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    • Doc 04-19-2024 11-01-51-merged-compressed.pdf good morning.    9 pages attached.    thank you  UCM
    • Hi I was being supplied my ovo after unknowingly being swapped from SSE.  My issues began when we had a smart meter fitted and our bills almost doubled overnight - we at the time assumed we were just paying not enough until then and just continued to pay the excess bills each. Month.    I would from time to time contact ovo and get faced with a call centre on South Africa of the most rude agents who would just hang up after hours of wait and I could not even get an acknowledgement of an issue with my meter.  At one point we were not in the property for like 4 months and the bills were coming just as high!  It was at this point I was sure something is not right and ovo only care to send bailiffs and started threatening us with a pay as you go meter despite me taking out a 3.5k loan to pay of my outstanding balance.  Around 1600 each on both gas and electricity.  This is where its gets really bad -  the very same day they sent me out a new bill saying the money paid already was only to cover up until the November previous and because its now Feb we owe another 1k.   By that August this had risen to over 3k and I still couldn't get anyone to even acknowledge a fault let alone fix it.    In despair I tried to swap suppliers and to my surprise octopus accepted us because even tho the debt is owed we are trying deal with.  During our time with them the bill was coming only on my wife's name as I was responsible for other bills and she this one - now that we owe them 3k they have magically started adding my name as well as my wife's to the same debt to apply double pressure and its showing on my experiwn report now with a question mark and 2700 showing in grey -  This was my wife's debt which we dispute we owe yet the have now sent me letter with both our names on from oriel and past due credit debt agencies - is this illegal and how can I get them to take my. Name of this and leave on wife's name as its so unfair they give us a both a defualt for wife's debt which we dispute anyway.    In the end about 3 weeks ago I wrote an email to their ceo and rishi sunak and low and behold for the first time in our history with ovo someone who spoke English contacted us and said she will look into our claim.    I explained to her that we feel our meter is faulty and despite me contacting them using WhatsApp email and phone I still have not got anyone to acknowledge a fault even. And that I dispute I Owe anything as my son was in hospital for 3 months and we stayed with him so house was empty and still. They were sending us super sized bills more than when we started at home.  She promised to investigate and a few days later replied that she is sorry for the poor customer service and offered us £50 compensation - however she also. Mentioned that she's attached statements for us confirming the payment for 3k I made was only up until Nov and in Feb despite me pay 3.5k nearly it's correct for them to bill. Me. Another £900 the very same day and she did not agree our meter was faulty and therfore the debt stands and she will not be calling it bcak from past due credit.  During my time with my new supplier post ovo, octopus I requested tehy check my. Meters because I felt they were faulty and over charging me and I got excellent response asking me for further details which I supplied and I got a. Response bcak within days to say my meter was indeed faulty and octopus have now remotely repaired it.   I then contacted the energy ombudsman and explained my situation how she at ovo tried to fob me off and demand I apy money we don't feel we owe due to faulty equipment we reported but ovo had to process or mechanism to deal with it or lodge complaint even without having to cc their ceo and our pm. And now I feel sick to think both husband and wife will get a 6  year default for debt which have a validity of a questionable nature.    I explained all this to the energy ombudsman and they accepted my case and I explained to them that my new supplier found my fault which ovo refueed to accept - I've uploaded the email from new supplier to ombudsman showing we had a fault.    My. Question is is there anything I can upload in defence of my case to ombudsman before they decide outcome ina few weeks    All advice greatly appreciated not only would I like advice on how to clear this debt but also how I can pursue ovo for compensation and deterrence for the future.  Thansk 
    • Thanks for the reply dubai 50 - if the statute is 10 years it has long passed - if it is 15 years i havea few months left. i shall ignore until it gets serious  An update - - I sent the letter to the bank in Dubai ( I did get delivery confirmation from Royal Mail)   - I have moved to a new address ( this is the address i gave to the bank in dubai)  - IDR are continuing to send Letters to the old address, which leads me to believe they are not in contact with the bank at all. - i have not replied to any correspondence digital or hard as they are non threatening ( as of yet).        
    • Your topic title was altered last June 23 by the owner of this forum in the interests of the forum Anyway well done on your result and thank you for concluding your topic, title updated.   Andy   .
    • So what    Why ? Consent Order/ Confidentiality ? This would be be invaluable to followers of your topic.  
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ESA appeal issue


Nothericher100
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Hi I hope finally I might actually get a answer here as speaking to the DWP has left me frustrated

 

Here whats happened, hopefully someone out there can point me in the right direction

 

Back In November I received a letter saying that my ESA had been terminated as I had not attended a work assessment In mid October and I had not contacted the DWP to explain why I had not attend the assessment,

 

I contacted the DWP to explain that I had not received any corespondence from them probably due to the postal strike

I was advised to send a letter explaining the situation and a decision will be made quickly

 

a few days later the appointment letter for the appointment I missed turned up and the letter asking me why I had missed the appointment followed by an earlier ESA letter dated early September, I contacted DWP that the letter had arrived, I was advised to wait for a responce

 

week 2

 

2 weeks later I contacted the DWP, when I explained the situation that I had no money coming in a 3 children look after they told me that it usually takes a week for a responce, I politely told the operator that actually a fortnight had passed only to be told "well delays can happen" and "I don't know what you expect me to do" being slightly shocked I ended the call

 

week 3

A letter came explaining my letter had been received and they would look into the matter

 

week 4

 

now a month passed

I contacted the Dwp imediately and told them that a month had passed and finances were critical, I was advised that I would just have to wait

 

 

week 8

 

just before christmas I phoned again only to be told I will have to wait till up till the 24th of January before I would be informed if I could get ESA,

3 months from when my ESA was stopped,

at this point I have received balliff letters and other legal chargeable letters as I an not able to pay bills. the advisor tells me that I should sign on as unemployed and that I should ask the social fund for a loan (as far as I know I would need a income to repay a loan?)this is not a option as im disabled and housebound and when I phoned the Job centre they advised me I could not do this as I am unable to seek employment

 

My partner contacted C.A.B they advised her that once my appeal letter had arrived my benefits should have been reinstated and a decision should be made by the appeals section If I am still entitled or not on the Appeal date but I do not know if this is correct or not.

