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    • Oil and gold prices have jumped, while shares have fallen.View the full article
    • Thank you for your reply, DX! I was not under the impression that paying it off would remove it from my file. My file is already trashed so it would make very little difference to any credit score. I am not certain if I can claim compensation for a damaged credit score though. Or for them reporting incorrect information for over 10 years? The original debt has been reported since 2013 as an EE debt even though they had sold it in 2014. It appears to be a breach of the Data Protection Act 1998 Section 13 and this all should have come to a head when I paid the £69 in September 2022, or so I thought. The £69 was in addition to the original outstanding balance and not sent to a DCA. Even if I had paid the full balance demanded by the DCA back in 2014 then the £69 would still have been outstanding with EE. If it turns out I have no claim then so be it. Sometimes there's not always a claim if there's blame. The CRA's will not give any reason for not removing it. They simply say it is not their information and refer me to EE. More to the point EE had my updated details since 2022 yet failed to contact me. I have been present on the electoral roll since 2012 so was traceable and I think EE have been negligent in reporting an account as in payment arrangement when in fact it had been sold to a DCA. In my mind what should have happened was the account should have been defaulted before it was closed and sold to the DCA who would then have made a new entry on my credit file with the correct details. However, a further £69 of charges were applied AFTER it was sent to the DCA and it was left open on EE systems. The account was then being reported twice. Once with EE as open with a payment arrangement for the £69 balance which has continued since 2013 and once with the DCA who reported it as defaulted in 2014 and it subsequently dropped off and was written off by the DCA, LOWELL in 2021. I am quite happy for EE to place a closed account on my credit file, marked as satisfied. However, it is clear to me that them reporting an open account with payment arrangement when the balance is £0 and the original debt has been written off is incorrect? Am I wrong?
    • OMG! I Know! .... someone here with a chance to sue Highview for breach of GDPR with a very good chance of winning, I was excited reading it especially after all the work put in by site members and thinking he could hammer them for £££'s and then, the OP disappeared half way through. Although you never know the reason so all I can say is I hope the OP is alive and well regardless. I'd relish the chance to do them for that if they breached my GDPR.
    • The streaming giant also said it added 9.3 million subscribers in the first three months of the year.View the full article
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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ACS Law : ACS:Law withdraw from ALL cases - BBC NEWS


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http://www.bbc.co.uk/news/technology-12253746

 

well done caggers!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ConsumerGroupsFriends.... this is some extremely good news.

 

I cant thank the people on this forum enough for the held, guidance, advice, support, time, effort, research that has been put into it all.

 

Any one who has even participated with a post to any one victim to this should be happy inside. A lot of sleep was lost over this.

 

 

Much love

 

xxxxxxxxxxxxxxxxx

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It also may not be the end of it... sorry. But until the ruling excludes MediaCAT for continuing to act on the NPO's already obtained then it's only ACS out of the picture. This needs to be finalised and MediaCAT prevented from continuing this harassment through other parties.

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Those who received such letters may pursue ACS: Law for harrassment, said law firm Ralli, which represents some of the defendants

 

Don't look past this very important point and lets keep an eye out for any such follow ups.

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To be honest, I am not that concerned about the probably fairly pointless idea of pursuing the odious Andrew Crossley or ACS:Law for harassment. I hope that Andrew Crossley crawls away into some deep, dark hole and if he has a wife, children, surviving parents, colleagues or friends they all get to find out about the disgraceful practice he has been engaged in and react accordingly.

 

I am very concerned about the precedent and the release into the public domain of the names and addresses and perhaps even the phone numbers and credit card details of tens of thousands of people.

 

Let us not forget that this was an exploitative attempt to obtain money through intimidation, the threat of significant financial loss or by means of exposure, the loss of employment and breakdown of relationships.

 

I would be far more interested if Ralli or others were to pursue the legitimacy of this sort of extortion and blackmail and if the ICO and SRA were to come down very heavily on Andrew Crossley.

 

 

Incidentally, I can't believe the sympathetic stance being adopted by the media who still seem to portray Crossley as some sort of victim of a gross injustice - a least the Telegraph appears to have chased up on his claims of bomb threats. What about the claimed accident that prevented his appearance at the first hearing, what is te truth behind that?

 

The little known Computeract!ve also deserves a round of applause :)

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I agree that the outcome should seek to close the door on this kind of threatening behaviour in future, but I for one don't think Crossley & Bowden should be let off the hook so lightly. If nothing else it would set an example to others to considering to act in such a manner.

 

Personally, I'm not interested in an ambulance chase of being rewarded for being harassed. But to punish those who acted in such a way to the extent that they lose all their ill gotten gains is surely a justified act. I don't want to see these merciless cowards benefit by so much as one single penny for this act. I'd be quite happy to recover all collected damages into a charitable donation, just as long as AC & LB can't say this has funded so much as a car payment or one drop of fuel for his Jeep Compass (not quite the Lambo or Ferrari he was expecting)!

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I am so pleased. I will never forget how I felt when I opened that letter. All the posts on here helped me make the right moves and I never sent the guy a penny. There are thousands like me. I hope he feels as bad as all of us put together. A first class S**T whose greed overcame any thoughts of the effect he had on people lives, hiding under a smokescreen of self righteous, hypocritical, double standards. Fortunately he became too arrogant, made too many mistakes and will now pay for it. Don't feel sorry for him, I hope he gets locked up

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  • 2 weeks later...
It also may not be the end of it... sorry. But until the ruling excludes MediaCAT for continuing to act on the NPO's already obtained then it's only ACS out of the picture. This needs to be finalised and MediaCAT prevented from continuing this harassment through other parties.

 

Now Judge Birss has given MediaCAT and the copyright owners involved 14 days to join the action before it faces being struck out.

 

Judge Birss had been concerned that if the case was simply allowed to drop when ACS Law pulled out, the defendants could have had the action resurrected by another firm representing the copyright holders.

The judge wants to drive the final nail in their coffin.

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Judge Birss said he had considered making an order preventing Media CAT from issuing more proceedings, but as the company had been declared insolvent this was not necessary.

 

Instead he set aside notices filed by Media CAT to discontinue the case and said: “I will hear counsel as to whether in the circumstances as they now are there if anything would be served in requiring Media CAT to apply to join the copyright owners.”

 

A spokesperson for defendant solicitors Ralli said the cases were stayed until 16 March. The claimants must discontinue within two weeks if they wish to do so.

 

Ralli and Lawdit are both applying for costs orders against ACS:Law. Coyle said he expected the judge to decide on costs in the near future.

 

In an emailed statement Crossley confirmed he had closed down ACS:Law and informed the Solicitors Regulation Authority (SRA). Crossley said he would not comment further.

 

A spokesperson for the SRA said it had not yet received notification that the firm had closed. The spokesperson added that it was pursuing its misconduct case against Crossley.

http://www.thelawyer.com/acslaw-file-sharing-claims-dropped-as-firm-closes-doors-for-business/1006896.article
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There has been some speculation that some of the material that people have been invoiced for was not even owned by the copyright holders that MediaCat had an agreement with. One poster commented that they had looked into it and found that the film title that was on the invoice letter, was actually owned by a Dutch company that was no longer trading.

 

Makes you think that the copyright owners MediaCat have an agreement with are unlikely to join the action. Even if they could prove that they had copyright for the material in question, I doubt that they would wish to incur any costs, when the current actions are looking doomed. Surely if they had received positive legal advice that they could take legal actions themselves with a good chance of success they would have done this themselves, rather than allow somone else to do so, with the consequences we are currenly seeing.

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