Jump to content


  • Tweets

  • Posts

    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
    • In order for us to help you we require the following information:- [if there are more than one defendant listed - tell us] 1 defendant   Which Court have you received the claim from ? County Court Business Centre, Northampton   Name of the Claimant ? LC Asset 2 S.A R.L   Date of issue – . 28/04/23   Particulars of Claim   What is the claim for –    (1) The Claimant ('C') claims the whole of the outstanding balance due and payable under an agreement referenced xxxxxxxxxxxxxxxx and opened effective from xx/xx/2017. The agreement is regulated by the Consumer Credit Act 1974 ('CCA'), was signed by the Defendant ('D') and from which credit was extended to D.   (2) D failed to comply with a Default Notice served pursuant to s87 (1) CCA and by xx/xx/2022 a default was recorded.   (3) As at xx/xx/2022 the Defendant owed MBNA LTD the sum of 12,xxx.xx. By an agreement in writing the benefit of the debt has been legally assigned to C effective xx/xx/2022 and made regular upon C serving a Notice of Assignment upon D shortly thereafter.   (4) And C claims- 1. 12,xxx.xx 2. Interest pursuant to Section 69 County Courts Act 1984 at a rate of 8% per annum from xx/01/2023 to xx/04/2023 of 2xx.xx and thereafter at a daily rate of 2.52 to date of judgement or sooner payment. Date xx/xx/2023   What is the total value of the claim? 12k   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ? After   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes, but amount differs slightly   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. DP issued claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Not that I recall...   Did you receive a Default Notice from the original creditor? Not that I recall...   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes   Why did you cease payments? Loss of employment main cause   What was the date of your last payment? Early 2021   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No   -----------------------------------
    • Hello CAG Team, I'm adding the contents of the claim to this thread, but wanted to open the thread with an urgent question: Do I have to supply a WS for a claim with a court date that states " at the hearing the court will consider allocation and, time permitting, give an early neutral evaluation of the case" ? letter is an N24 General Form of Judgement or Order, if so, then I've messed up again. Court date 25 May 2024 The letter from court does not state (like the other claims I have) that I must provide WS within 28 days.. BUT I have recently received a WS from Link for it! making me think I do need to!??
    • Massive issues from Scottish Power I wonder if someone could advise next steps. Tennant moved out I changed the electric into my name I was out the country at the time so I hadn't been to the flat. During sign up process they tried to hijack my gas supply as well which I made it clear I didn't want duel fuel from them but they still went ahead with it. Phoned them up again. a few days later telling them to make sure they stopped it but they said too late ? had to get my current supplier to cancel it. Paid £50 online to ensure there was money covering standing charges etc eventually got to the flat no power. Phoned Scottish Power 40 minutes to get through they state I have a pay as you go meter and that they had set me up on a credit account so they need to send an engineer out which they will pass my details onto. Phone called from engineer asking questions , found out the float is vacant so not an emergency so I have to speak to Scottish Power again. Spoke with the original person from Scottish Power who admitted a mistake (I had told her it was vacant) and now states that it will take 4 weeks to get an appointment but if I want to raise a complaint they will contact me in 48 hours and it will be looked at quicker. Raised a complaint , complaints emailed me within 24 hours to say it will take 7 days till he speaks with me. All I want is power in the property would I be better switching over to EON who supply the gas surely they could sort it out quicker? One thing is for sure I will never bother with Scottish Power ever again.    
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Atos Medical Report.... what the hell!!


marie72
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4358 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I had my medical assesment for ESA on 12th April. Last Friday I telephoned DWP and asked for a copy of my medical report. Well, I expected to be waiting a fair few weeks for it. I got a shock as it turned up in the post this morning.

 

It probably won't come as a surprise to anyone that there seemed to be quite a few discrepencies on there...to say the very least.

 

I suffer from bi-polar, my condition led to me loosing my job in February. Currently I am on anti-psychotic drugs as I have been in one of the worst manic phases I have ever had the 'pleasure' of experiencing. This leads me to have hallucinations and paranoid thoughts. Yes I mentioned this fact to the 'registered nurse' who did my medical. I also told her that I had seen my G.P only the week before, who told me that she wants to see me every week for the foreseeable future as I am walking a 'tightrope' in regards to my mental stability. Well, surprise, surprise.... "No hallucinations", "No paranoid thoughts" on the medical report.....

 

I had a representative from mind with me, who took notes. Of course he was told that these notes would not be allowed to be used in an appeal or tribunal before he started writing.

 

I was so upset by this report that I telephoned the DWP and told them about the misrepresentations on the form. I was then told, very coldy that I should never have been given the medical report so quickly as it hadn't even been put on the system yet. The lady I spoke to sounded very perturbed that I had effectively obtained the notes before she had.

 

I just can't believe how the DWP can get away with this.

Link to post
Share on other sites

Welcome to the Anti-ATOS club!

I don't see why your reps notes can't be used at any future review / Tribunal. They were made at the time and are relevant. Just ask your rep to date and sign them.