 

so Should I be receiving benefit or not? I have not received any benefit since Mid october, is signing on as unemployed my only option even though I'm clearly unfit to work?

I have been told to wait days weeks and months after each phone call

 

I am now waiting for a visit from the balliffs as I can not even offer them a minimum payment

 

I hope someone might explain what my next step should be

 

Thanks for looking

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Phew, nothe, that's quite a post. I can't help you with the DWP specifics but I'm sure someone will be along tomorrow.

As far as I know a crisis / social fund loan does not need an income as such and is repaid minimally from benefits. If you have no money at all it beggars belief as to how you're surviving! It can't be easy.

As for the bailiffs there is a very good forum on this site for that issue. Go to:

 

Bailiffs and Sheriff Officers - The Consumer Forums

 

and start a new thread [the buttons at the bottom left of the page].

Post as much detail as you can - no personal details as bailiffs tend to read it too. Name of the firm is fine, how much, what for - is it a court fine, council tax etc - as different rules may apply. Tell us a little about yourself. What is your disability and why are you housebound [just general details]. It's useful.

You will get a lot of help and I'll post some things that may be of use to you - though, to be fair, I'm not likely to be on line again before the evening.

Take care and I hope you get advice about the DWP.

Rae.

Edited by RaeUK
typoo
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Phew, nothe, that's quite a post. I can't help you with the DWP specifics but I'm sure someone will be along tomorrow.

As far as I know a crisis / social fund loan does not need an income as such and is repaid minimally from benefits. If you have no money at all it beggars belief as to how you're surviving! It can't be easy.

 

Rae.

I know its a long post but I wanted to put enough details down,

 

I know it's not the DWPs fault that there was a postal strike but its not my fault either

 

The way I have survived is by using my credit card but even that option is not possible now as I can't use the cards until I make a payment,

 

re Crisis loan/Social fund as I stands I would not be even able to make a minimal repayment as I don't have an income coming in

 

until I lost my job due to my health I did not realise how much some genuine people on benefits get treated like second class citizens, At no stage have I even raised my voice or verbally abused advisors, If I had spoken to customers the way a few (not all are rude) of the DWP employees and Housing Benefits advisors have spoken to me I would have been disiplined.

 

Sorry for the long rant but to be honest with you I don't know what I would do if I didn't get this off my chest

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Hi,

Although different circumstances, from my experience, when you call the DWP it's hit and miss whether you get the right info. With me, it was usually miss. I spent about 7 or 8 weeks calling these people, being given conflicting information and advice until I said I wanted to make a formal complaint and insisted that I was called by the Manager (stay very calm when you do this). After speaking to the Manager, everything was sorted out very quickly.

Don't be fobbed off. They wont put you through to a manager, but will take a request that you be called. If you don't get a call in 24 hours call again (and again).

I'm sure you'll also get a lot of help from the members of this forum. They were the only light in my little dark tunnel last week.

All the best.

BG

Edited by brighton gal
typo
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Yes it is correct that when an appeal is acknowledged, ESA should be paid at the assessment rate until a final determination on the appeal is made. However it is not clear if you have actually appealed the decision or simply sent a letter explaining the situation.

 

You can still apply for a Crisis Loan for living expenses, repayments would be deferred until you have an income, if you do begin to receive benefit repayments would be paid via dedcution from your benefit. If you apply for a Crisis Loan, they can actually help you get your ESA, because Crisis Loans should not be paid when benefit is due. Therefore if you should be receiving benefit, the Crisis Loan officer will liaise with the ESA section to sort this out for you.

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

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Yes it is correct that when an appeal is acknowledged, ESA should be paid at the assessment rate until a final determination on the appeal is made. However it is not clear if you have actually appealed the decision or simply sent a letter explaining the situation.

 

 

Just to clarify one thing - ESA is paid during an appeal only if the appeal relates to a points failure of the WCA. It is not payable if the customer has failed to attend the medical, as this is regarded as noncompliance with the terms of the benefit.

 

Presumably what the original poster is hoping to do is show good cause for failure to attend. This would go to the decision makers as a request for a reconsideration, rather than an appeal. Each BDC has its own timescale for these, but 8 weeks does sound like rather a long time. If good cause is accepted, ESA will be reinstated and arrears paid.

 

I think you are spot on with your suggestion that the OP contacts the Social Fund for a crisis loan. I occasionally deal with their processors, as they will indeed call us if there is a question that ESA might be due, and this can sometimes speed up the process.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

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  • 2 months later...

Hi, im in a similar situation. I have just filied an appeal.

 

When should i expect to get paid? and will i get back dated from when it stopped? (obviously with doctors paper covering that period)

 

any responce will be apprecited:-)

 

thanks

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Hi welshgirl. If you start a new thread on the subject, you'll get a better response that's custom to your case.

 

Are you appealing on the grounds of not enough points on the medical or did you not attend a medical? The benefit is only payable at the assessment rate on appeal if you are appealing against the result of the medical (i.e not enough points to qualify for ESA). If you didn't attend the medical, benefit is not payable on appeal.

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

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my advice is get some help from a Disability Advocate, C.A.B, I had no help what so ever from the benefits agency until an advocate got involved, once they got involved my benefits were reinstated the next day

thankfully my situation is sorted out, i had the medical which put me as unfit for work

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