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In need of help. Quick Quid mess **


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I'm in a mess and really can't see my way out.

 

I stupidly took out a £500 loan with Quick Quid, I had to pay for a car repair and also with Christmas coming up took some extra out to cover those costs, back in November and have just been rolling over the account since then as I have not been able to pay off the capital.

 

I have tried arranging payment plans with them to pay £60 a month but they are refusing to budge and want any payment plan to be within three months and with me paying off £240 of it this month which I just can't stretch to.

 

Has anyone been able to get legalised sharks to agree to a longer term payment plan?

 

I'm at my wits end, I have a 15month old child to take care of and its hard work with this looming over my head.

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Hi and welcome to CAG

 

They will play hard ball but the only way to get them to negotaiate is to stop paying them. You will get a few calls from them but in the end they will have to negotiate or pass on. They normally take payments by DD so you will have to watch for them setting them up on your account without telling you (after you have cancelled the present one of course)

 

Even then they have been known to refuse and you can then play the same game with their DCA of choice. If they have your card details make sure you report lost/stolen and get new one.

 

Time to get off the rollover merry go round. Good luck

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