I've had a Default added to my credit file for my RBSicon account.

The balance was made up of bank Charges which with the help of the fosicon i've managed to get back through the financial hardship route.

I have previously sent a CCA Requesticon for a copy of the default as i never received the original but they wrote to me saying they don't have to provide it but it was sent to me.

Whilst i had my complaint in with the FOS they told me there was nothing they could do about the default and that i'd have to deal with RBS directly which so far has got me nowhere.

I'd really appreciate some advice about what i should do next.