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    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
    • In order for us to help you we require the following information:- [if there are more than one defendant listed - tell us] 1 defendant   Which Court have you received the claim from ? County Court Business Centre, Northampton   Name of the Claimant ? LC Asset 2 S.A R.L   Date of issue – . 28/04/23   Particulars of Claim   What is the claim for –    (1) The Claimant ('C') claims the whole of the outstanding balance due and payable under an agreement referenced xxxxxxxxxxxxxxxx and opened effective from xx/xx/2017. The agreement is regulated by the Consumer Credit Act 1974 ('CCA'), was signed by the Defendant ('D') and from which credit was extended to D.   (2) D failed to comply with a Default Notice served pursuant to s87 (1) CCA and by xx/xx/2022 a default was recorded.   (3) As at xx/xx/2022 the Defendant owed MBNA LTD the sum of 12,xxx.xx. By an agreement in writing the benefit of the debt has been legally assigned to C effective xx/xx/2022 and made regular upon C serving a Notice of Assignment upon D shortly thereafter.   (4) And C claims- 1. 12,xxx.xx 2. Interest pursuant to Section 69 County Courts Act 1984 at a rate of 8% per annum from xx/01/2023 to xx/04/2023 of 2xx.xx and thereafter at a daily rate of 2.52 to date of judgement or sooner payment. Date xx/xx/2023   What is the total value of the claim? 12k   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ? After   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes, but amount differs slightly   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. DP issued claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Not that I recall...   Did you receive a Default Notice from the original creditor? Not that I recall...   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes   Why did you cease payments? Loss of employment main cause   What was the date of your last payment? Early 2021   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No   -----------------------------------
    • Hello CAG Team, I'm adding the contents of the claim to this thread, but wanted to open the thread with an urgent question: Do I have to supply a WS for a claim with a court date that states " at the hearing the court will consider allocation and, time permitting, give an early neutral evaluation of the case" ? letter is an N24 General Form of Judgement or Order, if so, then I've messed up again. Court date 25 May 2024 The letter from court does not state (like the other claims I have) that I must provide WS within 28 days.. BUT I have recently received a WS from Link for it! making me think I do need to!??
    • Massive issues from Scottish Power I wonder if someone could advise next steps. Tennant moved out I changed the electric into my name I was out the country at the time so I hadn't been to the flat. During sign up process they tried to hijack my gas supply as well which I made it clear I didn't want duel fuel from them but they still went ahead with it. Phoned them up again. a few days later telling them to make sure they stopped it but they said too late ? had to get my current supplier to cancel it. Paid £50 online to ensure there was money covering standing charges etc eventually got to the flat no power. Phoned Scottish Power 40 minutes to get through they state I have a pay as you go meter and that they had set me up on a credit account so they need to send an engineer out which they will pass my details onto. Phone called from engineer asking questions , found out the float is vacant so not an emergency so I have to speak to Scottish Power again. Spoke with the original person from Scottish Power who admitted a mistake (I had told her it was vacant) and now states that it will take 4 weeks to get an appointment but if I want to raise a complaint they will contact me in 48 hours and it will be looked at quicker. Raised a complaint , complaints emailed me within 24 hours to say it will take 7 days till he speaks with me. All I want is power in the property would I be better switching over to EON who supply the gas surely they could sort it out quicker? One thing is for sure I will never bother with Scottish Power ever again.    
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IB50 Renewal


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I need to get this filled in and sent off soon but was just wondering about something. In the letter it says do not send any documents etc with the IB50, send them to the office dealing with your claim.

So, who actually decides what action to take ?

Is it ATOS who only have my IB50 and no medical report to back up my claim, or is it the JCP that have a medical report but no IB50 to compare it with.

It just seems strange that the 2 documents that are used to make a decision go to 2 different places.

Last time I sent ATOS a copy of my doctors sick note despite what it said in the letter, what do other people do ?

By the way, the report I have is one that my doctor filled in for CAB when I appealed my DLA renewal and I got the decision reversed. Am I right in sending this to the JCP ?

 

Any advice.