Good luck and best wishes.

Rae

Link to post
Share on other sites

I had a representative from mind with me, who took notes. Of course he was told that these notes would not be allowed to be used in an appeal or tribunal before he started writing.

yes the notes can be used as long as the witness comes with you to the apeal,firstly you must now send a SAR to ATOS and ask specificly for the QUALIFICATIONS of this registered nurse and is she registered with the GMC...

make sure you make your apeal as soon as possible i think kel can help you with what forms you will need for the apeal..but go for it also get your DOCTOR to submit a letter to the DWP and a copy for you to send in with your Apeal,and if you are to receive phsychiatric help then get a letter of who is treating you and for what....

patrickq1

Link to post
Share on other sites

Hi, he sent me his template instead :)

 

...............................................

 

 

From: [Enter name and address]

 

To: [Enter addressee]

 

 

Date

 

Dear Sir

 

Data Protection Act 1998 - Subject Access Request

 

 

Please supply a complete list of the data held and used by you that relate to [Your name]. It is also to include third party information held with all other agencies.

 

Additionally where there has been an event in the account(s) history during the period accounts have been placed with you that have required any manual intervention by any member of your staff or any other person I require disclosure of any indication or notes which have been caused or resulted from that manual intervention.

 

I would like to bring to your attention data can be held in written information, e-mails, electronic documents, photographs, CCTV images, telephone conversations and include any recorded or written opinions about me/us and any recorded or written intentions and action taken regarding me/us.

 

I/We would like this information to be sent to my/our home address as listed above. You have 40 days in which to comply.

 

To satisfy payment to supply this information I/we enclose a fee of £10 this payment must not be used for any other purpose.

 

 

Yours sincerely

 

 

.........................................

 

 

Make sure you send it by post signed for.

Obviously this is a catch-all template. Do ensure you also include the specifics you may particularly require - ie the nurses qualifications.

Further advise was to send payment as a Postal Order as this is guaranteed payment...

Edited by RaeUK
Link to post
Share on other sites

Ok....one more question!

 

Where exactly do I need to send this letter? Any specific address? Sorry for the questions guys. I'm just totally in the dark.

 

Cheers

-Marie

Link to post
Share on other sites

Many thanks for your help again Rae, just spent the best part of today writing a letter of complaint to DWP and ATOS. I'm far from subtle though and am worried it might be a bit 'sarcastic'. Not that I've got anything to be sarcastic about mind you, regarding my medical assesment.......;)

Link to post
Share on other sites

Always feel free to post up your letter - excluding any personal identifying bits - and we'll help your draft if needed. That's what I tend to spend a lot of time doing over on the Bailiff forum. If it can be usefull here, why not?

Best wishes

Rae.

Link to post
Share on other sites

  • 2 months later...

I hope you won't mind me asking, but was the result of your ATOS medical check in your favour? My partner will be in the same position as you at some point in the future (diagnosis originally 17 years ago), and any help or guidance on how the process worked for you would be appreciated.

Link to post
Share on other sites

Greetings Cumbrian Peasant and thanks for joining the unofficial ESA club on CAG forums where there is a wealth of information if only newbies would spend some time looking at the previous threads.

I hope you won't mind me asking, but was the result of your ATOS medical check in your favour?
I think that it's fairly safe to assume that the "ATOS medical check" was unfavourable if the OP asked for the report.
My partner will be in the same position as you at some point in the future (diagnosis originally 17 years ago), and any help or guidance on how the process worked for you would be appreciated.
Please may I suggest that you read up on the facts first and then return with more specific questions than the above.

 

See also:

 

 

http://www.cas.org.uk/FileAccess.aspx?id=7323 (Unfit for Purpose - Scottish CAB evidence on ESA)

http://www.citizensadvice.org.uk/not_working_ma... (CAB evidence on the ESA work capability assessment.)

http://brightonbenefitscampaign.wordpress.com/2... (Employment and Support Allowance: a new harsher test Brighton Benefits Campaign)

DWP ESA Medical Examinations (First hand experience of the DWP ESA procedure from someone with a debilitating and life threatening brain tumour who was deemed fit by the DWP's "medical" contractor).

Edited by loan_ranger

I'm not a qualified welfare rights adviser, but I'm planning on becoming one. I'm no substitute for more competent advice from trained CAB and welfare rights workers - [URL="http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/127741-benefits-advice.html"]see this post[/URL] by Joa, great advice and links! I've been running a Crisis Loan campaign and help since Jan 2007 . See my annotations c/o "theyworkforyou". I'm also currently interested by the recent DWP Medical Services reform and the effect this is having on valid claims, seriously - someone needs to be keeping a suicide count.

Link to post
Share on other sites

Dear Lone Ranger - I'm sure you thought your posting was helpful. However, all the various links you provided I have already researched. My question was directly for Marie72 whose situation exactly mirrors that of my partner. Do you have direct knowledge of Maries outcomes?

