thrown them out.

 

I made my SAR but was told without full sort codes and account numbers they can't help. I have one account number (which I think was the current account) and imagine the others must be linked. But have been told by my old branch (Liverpool) that they don't keep old info on the system and they can't help.

 

Without my account numbers I can't request old statements or prepare my claim.

 

Has this happened to anyone else?

How do I proceed?

Under FOI and Data Protection Act laws do RBS have a duty to give me this info?

Should I give up?

 

Thanks, Cheesy

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Do you have any old BANK statements that show the payments to RBS? They have an acct ref on them.

 

I know as I have just today tried sorting on eof my own problems with RBS out - Ihavent had a statement for 3 years as they never got the change of address form when I moved. Now sorting it out (I had not noticed for some reason, even though its been coming out of the bank OK).

 

Im having them send me the statement to the new address once I have submitted a letter stating exactly hwt has occurred.

 

Hope that helps a little

Barclays :- Settled March 07:o

 

RBS:- Acct Discharged May 07 :o (chase for more and CRA deletion???):confused:

Barclaycard: - CCA recieved 24/1/07. WOW! :o (GITS!!!) :-|

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