Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #421
    Site Team The Consumer Action Group Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch's Avatar



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    Default Re: Bank Charges Campaign Continues

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  2. #422
    Royalties Account Holder caro Highly authoritative caro Highly authoritative caro Highly authoritative caro Highly authoritative caro Highly authoritative caro Highly authoritative caro Highly authoritative caro Highly authoritative caro Highly authoritative caro Highly authoritative caro Highly authoritative caro's Avatar



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    Default Re: Bank Charges Campaign Continues

    Thank you andy, although I have already linked directly to the BBC article in that thread in my previous post, as it is directly pertinent to this thread, keeps everything together, and gives context to the which? link.


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    Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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  3. #423
    Royalties Account Holder caro Highly authoritative caro Highly authoritative caro Highly authoritative caro Highly authoritative caro Highly authoritative caro Highly authoritative caro Highly authoritative caro Highly authoritative caro Highly authoritative caro Highly authoritative caro Highly authoritative caro's Avatar



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    Default Re: Bank Charges Campaign Continues

    All these years on and still the problem of bank charges rumbles slowly on. Just goes to show the power that the banks have.

    Fortunately Which? are still on the case but are still looking for support, so please take a look at their latest input and sign the petition using the link below.

    https://conversation.which.co.uk/mon...=banking211016


    What's Best for You?


    The Consumer Action Group is a free help site.
    Should you be offered help that requires payment please report it to site team.

    Alliance & Leicester Moneyclaim issued 20/1/07 225.50 full settlement received 29 January 2007
    Smile 1,075.50 + interest Email request for payment 24/5/06 received 1,000.50 14/7/06 + 20 30/7/06
    Yorkshire Bank Moneyclaim issued 21/6/06 4,489.39 full settlement received 26 January 2007

    Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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  4. #424
    Royalties Account Holder caro Highly authoritative caro Highly authoritative caro Highly authoritative caro Highly authoritative caro Highly authoritative caro Highly authoritative caro Highly authoritative caro Highly authoritative caro Highly authoritative caro Highly authoritative caro Highly authoritative caro's Avatar



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    Default Re: Bank Charges Campaign Continues

    Good to see the FCA are looking at overdraft charges.

    https://www.fca.org.uk/news/press-re...account-market

    Apologies if this is posted elsewhere but I've posted the link here for completeness.


  5. #425
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    Default Re: Bank Charges Campaign Continues

    Bank charges need to be heavily reduced!! People are being charged e.g 15 to pay for a transaction of i.e 2 if it takes them into overdraft or over their overdraft. Why??

    Election coming up. Who's going to take Banks to task and tackle helping those who can least afford this scandal.


  6. #426
    Basic Account Holder xxmcvapourxx Novitiate



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    Default Re: Bank Charges Campaign Continues

    Quote Originally Posted by determindator View Post
    Bank charges need to be heavily reduced!! People are being charged e.g 15 to pay for a transaction of i.e 2 if it takes them into overdraft or over their overdraft. Why??

    Election coming up. Who's going to take Banks to task and tackle helping those who can least afford this scandal.
    I've been charged three times with Natwesticon by going over my overdraft twice One for 54 and to other charges of 6, 6 i've complained so many times i dont ever get refunded... im always stay within my overdraft.


  7. #427
    Basic Account Holder cjcregg Novitiate cjcregg Novitiate



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    Default Re: Bank Charges Campaign Continues

    Lloyds are abolishing unauthorised overdraft charges http://www.bbc.co.uk/news/business-40555175


  8. #428
    Site Team maroondevo52 Highly authoritative maroondevo52 Highly authoritative maroondevo52 Highly authoritative maroondevo52 Highly authoritative maroondevo52 Highly authoritative maroondevo52 Highly authoritative maroondevo52 Highly authoritative maroondevo52 Highly authoritative maroondevo52 Highly authoritative maroondevo52 Highly authoritative maroondevo52 Highly authoritative maroondevo52's Avatar



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    Default Re: Bank Charges Campaign Continues

    Quote Originally Posted by cjcregg View Post
    Lloyds are abolishing unauthorised overdraft charges http://www.bbc.co.uk/news/business-40555175
    Not before time

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  9. #429
    Site Team The Consumer Action Group Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch Highly authoritative Andyorch's Avatar



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    Default Re: Bank Charges Campaign Continues

    So if they abolish now then they must have been unfair in the past..otherwise they would continue ?

    Andy

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  10. #430
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    Default Re: Bank Charges Campaign Continues

    Looks like there's pressure on the banks to stop the high charges taken for exceeding your overdraft.



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