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    • did you submit your directions
    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
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100% guaranteed overdraft availabe


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Some ppl told me they can help to obtain 9-15K overdraft if I had an Cheque Guranteed Card with Natwest or RBS, no matter how my credit score is. It will be 100% cash payout and they will take some commission.

We can choose either to pay back by installment or just ignore the payment, as the only effect will be poor credit score, I have poor credit now, and I am in debt, so there will be no difference from my current situation. Maybe I can get 10K cash in my pocket and do something for money?

 

I want to know any people have knowledge about this? I really need some money.

 

If they are telling me the truth, I'd like to have a try.

 

Any advise?

 

As I know the Cheque Guarantee facility will be ceased on 30/JUNE/2011, so maybe this is the last chance I can try now.

They told me only need one week for completing this job.

 

Also, they told me if I have a blue card without cheque guarantee but with cheque book, they still can do it.

Natwest or RBS credit card, they can top up to 10K credit now matter how much credit limit I have

 

Are they s c a m mer?

 

My email: (Edit)

 

I need some quick advise, I am really thinking about it, I am broke now.

Edited by maroondevo52
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It is highly unlikely that you will be able to obtain an overdraft with ANY bank if you have a poor credit score....how they are able to do this I don't know, but it sounds completely fraudulent to me, I would steer well clear......

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The words Barge & Pole spring to mind !!!

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Good day , everybody.

I have gave my card to them last week after i posted this post, amazing result,

they really did a good job and i got my part. it was an unarranged overdraft indeed.

they helped me to obtain 18K in total from my natwest account and 15K from my RBS account.

It was true, and i have some cash in my pocket now.

If you need any help or advise about this job, i can tell you. I have just tried myself.

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they took 50% of the total amount, I know i will be in more debt, however, i am in debt already and my credit score is low enough, so there is nothing difference for me.

 

Currently i owe the bank about 10K in total, Owe 10K and owe 40K will be nothing difference. I have no income at all for now, so i can manage to pay 100 quids per month, they have to agree with my deal as even take this to court, the magistrate will consider my fanacial situation as well. they could not force me to pay which i could not afford to do. I have over 15K cash in my hand now and I can do something with it.

 

Once if you owe them 30K or more and you have over 15K cash in your own pocket like me, bankruptcy is another choice.

Automatic discharge after 4 years. and you are 100% clear, don't have to pay even a penny back then.

 

I am not scared to see any debt collector guy, as they have to follow the law too. they can not remove my properties unless they have the warrant from court to do this, don't forget everything must be legal!

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not in nigeria are they......

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I have no income at all at this moment.

 

I have 15K cash i can do some investment, such as stock, gamble, football, open a fast food, etc.

 

Maybe i can get some benefit from these projects. i can pay money back or i can have more in my pocket.

 

comparing to have no money , thinking about what i should buy for eating tomorrow with little pence difference, I prefer have more in hand, do you really know this feeling.

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Jimmy, you'll have to return to earth soon :-)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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bank starts to call me ,aha

 

Well what a surprise !!!

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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