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Hi odds,

when you send off the IB50 it goes to the DWP (as indicated by the address on the free postage envelope supplied with the form). A DWP "Decision Maker" will check the form, and based on what you have written therein, the DM decides whether you should go to Atos for an exam, or if you have indicated this - your disability is serious enough for Atos to come to your home to conduct the exam, or they may decide that you qualify for I.B. and that no medical is required. Somewhere in the form it asks you about medical treatment which you have been receiving, when, where and from whom, e.g. Doctors, Therapists and Consultants etc.. The DM may then contact them for more information/evidence about your condition - make sure that you fill in this bit as fully as possible. Also somewhere in the form it asks you to describe how your condition affects you, this is where you should give as much detail as you can - the more the better. You will find that the space provided for your answer is too small, however it says that you may continue on another page or add pages of your own. When I did my last one 2 years ago I added 3 pages of info regarding my Asperger's Syndrome and how it had affected me in the working environment - I was pleasantly surprised a few weeks later when the DWP sent me a letter telling me that I would continue to be awarded I.B. and that no medical exam was required.

If you add extra pages be sure to write on each page your name, date of birth, N.I. number, the date of sending and title each page e.g. "IB50 Supplementary information" and "page 1/3, 2/3, 3/3" etc.

It will also help you if you bear in mind the "health descriptors" and the points awarded for each, as used by the DWP for determining eligibility, you can look these up for free via this web page.

Best regards and good luck,

Paul.

I'm not a qualified welfare rights adviser, but I'm planning on becoming one. I'm no substitute for more competent advice from trained CAB and welfare rights workers - [URL="http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/127741-benefits-advice.html"]see this post[/URL] by Joa, great advice and links! I've been running a Crisis Loan campaign and help since Jan 2007 . See my annotations c/o "theyworkforyou". I'm also currently interested by the recent DWP Medical Services reform and the effect this is having on valid claims, seriously - someone needs to be keeping a suicide count.

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Hi odds,

when you send off the IB50 it goes to the DWP (as indicated by the address on the free postage envelope supplied with the form). A DWP "Decision Maker" will check the form, and based on what you have written therein.

Paul.

 

I'm afraid that's incorrect, as I said it clearly states that the IB50 goes to ATOS, any other Medical Certificates or documents are sent to the office dealing with your claim(renewal) for IB (see letter below). The pre-paid envelope is to send the IB50 to ATOS. This is what is totally absurd about this system, two pieces of relevant information which actually when used together would make everything clear, going to two different offices. So who has the final say ? Is it the person that just sees a medical report with no application form, or is it the person who has the application form but no supporting documents, absolutely crazy. !! :confused:

 

atoslettercopy.gif

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Sorry for going a bit off topic,i found this

 

http://www.dwp.gov.uk/docs/atos-contact.pdf

 

it address of some ATOS office in England,the bit in red makes me laugh,its there own fault for putting this document on the internet.

 

Back to filling in IB50 this may be of some help http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/174246-help-needed-ib50-form.html

Please use the quote system, So everyone will know what your referring too, thank you ...

 

 

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Oh ****, sorry but things must have changed since my last one a couple of years ago. This is a worrying turn of events. My contempt for Atos has just reached a new high.

I think when my next IB50 or ESA50 comes I'll try to wangle it so that Atos have to come to my flat, that way I'll be able to record the whole fiasco with a web cam and microphone - given that they falsify their reports, omit crucial facts etc. I think we should all surreptitiously record these "exams" as evidence against these liars. Perhaps if s/he asks me if I'm able to make a cup of tea by myself, I shall reply that the maid does this. No doubt s/he will say something like, "are you taking the p***?", to which I shall reply, "that's rich coming from an Atos HCP, you started it!".

These medical mercenaries are paid more than Gordon Brown gets for being PM, he gets £4K/week whereas one Atos HCP said in the Daily Mail that many of his colleagues were making £5K/week.