 

May be, in future, you could tone down some of the rather heavy handed criticisms found in your reply to me. Thanks!

Link to post
Share on other sites

Easy tigers! :)

 

Cumbrian Peasant, marie72 hasn't visited CAG since 10th of May so you may need to be patient! I suggest clicking on her username and sending her a private message, it might be that she will get an email notification that she has a message and check in here...

 

By the way, I still prefer 'Cumberland' :razz:

 

Best wishes

Rae

Link to post
Share on other sites

Send Marie a PM like you ought to have done in the first place, seeing as her posts are now from over 10 weeks ago, what did you expect to achieve by posting a vague question in a forum.? BTW I've answered the only specific question, derrr, if the exam was favourable then there'd be no need to ask for the report.

TBH if you've already read the info in the links provided, then you wouldn't have come here with such a dumb post.

I'm not a qualified welfare rights adviser, but I'm planning on becoming one. I'm no substitute for more competent advice from trained CAB and welfare rights workers - [URL="http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/127741-benefits-advice.html"]see this post[/URL] by Joa, great advice and links! I've been running a Crisis Loan campaign and help since Jan 2007 . See my annotations c/o "theyworkforyou". I'm also currently interested by the recent DWP Medical Services reform and the effect this is having on valid claims, seriously - someone needs to be keeping a suicide count.

Link to post
Share on other sites

Hey, relax LR! :cool:

 

Whatever the rights or the wrongs of the post, CP is new to the forum and should be accorded the respect a newbie is due...

 

Best wishes

Rae

Link to post
Share on other sites

Sorry Rae, I shouldn't have plugged doyourownhomework.com

  • Haha 1

I'm not a qualified welfare rights adviser, but I'm planning on becoming one. I'm no substitute for more competent advice from trained CAB and welfare rights workers - [URL="http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/127741-benefits-advice.html"]see this post[/URL] by Joa, great advice and links! I've been running a Crisis Loan campaign and help since Jan 2007 . See my annotations c/o "theyworkforyou". I'm also currently interested by the recent DWP Medical Services reform and the effect this is having on valid claims, seriously - someone needs to be keeping a suicide count.

Link to post
Share on other sites

Send Marie a PM like you ought to have done in the first place, seeing as her posts are now from over 10 weeks ago, what did you expect to achieve by posting a vague question in a forum.? BTW I've answered the only specific question, derrr, if the exam was favourable then there'd be no need to ask for the report.

TBH if you've already read the info in the links provided, then you wouldn't have come here with such a dumb post.

 

 

lol who has been rattling your cage LR like a bear with a sore heed hehe

Link to post
Share on other sites

Loan-Ranger has put up some very relevant and helpful links for Cumbrian Peasant (CP) and I think there has been a genuine misunderstanding by CP. Loan-Ranger willingly gives his time to this site and has assisted me and numerous other caggers offering invaluable advice and links. I have recently needed advice, support and assistance and Loan-Ranger has often come onto my threads and put up links and offered advice. My mum suffers from mental ill health and I am her carer, so I have become a member of this elite ESA Club. The caggers on this site have all been brilliant and supported me through some very dark and confusing days. CP the links that LR posted I have previously added as 'favourites' as they are very useful. Loan-Ranger you are brilliant and a big thank you for all your wonderful help and advice.

Link to post
Share on other sites

what is the diagnosis and at what stge are you at,what benefits are your partner in receipt of ,please furnish this information then we can advise on a better understanding...hope that helps..

patrickq1

Link to post
Share on other sites

Cumbrian Peasant - I have sent you a PM. I haven't been online for ages due to very poor mental health. Rae, I'd like to thank you for all your help with the letter for my appeal, which has now been passed to tribunal stage as obviously - I was found fit to work after all the 'discrepencies' at my medical.

 

I wish you all the best of luck.

 

-Marie

Link to post
Share on other sites

i think atos just do what whoever they are being paid by wants as i used to work for royal mail and atos recommended that i took ill health early retirement which i had too do,then when i am put on esa atos then inform the dwp then i am not entitled to any points as in their medical opinion i am well enough to work. so why did they lose me my job in the first place then ! what a useless lot they are

Link to post
Share on other sites

i think atos just do what whoever they are being paid by wants as i used to work for royal mail and atos recommended that i took ill health early retirement which i had too do,then when i am put on esa atos then inform the dwp then i am not entitled to any points as in their medical opinion i am well enough to work. so why did they lose me my job in the first place then ! what a useless lot they are

 

 

A young woman went through Meridian news after she went through exactly the same scenario. Do a search on google 'nicola hobbs anorexia atos meridian' and you'll find plenty of info in relation to that.

 

Telling the same story again to the same sources will at least make it known that Hobbs' story is hardly an isolated one. That may be something to consider, especially if you want to kick Atos in the teeth (and we do!).

 

This is the Meridian link :- http://www.itv.com/meridian-west/fighting-to-be-fit07254/

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...