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    • No I'm not. Even if I was then comments on this forum wouldn't constitute legal advice in the formal sense. Now you've engaged a lawyer directly can I just make couple of final suggestions? Firstly make sure he is fully aware of the facts. And don't mix and match by taking his advice on one aspect while ploughing your own furrow on others.  Let us know how you get on now you have a solicitor acting for you.
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    • Thank you for your reply, DX! I was not under the impression that paying it off would remove it from my file. My file is already trashed so it would make very little difference to any credit score. I am not certain if I can claim compensation for a damaged credit score though. Or for them reporting incorrect information for over 10 years? The original debt has been reported since 2013 as an EE debt even though they had sold it in 2014. It appears to be a breach of the Data Protection Act 1998 Section 13 and this all should have come to a head when I paid the £69 in September 2022, or so I thought. The £69 was in addition to the original outstanding balance and not sent to a DCA. Even if I had paid the full balance demanded by the DCA back in 2014 then the £69 would still have been outstanding with EE. If it turns out I have no claim then so be it. Sometimes there's not always a claim if there's blame. The CRA's will not give any reason for not removing it. They simply say it is not their information and refer me to EE. More to the point EE had my updated details since 2022 yet failed to contact me. I have been present on the electoral roll since 2012 so was traceable and I think EE have been negligent in reporting an account as in payment arrangement when in fact it had been sold to a DCA. In my mind what should have happened was the account should have been defaulted before it was closed and sold to the DCA who would then have made a new entry on my credit file with the correct details. However, a further £69 of charges were applied AFTER it was sent to the DCA and it was left open on EE systems. The account was then being reported twice. Once with EE as open with a payment arrangement for the £69 balance which has continued since 2013 and once with the DCA who reported it as defaulted in 2014 and it subsequently dropped off and was written off by the DCA, LOWELL in 2021. I am quite happy for EE to place a closed account on my credit file, marked as satisfied. However, it is clear to me that them reporting an open account with payment arrangement when the balance is £0 and the original debt has been written off is incorrect? Am I wrong?
    • OMG! I Know! .... someone here with a chance to sue Highview for breach of GDPR with a very good chance of winning, I was excited reading it especially after all the work put in by site members and thinking he could hammer them for £££'s and then, the OP disappeared half way through. Although you never know the reason so all I can say is I hope the OP is alive and well regardless. I'd relish the chance to do them for that if they breached my GDPR.
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Voluntary Redundancy - Job Seekers Allowance?


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Hello,

 

My situation is that I have been made redundant via voluntary redundancy. Does anyone know if this still allow me to claim Job Seekers Allowance, or the fact that I volunteered for the redundancy excludes me.

 

Any advice would be much appreciated. Thanks!

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Hello. This is the directgov website page and link to jobseekers information. Hope it helps a bit.

 

Jobseeker's Allowance

 

To find out about Jobseeker's Allowance, who can get it and how to claim online go to Jobseeker's Allowance.

 

 

 

 

I could be wrong, but I'd say if you're redundant it may not make a difference if you've volunteered for it. But have a read of the website and someone with more knowledge than me will be along soon.

 

HB

Edited by honeybee13
fogot link!

Illegitimi non carborundum

 

 

 

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Thanks again Honeybee!

 

Yeah, I had a look at it earlier. It does not seem to make any distinction with regards to redundant or voluntarily redundant. I guess maybe its all the same in their eyes. Lets see I guess.

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This question doesnt really get a yes or no answer....it all depends on a few things.

 

Your advisor would look at a few things:

 

1. If you didnt accept redundancy under voluntary terms would it then have become compulsory redundancy?

2. Were the redundancies due to your employer moving the premises you work at to another part of the country that would be impossible to commute to?

3. Would you still have a job if you hadnt of accepted the redundancy?

 

Some advisors refer all of the claims that go through them to the decision maker for LV (leaving voluntarily) decisions and some advisors use a bit of discretion.

 

If the advisor refers your claim to the decision maker what happens is they send a form to your previous employer and one to you, you both answer the questions as to why and how the employment ended and the decision maker then decides if you have purposefully made yourself jobless. Again they use some discretion and it helps if you and your employer says the same thing.

 

It is always worth putting your claim in because this decision is not usually made until all the information is in which can take weeks. You will be paid (if you qualify) jobseekers allowance until the decision is made. If the decision maker finds in your favour then nothing changes. If you disagree with the decision you can always appeal against it providing further relevant evidence to back your argument.

 

If you do put your claim in and they stop your money after a couple of weeks you still get a couple of weeks of benefit that you wouldnt get if you didnt claim and also even when your money is stopped you can still get support from the jobcentre to find work or attend training courses if you want to retrain or try something different.

 

Hope that helps

Advice given is my opinion only, I am not a legal or financial expert (far from it).

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Thanks Monx!

 

Any idea if sharing data with said advisers/decision makers would amount to a breach of the Compromise Agreement with my former employer.

 

Agreement makes exclusions for sharing data with:

 

- HRM Revenue and Customs

- Legal or Professional Advisers (providing the keep info confidential)

- Insurers

- Recruitment Consultant or Prospective Employer

 

I'm guessing said advisers/decision makers would fall in to the "Legal or Professional Advisers" category.

 

Cheers!

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Hi BugBear4

 

A compromise agreement is different than redundancy under voluntary terms.

 

This used to have an impact because of the rules around accrued holiday pay and pay in lieu of notice as these used to affect when your claim would be paid but this is no longer the case.

 

I assume that your employer wanted to end your employment and as such rather than going through the redundancy route they paid you a lump sum, part of which was to compensate you for your "loss of office" which used to include said holiday pay and pilon payments..as they no longer affect the claim, as long as you bring a copy of the agreement to the initial claim interview where the salient points can be photocopied it shouldn't affect your JSA claim (as long as it is contribution based and not means tested income based). Your compromise agreement may say that you cannot share the info in it with a variety of offices but it is the only way your claim can be assessed and any employer who has gone down that line before would know this.

 

The jobcentre takes claims evey day that involve compromise agreements and there has been no problem before.

 

Hope this helps.

Advice given is my opinion only, I am not a legal or financial expert (far from it).

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