Here's what they get paid:

 

MEDICAL TYPE AT CENTRE / HOME

 

DLA/AA £51.37 £77.33

DLA Fast track £51.37 £89.69

Incapacity benefit £35.16 £60.63

ESA (LCWRA/LCW) £40.31 £65.77

ESA (WFHRA) £26.37 £26.37

Industrial injuries £30.36 £55.82

 

"As you can see it costs £35.16 for an IB medical yet it costs £66.68 for both the medicals for ESA, this is a massive increase of 89%! The DWP refuses to say what it pays Atos for carrying out these medicals but you can bet your bottom dollar it is going to cost the taxpayer a damn sight more than that". No doubt the DWP are financing Atos out of the money they save by wrongly denying the sick and disabled (a soft target) their rightful benefits whilst pandering to the misinformed prejudices of those right-wing tabloid reading taxpayers whose votes nu-labour wish to take from the tories. In the 'credit crunch', bailing out the greedy bankers has already cost £850bn (by December 2009) and this is rising due to interest payments which alone are more than the total spend on benefits to the sick and disabled. But hey, let's blame the vulnerable sick and kick them while they're down, that way everyone will clean forget about the fact that better regulation of the banks by government could have dramatically reduced our exposure to the current financial crisis.

Best regards,

Paul.

Edited by loan_ranger

I'm not a qualified welfare rights adviser, but I'm planning on becoming one. I'm no substitute for more competent advice from trained CAB and welfare rights workers - [URL="http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/127741-benefits-advice.html"]see this post[/URL] by Joa, great advice and links! I've been running a Crisis Loan campaign and help since Jan 2007 . See my annotations c/o "theyworkforyou". I'm also currently interested by the recent DWP Medical Services reform and the effect this is having on valid claims, seriously - someone needs to be keeping a suicide count.

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Oh ****, sorry but things must have changed since my last one a couple of years ago. This is a worrying turn of events. My contempt for Atos has just reached a new high.

I think when my next IB50 or ESA50 comes I'll try to wangle it so that Atos have to come to my flat, that way I'll be able to record the whole fiasco with a web cam and microphone - given that they falsify their reports, omit crucial facts etc. I think we should all surreptitiously record these "exams" as evidence against these liars. Perhaps if s/he asks me if I'm able to make a cup of tea by myself, I shall reply that the maid does this. No doubt s/he will say something like, "are you taking the p***?", to which I shall reply, "that's rich coming from an Atos HCP, you started it!".

These medical mercenaries are paid more than Gordon Brown gets for being PM, he gets £4K/week whereas one Atos HCP said in the Daily Mail that many of his colleagues were making £5K/week.

Here's what they get paid:

 

MEDICAL TYPE AT CENTRE / HOME

 

DLA/AA £51.37 £77.33

DLA Fast track £51.37 £89.69

Incapacity benefit £35.16 £60.63

ESA (LCWRA/LCW) £40.31 £65.77

ESA (WFHRA) £26.37 £26.37

Industrial injuries £30.36 £55.82

 

"As you can see it costs £35.16 for an IB medical yet it costs £66.68 for both the medicals for ESA, this is a massive increase of 89%! The DWP refuses to say what it pays Atos for carrying out these medicals but you can bet your bottom dollar it is going to cost the taxpayer a damn sight more than that". No doubt the DWP are financing Atos out of the money they save by wrongly denying the sick and disabled (a soft target) their rightful benefits whilst pandering to the misinformed prejudices of those right-wing tabloid reading taxpayers whose votes nu-labour wish to take from the tories. In the 'credit crunch', bailing out the greedy bankers has already cost £850bn (by December 2009) and this is rising due to interest payments which alone are more than the total spend on benefits to the sick and disabled. But hey, let's blame the vulnerable sick and kick them while they're down, that way everyone will clean forget about the fact that better regulation of the banks by government could have dramatically reduced our exposure to the current financial crisis.

Best regards,

Paul.

 

 

If I remeber correctly but do not quote me on this a 30 minute medical from ATOS will cost £400 per person for the government.

