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    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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British Gas Warrant Charge!!!!


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Hi all,i posted a few months about about a pre-payment meter i had fitted last august by british gas to pay an outstanding bill of £678,a warrant was sent out last july to gain entry,and a representitive called round twice at the time,left a card etc etc,eventually i spoke to him at the door and i told him my situation and he said i cold have a meter fitted to pay the bill off,i questioned him about the £285 charge and he told me,or assured me that it was more of a scare tactic and i wouldn't be charged so we arranged a day to have it done,had it fitted,the charge was set on meter and that was that....i regularly check the meter debt and last week it was at £400 odd left to pay off...then this morning i receive a letter to say at the time i had the meter fitted they made a mistake and didn't transfer all or some of my debt to the meter and obviously because i still owe this amount i still to pay it and they would adjust my meter in the next few weeks,so i had a look at ,y outstanding debt on the thing and was shocked to see the debt is now £1083!!!!!!! thats £600 more!!!! so i rang them up immediately and according to them,the £285 they state on the letter is the warrant charge they didn't add on to my outstanding debt back in august (aug 5th 2009 to be exact) even though i was told by the door rep i wouldn't pay it,i empkained this to them on the phone just and they aren't having it,they said they checked their files anf what the rep has put and they won't wavier the charge,so bascally i've got to pay it,is there anyway i can get this knocked off because 1)They've lied to me (as i would have borrowed money to pay the debt off in full rather than pay nearly £300 for a meter) and 2)It's 7 months ago and now they've decided to add it on which now takes my bill to the original of not abit more than it started at in first place,so i feel i've paid nothing off :(

 

Help please anyone....

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I would send them this request letter and also a SAR and ask for absolutely everything what they have about you and your account, the request letter is for charges back what they have been charging for standing meter charges as they have done the exact same to me today and I can not get any joy out of them when I phoned up as they could not tell me if it was for charges they had put on or if it was for Gas used before pre pay got put in? I put my request in at beginning of this month and will now be sending a SAR for everything they have on me, as I believe they add charges on just for sake of it, will keep you posted when I do some more digging from Ofgem.:???:

Request letter.doc

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Thanks for that,will certainly try it.

 

My bill was originally about £500 something,but because they charge £14 a letter (reminders) and then they charge £50 a letter which states because a rep has had to hand deliver even though it was posted...how the hell can they justify these so called charges for an A4 piece of paper??!!! is beyond me

 

I've sent an email off which am awaiting for a reply about this so called warrant charge of £285 which they say should have been added on in August,as they've admitted this,but i don't see why i should pay as they didn't have to gain entry,i agreed to have a meter which the rep said would cost me nothing to have fitted,because i asked him this beforehand to be sure...so he lied to my face....arghhhh British Gas are the bain of my life

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Well I charged my card up with 20.00GBP this morning and it took 11.00GBP charge off and instead of the 64.00GBP debt going on. I ended up with 110.00GBP added on, how can they do this when i had a letter stating only 64.00GBP, they think they can do what they want?

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RESULT!!!!!! Phoned BG up yesterday about the extra money they put on my pre pay meter and went through all bills from when i joined BG and all readings on meter. Found out they had already added it in August 2009 and they tried sticking it on again. They wiped it off yesterday so back down to original amount, so i would ask them to go through your account and ask them for full statements, i think you might be suprised, they also did it with my electric meter a couple of months ago, i had 24.00GBP debt left owing and i topped the key up checked my debt to see if it had took any off and to my suprise they stook another 240.00GBP on so had to ring them up again and it was their fault so they removed it.HOW MANY OTHER PEOPLE DO THEY DO IT TO WITHOUT THEM KNOWING, I AM GOING TO START A NEW THREAD JUST WARNING PEOPLE OF THIS ROBBERY.:D

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Unfortunately when you have a prepayment meter, you are totally in the hands of your suppliers as to what is set on the meter.

BGas may say they will wipe the extra charges but until they have adjusted the meter accordingly, it is empty talk. And you have to pay the charges back, otherwise you are without power. Grrr, I hate prepayment meters!

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