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    • Thanks @lolerz. I've attached it to the post. What do you think? What's the organ grinder? NTK.pdf
    • I'm afraid that if the value of the item was under declared then that is probably the best that you can hope for. Also, because the item was incorrectly addressed – even by a single letter, if that because the issue relating to the delivery then that has probably compounded the problem. There is probably very little that can be done. If you are lucky you will get the item back and then you can start again and declare it properly. Undervaluing parcels which are sent by any means is always going to cause a problem if the item is lost or damaged. It may mean that the cost of delivery is slightly less – but at the end of the day the risk becomes yours. When you enter into any kind of contract, effectively you declare it a level of risk to your contracting partner – and they decide to enter into the contract with you based on that level of risk. You have declared a level of risk and £50 – and that's the deal.   Additionally, undervaluing an item which is an internationally has the effect also of evading customs and any VAT system which is in force in that country – and that makes the whole thing a little bit more serious
    • Perfect. Nice and brief and to the point. You don't bother to start telling your life story. Just the way it should be. Send it off. You have probably done enough reading to understand that it won't make any difference don't start drafting your particulars of claim. Open an account with the MoneyClaim County Court system and start preparing. Post your particulars of claim here before you click it off. You may have noticed that at some point you will be asked if you want to go to mediation on this. We used to advise it but now we recommend that you decline mediation and go to trial. Your chances of success are much better than 95%. Going to trial will incur an additional hearing fee but of course you will get that back. However if you go to mediation, they will simply try to penny pinch and to get you to compromise and also they will sign you up to a confidentiality agreement and probably threaten you if you breach it. Not only that, if the mediation fails because you stand your ground, it will add additional delay while they then give you a date to go to trial. The best thing to do is to decline mediation – prepare for court hearing. Pay the extra fee. The chances are that rather than get a judgement against them they will then offer you a full settlement rather than go to court. If they do offer you full settlement then you will be obliged to accept it – but that's what you want. If they don't offer you full settlement then you will go to trial and there will be a judgement against them. Just so that you understand, our first interest is that you get your money back – but a close second is that it does go to trial and there is a judgement which we will then be able to use to help other people. Anyway as you should realise, we will help you all the way.
    • I sent a parcel to Singapore but i spelt the address incorrecltly by 1 letter so the parcel couldnt be delivered and was returned back to the Uk but checking the tracking today the parcel had returned to the UK but is somehow on its way back to Singapore as the tracking says "Item leaving the UK"    Ive spoken ( tweeted) Royal Mail help who confirm that the parcel seems to be going back to Singapore and that if its not " Delivered" by the 29th of April theyll deem it as lost and will accept a claim but i cant remeber when booking what the compensation amount was but i dont think it covers the amount of the item.  As it was my fault that it wasnt delivered in the first place can i trey and claim the full amount back ? i think if i remember correctly it was £50 compensation but the item was £170 So the timeline is thus ...   22nd Of March .    Booked via P2G & dropped off a Post Office.  25th March arrives in Singapore and goes through customs ect ect 26th   Incorrect address and item is flagged as "return to sender" 28th Item leaves Overseas intenational processing centre 15th of April , Item is leaving the Uk (Again)   ?    
    • Post the NTK up here for the regulars to double-check. I highly doubt it's compliant with POFA though. Ignore the deforestation that comes unless it's ever a letter of claim. Any luck with the organ grinder?
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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RBOS CLosed my account!!


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I had a problem with paypal in march this year where they tried 5 times to take direct debit amounts less than £20 in one month from my RBOS Key account. This account was only for use with my ebay selling things so very rarely had money in it. I usually sold on Ebay and kept cash in my paypal account until I had a good amount to withdraw and then did so to this RBOS account. I saw some things in america that I wanted to buy and did so using funds in my paypal account. That was fine but Paypal made an error and tried to take this money by direct debit from my account(something I had never signed up to).

 

RBOS hit me with £190 worth of charges and again the same the following month. Paypal conducted an investigation for me and concluded that they had made an error but wouldnt be responsible for the bank charges.