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All of your documents go to DWP for the decision on entitlement. Once ATOS get the IB50 from you, they then decide if you should have a medical. (ATOS took over this from DWP in 2008 ). If they decide you do need a medical, they hold on to the IB50 until the medical is done, then they then forward the IB50 and medical results on to DWP. If they decide you don't need a medical, they forward the IB50 on to DWP. It's DWP who make the final decision on entitlement to benefit.

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

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@ Dragon,

The total cost of these services from 1 March 2008 to February 2009 was £80,589,204. This figure not only covers the total number of examinations undertaken across all benefits, but also costs relating to written and verbal medical advice, fixed overheads, administrative costs, investment in new technology and other service improvements.

Seeing as the ESA exams didn't begin until October 2008, my best guess is that Atos could be making up to £130m/year from their sham medicals.

Edited by loan_ranger

I'm not a qualified welfare rights adviser, but I'm planning on becoming one. I'm no substitute for more competent advice from trained CAB and welfare rights workers - [URL="http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/127741-benefits-advice.html"]see this post[/URL] by Joa, great advice and links! I've been running a Crisis Loan campaign and help since Jan 2007 . See my annotations c/o "theyworkforyou". I'm also currently interested by the recent DWP Medical Services reform and the effect this is having on valid claims, seriously - someone needs to be keeping a suicide count.

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All of your documents go to DWP for the decision on entitlement.

 

Eventually, surely having all the documents together from the beginning would make the process a hell of a lot simpler.

 

Once ATOS get the IB50 from you, they then decide if you should have a medical. (ATOS took over this from DWP in 2008 ). If they decide you do need a medical, they hold on to the IB50 until the medical is done, then they then forward the IB50 and medical results on to DWP.

 

So the decision is taken by ATOS initially without them having seen any medical certificates or documentation to substantiate your claim, as you are told NOT to send them anything.

 

If they decide you don't need a medical, they forward the IB50 on to DWP.

 

Where your IB50 is reunited with the rest of your medical documentation that you sent at the same time, just to a different office, regarding your application. :confused:

 

It's DWP who make the final decision on entitlement to benefit.

 

Is it though, if ATOS decide you need a medical, and seem to think you are fit for work and advise DWP of this, what do the DWP then do with the documentation you sent them ? Is it just disregarded, or do they go against what ATOS have said if they think they are wrong ?

This is why the whole system is a complete shambles, how on earth can anyone make a decision without actually seeing both sets of information.

Sorry for going on about this, but I'm just finding it hard to comprehend how a system can be so badly organised.

 

Cheers.

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Is it though, if ATOS decide you need a medical, and seem to think you are fit for work and advise DWP of this, what do the DWP then do with the documentation you sent them ? Is it just disregarded, or do they go against what ATOS have said if they think they are wrong ?

This is why the whole system is a complete shambles, how on earth can anyone make a decision without actually seeing both sets of information.

Sorry for going on about this, but I'm just finding it hard to comprehend how a system can be so badly organised.

Precisely! This would explain why Atos are making people who are on their death beds attend these sham medicals. Pocketing a large chunk of tax dollars or, allowing a dying man with in-operable cancer and severe side-effects from his medication be excused the medical - tough call (I don't think so)!

I've recently been reading about such a case and it looks like the author intends to sue.

 

"tort of negligence is a wrongful act against an individual. Liability can be based on a breach of statutory duty. The motive of the defendant is generally irrelevant.

There is statutory and case law that suggests that DWP, and through them Atos Healthcare, has a duty of care to patients subject to the actions defined by the Welfare Reform Act 2007."

 

 

His website is well worth looking at and contains many useful links.

 

 

Regards, Paul.

I'm not a qualified welfare rights adviser, but I'm planning on becoming one. I'm no substitute for more competent advice from trained CAB and welfare rights workers - [URL="http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/127741-benefits-advice.html"]see this post[/URL] by Joa, great advice and links! I've been running a Crisis Loan campaign and help since Jan 2007 . See my annotations c/o "theyworkforyou". I'm also currently interested by the recent DWP Medical Services reform and the effect this is having on valid claims, seriously - someone needs to be keeping a suicide count.

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