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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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A&L / MBNA credit card!


chinbo99
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Hey All,

 

Im new here so excuse me if this sort of question has been answered somewhere else.

 

I have (or I suppose you could say had!) a credit card with Alliance and Leicester, that is run by MBNA. Credit limit of £700. Unfortunately I went over this limit and was obviously charged. At the time I was struggling with other debts and being charged fees left-right and centre.

 

Anyway, I made the odd payment on the card in an attempt to reduce the balance but was still getting charged Late payment / No payment fees and god knows what else! The balance on this account is now approximately £1500, due to all the charges I have incurred, and I have paid approximately £300 over the past year towards the account in an attempt to get it paid off, but due to the charges, have been unable to do so and the account has been sent to an external debt collector and a default has been registered against my name.

 

Firstly I just want to know if Im able to try and claim back these charges, which have effectively caused me to default on the account.

Secondly, is it still possible now the debt has gone to an external collector, and the balance has been finalised. MBNA say that nothing can be done about it now because they have sold the debt to the collectors and I should lease with them. The collectors tell me exactly the opposite!

 

Really dont know what to do, or where I stand, as it seems mighty unfair to me!

 

Any help would be appreciated :)

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Welcome to the site. however, the fist answe I am going to give yo is to go and read the FAQs and the forum material. It is a big job - about two days. however the information is worthwhile and will save you a lot of hassle and mistakes later.

Your wuateions will be answered there.

Come back here when you have finished.

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  • 12 years later...

This topic was closed on 03/07/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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Please

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Thanks

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