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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Can LLoyds take money from my Halifax Current Account


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Please can you help. I have a Halifax current account and debt with a Lloyds bank credit card. Have been paying a reduced amount monthly with lower interest. Now they are harassing me all the time by phone and when I read my latest credit card statement it said that I hadn't made my monthly payment. I had but it was for the lower amount which they had agreed previously. Also on the statement was something like - Our terms allow us to transfer any available funds from your LTSB account to offset any outstanding arrears - do they mean from my Halifax Account or are they not yet able to do this. I would hate to see what money I have eaten up by Lloyds credit card. Please can you let me know what is the current state of play. Apologies if this is the wrong part of the forum, please can you move it for me if it is.

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Hi,

 

As HBOS took over LLoyds TSB last year, I would get the hell out of there and start a new account elsewhere.

 

Natwest do a basic bank account wth debit card and there are a few others as well.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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  • 4 months later...
  • 2 weeks later...

any whistleblowers out there for lloyds tsb bank, how can you find out if someone works there, if you have a name, or if they are actually ficticious?

:p[sIGPIC][/sIGPIC]

totiesquoties

 

MY ADVICE IS BASED ON COMMON SENSE AND KNOWLEDGE FROM PERSONAL EXPERIENCE, I AM NOT LEGALLY TRAINED, AND ALWAYS CHECK LEGAL ISSUES EITHER WITH A LEGAL PERSON, OR

THE APPROPRIATE LEGISLATION. :rolleyes:

IF I HAVE HELPED, PLEASE PRESS MY STAR, THANK YOU.:lol:

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  • 3 months later...
as above these thieves will take money from any account they hold, without telling you

 

The terms on the credit agreement state that they can take money from any Lloyds account but it also states that they have to give you 7 days notice before they do it. I have had letters from Lloyds to tell me that they have already taken money. I advised Lloyds that they have breeched the agreement. This continued to happen on 6 consecutive months and they will not listen. I am taking them to the financial Onbudsman now.

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  • 2 years later...

I had a fraudulent payment made into my Halifax Current Account for £1800, I had no part of this however, the Halifax account was frozen as was my Lloyds account although this had £5k in it (redundancy payment). It all got sorted in the end but the two banks are linked when it suits them. Disgusting behaviour.

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