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    • Could you link us to BankFodder's post please? The judge's office means something different to me. HB
    • Hi LFI, With regard to the ANPR cameras in your post #65, while I was on the phone to the Planning Department, they did take a look at Google Streetview and went back to 2012 where they could see the ANPR cameras in place so therefore they would have deemed consent. I had previously read the T&C Planning Regulations and had read the section on deemed consent so I understood the point they made on the phone. It doesn't matter though, that doesn't harm my case any, and I shouldn't really mention this now, (this is what you reminded me of on another thread) but in the past I was a member of a scheme that gave me access to legal advice, I have spoken to a barrister previously through this scheme on another matter and I think I am still a member. I am going to check if I am still a member of the scheme, and if I am I will discuss my case with a barrister or solicitor, whichever the scheme deems appropriate. I will let you know the outcome. I am also going to take Bankfodders advice in the sticky and go to the local court and ask if I can sit in on a case in the Judges office.
    • deed?  you mean consent order you and her signed? concluding the case as long as you nor she break it's conditions signed upto? dx Yes sorry. they called it a deed at first in court.  Then Judge said she was happy to have it sealed as something else  exact names of orders in message above.     The disease was tested for when his cardiac testing was done immediately after purchase and part of the now sealed case.   However, results were disclosed incorrectly and I only found out  two days ago.   This disease did not form part of my knowledge during the case as I had been informed of a normal result that was not the case.   it is perfect clarity of a genetic disease where as the previous cardiac issue could be congenital until the pup is genetically tested. 
    • Hi, Halifax recently sold a credit card account of mine to Cabot. I am unemployed and have no assets and was thinking of making token £1 payments for 12-18 months in order to drag things out a bit and reduce the chance of Cabot being able to get the correct CCA documents from Halifax if I requested them in future. However, I saw on the pages on this forum about defending county court claims that one of the standard approaches when defending such claims is to say “I had an account with bank X, but I don’t remember the details and so don’t know if I owe this debt…”. If I made £1 payments to Cabot, would it prevent me from using such a defence in future? OC: Halifax DC: Cabot/Wescot Card account opened: 2016 Defaulted: 2023
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Its Not The End Of The Road For Reclaiming Bank Charges Just Yet


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Having read the post by Bankfodder regarding the Oft decision to dicontinue with legal proceedings in regards to Bank Charges. I feel its only right to let you all know that its is not quite the end just yet, infact its still possible for you to make a new reclaim based on a new legal argument that has been put forward, which the OFT feel is more beneficial for us to take the bank on individually. Read the article in the link provided below.

 

Bank charges: they think it's all over, it's not quite - MoneySavingExpert News

 

Although alot of you may already be aware of this i am sure their is just as many that are not yet aware of this, and since i have not found any mention to this yet i felt it was only right to make a post about it.

 

Bankfodder i did try to send you a private message but your inbox was full.

Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (CAG),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

 

By using my advice in any form, you agreed to waive all rights to hold myself or any persons representing myself of any liability.

 

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Having read the post by Bankfodder regarding the Oft decision to dicontinue with legal proceedings in regards to Bank Charges. I feel its only right to let you all know that its is not quite the end just yet, infact its still possible for you to make a new reclaim based on a new legal argument that has been put forward, which the OFT feel is more beneficial for us to take the bank on individually. Read the article in the link provided below.

 

Bank charges: they think it's all over, it's not quite - MoneySavingExpert News

 

Although alot of you may already be aware of this i am sure their is just as many that are not yet aware of this, and since i have not found any mention to this yet i felt it was only right to make a post about it.

 

Bankfodder i did try to send you a private message but your inbox was full.

 

I think its time to realise that its the money men who rule this country and the banking system is just their 'tool' - They (the financial system) can cripple country's and then get bailed out by the £billions while every other industry suffers, remember the majority of the influencial MP's are part of the financial system (or gain from it) and now the 'consumers champion' has left the consumers high and dry because it would cost too much - funny because i thought the OFT was government funded, but, as previously said government are the MP's and its run by the money men.

 

This situations just game to them - Yes they paid out millions in the begining to tempt us, but with all the interest on the fee's they now have from those who waited must be 100 times what they paid out, Martin Lewis and the other campainers have just been pawns in that game with the (unknown) objective of rallying the cannon fodder/troops.

 

What ever 'legal' arguments there are supposed to be, 'they' will win because 'they' set the rules - Face up to it, we've all been played for mugs by the financial institutions, the money men and the corrupt government (no particular party - but all in general), unfortunately no-one will want to admit to that though.

Edited by jingles2020
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