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What Exactly Is A SAR?


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Probably going to sound like a silly question but what exactly is a SAR?

 

I recently CCA'd a loan, the CCA I have is enforceable, I am in the process of offering a £1 a month token payment.

 

A friend has told me that I should SAR them first but what exactly is a SAR and would there be any advantage from it?

Edited by WhatALife
spelling mistake

Have £20k+ in debt, seriously want to be debt free, currently in temporary accomodation and having business problems.

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an sar gives you everything that a 'company' holds on you

 

hold over the SAR and it will tell you.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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In simple terms it stands for Subject Access Request. You are the Subject, and you are making a Request to Access all data held by a company or public body about you. When sending one, it is a good idea to use the link like you get when you double click on SAR and to make sure that everything you really want is included in the list of things asked for.

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