Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


Results 1 to 5 of 5

Thread: Cca

  1. #1

    Default Cca

    What happens if RBSicon admits to not having the CCA can they still thrash your credit file?


  2. #2

    Default Re: Cca

    The debt would be unenforceable, and although technically they shouldnt trash your file, they invariably do..... Sorry!


  3. #3

    Default Re: Cca

    Would this be possible to remove?as they have no signed agreement then would they have a legal right to access your info?


  4. #4

    Default Re: Cca

    Quote Originally Posted by Indebt1 View Post
    Would this be possible to remove?as they have no signed agreement then would they have a legal right to access your info?
    Im no expert, but the comlication is that despite the debt being unenforceable, you have still had the money. It just means their balls up means they cant ask for it back.

    I believe you could have it removed, but would recommend you get advice from somebody who knows more than me!


  5. #5

    Default Re: Cca

    Have a look in the section - I think its called' invalid defaults' or something like that- a lady there - sorry forgot her name- has done all this - looks like quite successfully as well!! She has detailed it all. Inspiring reading.



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