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Rbos - Car Finance Hp Now With Blackhorse?


pdaddy
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hi all,

 

i lease purchased our car from new in march 2007. the finance was taken out with BOS.

 

recently, it was taken over by BLACKHORSE finance. although the agreement still stands, its them that now take my money each month.

 

as my agreement is no longer with BOS, can i apply, or send them a SAR/LBA to refund me any charges they applied to my accoutn during the time my account was with them?

 

or do i have to wait till my agreement ends next year?

 

whats my position on this?

 

i was led to believe that becuase my agreement is now with someone else my old agreement no longer stands, and i can aks them to refudn the charges. i have sucessfulyl claimed back bank & CC charges, so am used to the process involved to get the claim moving : )

 

apreciate any help anyone can give me

 

cheers

 

pdaddy

:) sucessfully reclaimed against the following in last 4 yrs (thanks to you all and this site) :-

HSBC x 2 accounts,

CAPITAL ONE c/card x 2 accounts

LLOYDS TSB (loan and account charges)

BLACKHORSE FINANCE (2 x loans)

PPI insurance (3 x loans)

 

Currently Persuing:-

BARCLAYS PARTNER FINANCE - HP

CAPITAL ONE - AGAIN! (CCA/DEFAULT/plus charges!):evil:

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your agreements stands

fire off at who you pay to.

 

dx

  • Haha 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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hi dx, wow thanks for quick reply, sorry im a bit confused though, when you mean fire off, you mean hasle blackhorse whom now hold this agreement and not rbos yeah? thnaks

 

p

:) sucessfully reclaimed against the following in last 4 yrs (thanks to you all and this site) :-

HSBC x 2 accounts,

CAPITAL ONE c/card x 2 accounts

LLOYDS TSB (loan and account charges)

BLACKHORSE FINANCE (2 x loans)

PPI insurance (3 x loans)

 

Currently Persuing:-

BARCLAYS PARTNER FINANCE - HP

CAPITAL ONE - AGAIN! (CCA/DEFAULT/plus charges!):evil:

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yep

 

hello guests..dx waves to the blackhorse spys.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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