Hi ...

I am still waiting to hear from my bank. Sent letter 25.11.09 and had no reply so have just fired off a reminder.

Has anyone else had any kind of result since the Court decision? Or is everyone hanging back until we get new templates? Has anyone been to court in the last couple of weeks?

Was just wondering as the fires seem to be going out regarding charges refunds .... or are the embers still smouldering?

xx:grin:

I doubt very much that any bank will be paying anything out for a little while, other than hardship cases where court action should not be necessary. The banks claim victory but of course the embers as you put it are very much alive and are being fanned by various top barristers funded by a range of consumer action groups.

If your claim is stayed in the court system you need to contact the court to find out what they plan to do with it and when, either way each of the courts will handle it on a different time scale and you need to follow directions accordingly.

There is a fine balance right now between waiting to amend particulars of claim on stayed claims and the issue of the new approach anticipated by us all. Hopefully the new terminology will be issued in time to amend PoC's before the banks can push to have all of the claims dismissed under the supreme court ruling. If you haven't launched a legal claim then sit tight and use whatever template is issued to go from there. ;-)

Natwest are taking me for a mug. They threw everything in their letters to delay it as much as possible and what do you know, i haven't had a letter in weeks. Went down financial hardship route.

Good luck with that 90DC. If the bank gives you any nonsense then report straight away, banks have been giving everyone the run about on financial hardship cases for a while.

Show them you mean business and you'll have a better chance of getting your cash back in a reasonable amount of time .

I was doing a financial hardhip case for a friend, took about 3 weeks with abbey.. they paid about 70% (£2000) of total claim into account day after judgement without any notice

Just had a reply from First Direct - they are not going to refund my bank charges but agree I may be experiencing financial difficulty so it is essential that I speak to their specialist team about this.

Got a letter from HSBC today stating quite clearly that due to them "winning" the case against the OFT I will not be getting my charges back

Guess what folks, they already paid them before the court case - hahahahhaa

idiots

Lucky you! I need the new template letter as I am at a loss what to do now. They have given me 8 weeks to respond stating why I believe the charges should be refunded. GRRRRRRRRRRRRR

Lucky you! I need the new template letter as I am at a loss what to do now. They have given me 8 weeks to respond stating why I believe the charges should be refunded. GRRRRRRRRRRRRR

I am sure even you can write a letter explaining how the charges debited immediately from your account without any chance to opt in or out of their overdraft services, severely disrupted your attempt at budgetting and lead to an irreparable imbalance within the contract you had signed with the bank leading to a clear breach of trust between you and the bank

I would wait until after Tuesday though

I am sure even you can write a letter explaining how the charges debited immediately from your account without any chance to opt in or out of their overdraft services, severely disrupted your attempt at budgetting and lead to an irreparable imbalance within the contract you had signed with the bank leading to a clear breach of trust between you and the bank

I would wait until after Tuesday though

What do you mean by "even you" - what are you implying??? I will be waiting until Tuesday though, too much to do at the moment.

I was as close as returning the acceptance, it was received and payment was due only to be foiled by the area business manager yesterday, I will not give up as I have the 60 day offer in writing and a copy of acceptance neither state that he offer can be withdrawn without any notice.

I have received 3K in charges back from Natwest, a result it took a threatening letter regarding solicitors and a lot of arguing but eventually they paid out. Funny I have not heard from my business manager since ! This was second week of January 2010!

Its already been swallowed up but helped take the pressure off for a brief moment.

Hi plshelp,

Was your claim a hardship claim?

TheyrCriminals

Hi, yes this was a hardship claim.