 

I called the RBOS and told them what had happened and forwarded email proof of the Paypal investigation showing that i wasnt at fault. They refused to budge and said that I owed them £380!!!

 

I refused to pay it but said that I would give a goodwill gesture of £100 if they would scrap the other £280, they still wouldnt budge. I received a letter from their collections centre last month for this money and I blew my fuse. I contacted the cheif exec and demanded that they sort it out. I used the form o here for reclaiming unfair bank charges and they sent me a letter telling me that my account was now closed and no further action would be taken!! Cheeky bastards!! They are behaving as though I should be grateful to them. They sent me a cheque for £8.27 which was the balance of my account and have now frozen my fiances student account and demanded repayment of his overdraft £2000.00!! They say they have a right to do this as he was an account holder with me on the key account and that because we didnt agree to their charges then he could no longer have his current account there!!

 

Thankfully Clydesdale bank have given him a new student account as he went in and explained all that had happened so at least he has something to fall back on.

 

I have just today posted a complaint to the cheif exec about this treatment and i'm posting here to let everyone see how these institutions try to bully us.

Its my money and I'm making sure I get it back.:razz:

25/09/06 Letter from Robert Udy saying tough, sue us!

14/09/06 letter from cap 1 robert udy offering difference of £8 per charge. sent LBA and refusal back

14/09/06 letter from halifax returning £10 cheque but still going to send me my statements!!

cap one LBA sent 29/08/06 £360

Halifax Data Protection Act sent 29/08/06

 

There will be a 10% donation to this site when I win.

If it wasnt for you then none of us would have anything back

 

 

www.consumeractiongroup.co.uk free forum with advice and templates for reclaiming bank charges

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Guest BlueRuby

:o What a terrible story. However, it sounds as if you are on top of things? You are going to claim the charges back, aren't you? Hit them where it hurts ;)

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They did refund their ridiculous charges back to the key account before closing it and sending me a cheque for £8. (balance of my account!) The cheque however is made payable to me and my boyfriend and when I took it to RBOS to cash it, they said it was only able to be lodged into a joint account.

 

Irony meters werent working yesterday given that they had closed our joint acount and I was standing with my passport as id and only wanted the £8 cheque cashed!!

 

CHeque was issued by the manager from the suspended account fund!

 

I dont have to pay them anything regarding the initial charges and would have taken them all the way if they had insisted on it.

 

I did write to the daily mail financial section and cc'd all my correspondance to them, I think that is why they settled so quickly.

 

Scott is on a mission now over his student account closure and although he was never going to bother claiming back any of his charges over the past few years, his mind has been changed by their attitude and he is like a dog with a bone now.

Its my money and I'm making sure I get it back.:razz:

25/09/06 Letter from Robert Udy saying tough, sue us!

14/09/06 letter from cap 1 robert udy offering difference of £8 per charge. sent LBA and refusal back

14/09/06 letter from halifax returning £10 cheque but still going to send me my statements!!

cap one LBA sent 29/08/06 £360

Halifax Data Protection Act sent 29/08/06

 

There will be a 10% donation to this site when I win.

If it wasnt for you then none of us would have anything back

 

 

www.consumeractiongroup.co.uk free forum with advice and templates for reclaiming bank charges

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Good for him. It's absolutely monstrous the way they behaved!

;) nn

FAQs: click here: http://READ THESE

 

Any views or opinions expressed are in good faith, to the best of my ability. I don't like to admit it, but I have been known to be wrong. Check other threads and if in doubt, seek professional advice.

 

 

Abbey: SETTLED IN FULL:lol:

BoS M/card SETTLED 27/09:lol:

Aqua CC (Halifax) SETTLED 28/06 :lol:

GMAC Request for refund 14/6; Prelim 31/7; LBA 11/9

First National Mortgage Data Protection Act sent 14/6 Statements 26/7

Cap 1 - SETTLED IN FULL:lol:

Abbey x 2: 50% offer refused AQ filed

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