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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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mdogggg Vs BoS


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hi there,

 

Starting my claim for a refund of bank charges :)

 

Ive just sent my initial letter asking for all my statements from the past 6 years. I will keep everyone posted on my progress.

 

Thanks to everyone for this site, I would never have dreamed of attempting to get my charges back if I hadnt found this resource.

 

Good luck to everyone who is trying to get charges refunded.

 

Thanks,

 

mdogggg

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Welcome to the site.

Good to see you have started the ball rolling.

 

Take some time to read up while you await a response.

Any questions feel free to ask !

 

;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Thanks Martin,

 

I am thinking of attempting to get my charges from my credit card back now as well. i sent my letter for my current account to my local branch but when I get statements regarding my credit card (also with BoS) they are from somewhere in England.

 

Should I say that I have already paid my £10 when I apply to get my statements for my credit card or just put another 10 cheque in with the letter?

 

Thanks,

 

mdogggg

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Unfortunately 1 request only covers all if its made at the same time.

 

Therefore you will have to make an additional request with another 10.00

 

Specify the account numbers etc.

 

If the application is in the system and not currently being dealt with then its always possible you could add the additional account details to your request in writing.

 

You may even get all the info if your request was for all info and not specific to your current account.

 

Could even be worth a call 08457 20 30 40 ask for Data protection section and speak to Mr.Percys P.A whose name I think is monica.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Thanks,

 

Ill call up the branch tomorrow and see if they can process my credit card statements as well as my current account.

 

Ill phone that number too, no harm in asking.

 

Cheers

 

Mdogggg

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  • 5 weeks later...

hi there,

 

Got a reply from BOS saying I will be receiving my request for statements in the next couple of days.

 

In the letter there is a paragraph:

 

"...With regard to your request for information relating to manual intervention on your account, HBOS plc is under no statutory obligation to record this information and therefore, I am unable to assist further with your request.."

 

Just wondering if this was the norm?

 

Thanks,

 

mdogggg

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Hi everyone,

 

Received some statements today, it seems quite random what statements I got. They go from 20th April 2004 to 25th September 2005. It states that there are 26 (page 1 of 26 and so on) pages of statements but when I go through there are only 23.

 

Fair enough I didnt expect to get all my statements in one go, but I thought I would get the ones from earlier first, I didnt expect to get them in a random order.

 

Ive had this account for about 10 years, and was expecting to get the statements from the past 6 years.

 

Should more statements come in the next couple of days?

 

Has anyone else experienced this with BoS?

 

Thanks,

 

mdogggg

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Its possible they will follow.

If they dont .....give them a call.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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