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    • ive already CAREFULLY explained how it all works earlier. what you will have to pay is already preset and detailed on the court forms/TfL stuff you already have. you wont be asked any questions upon your financial means etc. thats not under debate . you wont be asked upon any mitigating circumstances, you have pleaded guity which you always SHOULD.  the ONLY 2 reasons you are attending is to: 1) after finding the TfL prosecutor... plead directly face to face before you go in to try and get an OOC (you can bring up or say anything/everything you like ...anything that might get them to agree) 2) if 1 fails...show your genuine remorse face to face to the magistrate, BRIEFLY mention how a criminal record would hinder your future then hope they take pity on you and dont also record this on your file.  PS its only declarable/shows there for one year anyway. regardless to what an employer might ask in job questionnaires past 1yrs you forget about it. they cannot see it even on enhanced DBS etc etc. you should not latterly ever appeal a criminal record for this type (1yrs)  of 'offence' its not worth it and if you lose said appeal it will cost your dear in terms of additional wages grabbing and court fees. and extends the time it shows if you lose too. dx  
    • hit letter of claim follow post 2 despite repeated requests, the claimant has failed to produce any enforceable paperwork.
    • FTMDave - your cold light of day suspicions are correct, alas. Just had this back... Thank you for your email. I was very sorry to learn that you recently received a parking charge notice after shopping at our Kearsley Manchester Rd Express store. I appreciate this is always frustrating, especially as you'd just nipped in for the one item. I've had a look, and I can confirm that in this case the car park at this store is entirely owned by a third party - it is not owned or operated by Tesco in any way. The parking charge issued is on behalf of that third party, although I appreciate it does state Tesco on the letter. Regrettably as the car park is owned and operated by a separate company we don't have any form of influence or control over the parking charges issued. In this case, I can only recommend that you follow the appeals process outlined on the letter directly to take the matter up with UKPPO directly. I'm sorry that I cannot offer further help in this case.  Please do not hesitate to contact me again should you require anything further.  Kind regards Ewan Kelly Customer Service Specialist On behalf of the Chief Executive’s Office
    • The IMF estimates Russia's economy will grow faster than the likes of the US, UK and Germany this year.View the full article
    • Ye thats fine. They should come back before the date of your defence BUT   IN ANY CASE YOU MUST FILE YOUR DEFENCE. DO NOT AWAIT THE PAPERWORK PAST YOUR FILING DATE.
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Unsecured Loans - Bad Credit, anyone know a genuine lender?


MrC333
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Hey folks,

 

Right, I'll try and keep this a bit brief. My rating is a bit shot thanks to some youthful indiscretions and I really wanna get myself back on an even keel.

 

I am currently having issues with some payday lenders, but thanks to the advice on here, it's well in hand. However, that doesn't stop me wanting to really put things right again and just in one place.

 

Basically, I'm looking for bad credit unsecured/tenant lenders for £3000 over 3 years, hopefully averaging out at £125-150 a month in repayments, well within my scope of finance, even if I ended up jobless.

 

My debts aren't quite as high as £3k but I want some left over so I can move in with my partner and with only one debt, with a very affordable repayment.

 

I'm in full-time employment and only been there 3 months though, but they have just sorted my contract and I'm earning about £1k take home right now. I have other plans for earning more, but neither here nor there atm.

 

Anyways, I wasn't sure where to post this as I didn't see an unsecured loans board, so feel free to move this.

 

Any help would be grandly appreciated.

 

Thanks

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Personally, I think it would be a bad decision to go for new credit if you're already handling payments back to payday lenders. First sort them out and then decide what to do.

 

Also, even bad credit lenders would not look positively on someone being with an employer less than 12 months.

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I understand that, but paying off charges etc that payday lenders charge is much tougher than taking one big loan and setting them all at once.

Plus I have designs for the rest of the loan that I would be taking. It's just much safer than continually incurring charges/defaults/rollovers to sort things out.

 

To reiterate, does anyone know any dependable unsecured loan companies for people with poor/fair credit?

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  • 2 weeks later...

Hi,

I would imagine the best way to get quotes would be on google or such like but I note you stated unsecured and wanted to advise you of this....

 

You should be aware that their no such thing as an unsecured loan, they are in fact easily secured on your property providing the CCA is enforceable. If you have equity in your property any creditor will have this loan secured on your property in a matter of months. I have personal experience of this and took out an 'unsecured loan' for new windows. to cut along story short my employment changed and I could not meet the repayments. Within 5 months they had a CCJ and subsequently secured the loan via a charging order. To sum up we had to sell the house.

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You Want My Advice

 

Dont Bother

 

I Fell Into This Trap And Ended Up With Welcome

 

They Are All Out To Screw You

 

Good Luck And The Only Advice I Will Give Is

 

If They Ask For An Application Fee Is Run A Mile But Saving Is Best

 

Credit

 

Who Needs It

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  • 1 year later...

i dont think the charging order point would be anything to worry about, i think the OP is a tenant.

Good place to start looking would be moneyline, if your a council tenant or credit union, but you wont get 3k to start with

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