Jump to content


tedshez vs BOS


tedshez
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6316 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

This is progressing a lot quicker than anticipated!! I sent the initial request for data letter two days ago by recorded delivery to the Rosyth customer services address, along with my £10 cheque. I got a phone call this morning from Sharon at the bank of Scotland saying she would send out a complete list of all charges against me, whilst returning my cheque, within 5 working days!!

They can try and butter me up but I will hound those buggers til the end!

Link to post
Share on other sites

Good luck with the case, they will start to drag their feet soon enough, leave things to the last minute etc.

 

stick to your timetable not theirs and it will be cash in your pocket soon enough :)

Bank of Scotland student account:

June 23 Data Protection Act sent

July 23 statements recieved

Aug 1 Prelim sent for 3660

Aug 3 comedy letter recieved

Aug 30 laughable £260 final settlement offer and LBA sent

Oct 07 Settled £1800

Link to post
Share on other sites

  • 1 month later...

Okay so I have all the statements in and have put all the charges into the table provided by this site. In my first letter requesting reimbursment do I put just the total of the charges or do I include the calculated interest also? Any advice much appreciated.

Link to post
Share on other sites

Hi tedshez,

 

Just put the total of charges, don't add the interest untill you file your claim with the court.

 

Good luck, I've just had £720 refunded from the BOS. They seem to have forgotten my court fee's, will phone them pronto!

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

Link to post
Share on other sites

Good luck Ted,

 

I'm glad things are going so quickly for you, I'm still waiting for all the info to arrive so I can total up what I'm owed and I think it'll be a similar amount to you..............I'll follow your thread!! :p

Darren :p

 

BOS - WON - £5.6k

------------------------------------------------

Virgin Mastercard - WON - £300

------------------------------------------------

Barclaycard - WON - £200

------------------------------------------------

Lloyds - WON - £1.6k

Link to post
Share on other sites

  • 2 weeks later...

Alrighty, sent the initial request letter recorded delivery on Thursday 12th. Received a letter today from the complaints department, signed by a Peter Barry, stating that my complaint will be investigated by a customer relations manager and they will get back to me within four weeks!! Eh I don't think so Pete! The letter before action is ready to be sent next Thursday, directly to the big man!! I'm begining to enjoy this!

Link to post
Share on other sites

  • 3 weeks later...

Here we are at the time that I need to start court action against the Bank of Scotland. Could someone please confirm that I can use th moneyclaim website listed in the seven steps for court action in Scotland. And Confirm that when I split the charges into sections, they have to be under £750 after interest is added?

Thanks for any help

Link to post
Share on other sites

You can use MCOL and go for it all in one go but you will need an correspondance address in England for the paperwork to be sent to. I plan to do exactly the same thing and intend to use HBOS Trinity road address on MCOL as their point of contact.

Darren :p

 

BOS - WON - £5.6k

------------------------------------------------

Virgin Mastercard - WON - £300

------------------------------------------------

Barclaycard - WON - £200

------------------------------------------------

Lloyds - WON - £1.6k

Link to post
Share on other sites

Their two weeks is up! Got a letter from a Leonnie Clark (Redress Assessor) saying sorry we haven't got back to you blah blah blah. Really got my back up and fuelled my desire to see this through! My claim is now with the courts using the Trinity Road address. Do I have to now send the bank a letter saying what I'm doing with a another list of charges and interest? Or do I just leave it for the court to in form them?

Link to post
Share on other sites

  • 3 weeks later...

UPDATE!

 

Started a small claim action on the fifteenth of November going through the english court system. As yet the bank have not acknowledged this, I contacted the courts to try and get a default judgement in my favour but they will not proceed with this until the 5th of December (They allow five days for processing etc). Roll on Tuesday.

The 5th of December also coincides with the date the BOS promised in their last correspondance to get in touch regarding this matter, coincidence???? Has any one else found this?

Link to post
Share on other sites

Hi tedshez, well done you!!! I've just registered to this forum today, with the desire to do the same, BOS has been screwing me for years and anytime i phone them to cut me a bit of slack i come off the phone feeling about 2 inches tall, Can you pass on any advice in reclaiming charges I live in scotland and assume i will have to go through the scottish court system in reclaiming.

 

any help would be greatly appreciated.

 

tweedtech

Link to post
Share on other sites

Excelent Ted!! Well done

 

This is encouraging. My claim was deemed served on the 6th December and they have until the 20th to respond.

 

You're the second person I have read about who has recently been paid out fairly quickly........hopefully the same will happen to me!!

Darren :p

 

BOS - WON - £5.6k

------------------------------------------------

Virgin Mastercard - WON - £300

------------------------------------------------

Barclaycard - WON - £200

------------------------------------------------

Lloyds - WON - £1.6k

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...