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    • OP stated they had been arrested, but not charged (let alone convicted). They DON'T have a criminal record, but do have an entry on the PNC. That information stays on the PNC (Police National Computer) for life, but doesn't get released in a standard DBS. It only MIGHT get released for an Enhanced DBS (eDBS) check  ... but it would be incredibly unlikely. (The rational behind this is that eDBS's allow for 'information at Chief Officer of Police's discretion' ..... this covers the 2 'barring lists' and is also intended for the scenario where someone has multiple arrests or investigations, where safeguarding is a concern .... it was brought in after the Soham murders / Ian Huntley case, where the information known about the now-convicted child murderer may have prevented his employment in a school, had it been made available). So, for the sake of accuracy and completeness, arrests stay on the PNC for life, wont appear in a standard DBS, MIGHT appear in an eDBS, but in reality, would be the exception rather than the norm, and I can't see them being released  to a defense barrister. What then if the defence found out a different way, and brought it up in court?. Again, unlikely, but the important feature is that the judge would make sure they trod very carefully!. They MIGHT consider using it if there were other factors that allowed them to try to cast doubts as to the truthfulness of your evidence, but on its own : No way. Anyone MIGHT be arrested (if a seemingly plausible complaint been made against them)! The approach to take if it did come up is to be truthful. "Yes, I was arrested. It arose from a vexatious complaint. I wasn't charged, let alone convicted. That could happen to any one of us, if a vexatious complaint gets made" Far better that than lying, saying you'd never been arrested, and getting caught in a lie : that would ruin your credibility. I'm incredibly doubtful it will even come up, though.
    • we dont get N157 because its new OCMC but no court dont have evidence either.   Just seems a bit of a pointless wait but oh well
    • Post #9 suggested some options to avoid or put off having a smart meter. Post #12 a simple solution to your complaint about the ay they handle fixed monthly DD. It's not really clear why you posted if you're going get irate when members "jump in" with suggestions. You can see what I'm referring to on "gasracker.uk" to allay your suspicion that I was lying in Post #16 which was made to correct ther misinformation shown in your Post #15
    • Back to octopus from the smart meter/tariff salesperson. Octopus have now said just ignore the letter - I dont have to have one despite there letter implying (at least) it was required, but that i will HAVE to have a smart meter if current meters stop working as 'their suppliers dont supply non smart meters any more'. They also say they do not/will not disable any smart functionality when they fit a smart meter I am of course going to challenge that. Thats their choice of meter fitter/supplier problem not mine
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mdogggg Vs BoS


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hi there,

 

Starting my claim for a refund of bank charges :)

 

Ive just sent my initial letter asking for all my statements from the past 6 years. I will keep everyone posted on my progress.

 

Thanks to everyone for this site, I would never have dreamed of attempting to get my charges back if I hadnt found this resource.

 

Good luck to everyone who is trying to get charges refunded.

 

Thanks,

 

mdogggg

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Welcome to the site.

Good to see you have started the ball rolling.

 

Take some time to read up while you await a response.

Any questions feel free to ask !

 

;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Thanks Martin,

 

I am thinking of attempting to get my charges from my credit card back now as well. i sent my letter for my current account to my local branch but when I get statements regarding my credit card (also with BoS) they are from somewhere in England.

 

Should I say that I have already paid my £10 when I apply to get my statements for my credit card or just put another 10 cheque in with the letter?

 

Thanks,

 

mdogggg

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Unfortunately 1 request only covers all if its made at the same time.

 

Therefore you will have to make an additional request with another 10.00

 

Specify the account numbers etc.

 

If the application is in the system and not currently being dealt with then its always possible you could add the additional account details to your request in writing.

 

You may even get all the info if your request was for all info and not specific to your current account.

 

Could even be worth a call 08457 20 30 40 ask for Data protection section and speak to Mr.Percys P.A whose name I think is monica.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Thanks,

 

Ill call up the branch tomorrow and see if they can process my credit card statements as well as my current account.

 

Ill phone that number too, no harm in asking.

 

Cheers

 

Mdogggg

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  • 5 weeks later...

hi there,

 

Got a reply from BOS saying I will be receiving my request for statements in the next couple of days.

 

In the letter there is a paragraph:

 

"...With regard to your request for information relating to manual intervention on your account, HBOS plc is under no statutory obligation to record this information and therefore, I am unable to assist further with your request.."

 

Just wondering if this was the norm?

 

Thanks,

 

mdogggg

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Hi everyone,

 

Received some statements today, it seems quite random what statements I got. They go from 20th April 2004 to 25th September 2005. It states that there are 26 (page 1 of 26 and so on) pages of statements but when I go through there are only 23.

 

Fair enough I didnt expect to get all my statements in one go, but I thought I would get the ones from earlier first, I didnt expect to get them in a random order.

 

Ive had this account for about 10 years, and was expecting to get the statements from the past 6 years.

 

Should more statements come in the next couple of days?

 

Has anyone else experienced this with BoS?

 

Thanks,

 

mdogggg

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Its possible they will follow.

If they dont .....give them a call.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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