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Littleme V M&S Can someone please advise on these....document!!


littleme33
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Hi all

 

Received letter from Moorc**p today 'notice of intended litigation....these are the court costs that will be incurred' etc etc

 

Shall i file it....i still havent heard back from M&S re the points raised from the SAR about 4 weeks ago!!

 

:-)

 

If you have no space there is plenty behind the back of my toilet for it :D:D:D:D:D:D

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So i suppose i have a 'mexican stand off' of my own...sorry been reading your other threads!!.....

Im slowly learning with all this and learning as i go, but ultimately what am i waiting for to happen (sorry for being thick) im not wanting a magic wand to appear and wave it all away, and i have to admit its all stressing me out abit now!

I do believe though that the M&S CCA is 100% unenforceable, and the way they try and wriggle out of it all is unbelieveable,

 

Thanks Littleme

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No worries... my HFO threads are the best.

 

If you want to stop worrying check out my threads here:

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/193601-just-had-online-chat.html

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/194594-new-online-chat-meritforce.html

 

Those will tell you all you need to know about threatograms ;-)

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Moorcroft. Waste of space. Add to the ignoe list.

 

M

________________________________________________________________

ALL unsolicited PMs and E-mails should be posted up - Not all on CAG are who they appear to be

 

 

My views are my own. If in doubt, seek professional advice. If I can help though, I will. CAG helped me!!

 

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If you want to be 'active' in your actions then you could send Moorcrapt another short but sweet letter stating that, as they are already aware, the account is in dispute so you will not accept any further contact from them - enclose copies of previously sent - shouldn't be long before they pass it back to the OC ;)

 

M

________________________________________________________________

ALL unsolicited PMs and E-mails should be posted up - Not all on CAG are who they appear to be

 

 

My views are my own. If in doubt, seek professional advice. If I can help though, I will. CAG helped me!!

 

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  • 2 months later...

hi, send them a letter stating that they are comitting fraud by misrepresentation under the fraud act 2006, by implying they are acting on behalf of littlewoods, as you have had no notice of assignment from them. also tell them you are going to report them to the information commissioner as you believe they have obtained your data unlawfully under the data protection act 1998(criminal offence)

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  • 1 year later...

Hi all havent been on here in a while as M&S have left me alone....until today! They have sent a

Letter saying basically pay now or they will start court proceedings 'aylesbury' court or send a bailiff, are they tightening the screws and trying to scare me into paying something? DCA is credit security services, my cca is i think unenforceable (see other posts!)

Thank- you all hope your all well!

Littleme

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hi, they cant send a bailiff until they have a court order, they cant have a court order without an enforceable agreement, which they dont have, if i were you i would suggest writing to the dca, nicely, and ask them to confirm under cputr 2008 if they have an enforceable document, then sit back and wait.most of all dont worry.

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  • 1 month later...

Hi just had a letter after writing to csl back in may, with an enclosed copy of my 2003 application form from m&s, the letter says proof of account ownership blah de blah!! Nothing about enforceable agreement as stated in my letter to them, shall i bother replying?

Thanks for your replies by the way newbloke! Much appreciated!

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  • 5 weeks later...
  • 1 year later...

dont ring them, wait for letter threatening legal action.if the one you have already does state that they may take legal action, then write to them at their registered adress,to the directors, requesting under pre action protocols of the civil procedures rules, for a copy of the original properly executed agreement relating to the ALLEGED account, all statements issued throughout the ALLEGED agreement, AND ALL NOTICES OF VARIATION ISSUED, AND MODIFIED AGREEMENTS.

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dont ring them, wait for letter threatening legal action.if the one you have already does state that they may take legal action, then write to them at their registered adress,to the directors, requesting under pre action protocols of the civil procedures rules, for a copy of the original properly executed agreement relating to the ALLEGED account, all statements issued throughout the ALLEGED agreement, AND ALL NOTICES OF VARIATION ISSUED, AND MODIFIED AGREEMENTS.

Hi

Many thanks i will wait and see thank u very much!

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  • 3 years later...

Hi all,

Does anyone have any advice of f&f offers when your defaults have now dropped of your credit file?

 

I have negotiated and paid off 7k over the last 7/8 years, (thanks to this site)

 

I have the remaining debts to pay

 

Apex £3,400

Mint £5,400

Moorcroft £5,500

None of these are on my credit file now can anyone give me any advice of offers for f&f's ?

Many Thanks

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