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    • I don't think I've ever seen someone appeal a mags court decision on fare evasion, JK, but as you say in this case TiredDodo has pleaded guilty. It is possible to challenge, as below. HB Appeal a magistrates’ court decision: Overview - GOV.UK WWW.GOV.UK How to challenge a decision by a magistrates' court. Including how to get a fine reviewed, if you did not know about your case, how to appeal to the...  
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    • DX: I did not pursue Link after I got the CCJ amended to monthly payments. Pretty sure the CCJ does not mention reviews, I do have the CCJ somewhere, I will have to look it up in storage. It is as mentioned on the thread you referenced  in your post #28. The Barclays loan was taken out in September 2004 for 60 months! Current Balance remaining approx £2K. On checking back my past correspondence with Barclaycard about this loan, there was a history of them ignoring my letters and offers to pay, and I even had problems in obtaining their bank account details for them to accept my payments! I have received strange correspondence from them too, one referring to insurance which I did not have. They seem very disorganised! Barclaycard told me to pay "Masterloan" a while back and I now receive regular statements and arrears notices from "Personal Loans from Barclaycard" clearly marked Masterloan, they changed the account reference number! I have never requested a CCA on this account. I advised them of my change of address last September, but they are still sending, until today, statements etc. to my old address! I have received 2 letters from Barclaycard Loan today though, not opened them yet!!
    • Yes, a few months ago. They wrote back saying there was no CCA and the debt was unenforcable. I then started gtting bombarded with threatening emails from their 'litigations team' which have been sent to spam. I've now recieved the letter before claim with the PAP form enclosed, but still no CCA or even a letter from them to say the debt is deemed enforcable. Thank you.
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Thomas Cook Worldwide vouchers


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Has anybody tried using these? I got £950 worth,on the back they say can be used in any Thomas Cook,Going places shops,or phone or online.

 

I tried online when i got to the payment screen,no where to input voucher codes.....called Thomas Cook,they advised that they do not have the facility to take the voucher codes online or over the phone,only in store. I checked their website and there is a recent "update" and i only found this under "Q & A"

 

If you want to use the vouchers online or phone,you have to pay by card & then send the vouchers in to get a refund against your card......no benefit there then cos you will lose any online discount as soon as you go in the store.....

 

If the terms have only been updated on their website how do they expect others to know?

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  • 5 months later...

Bumping this as I have vouchers and just tried to use on line. I will be going to a TC travel agents tomorrow to see what response I get to booking in the shop with the vouchers to get the on line price.

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good luck.

 

Have you paid a deposit after booking online?

 

The website confirms if you have paid a deposit on a online offer you can pay the balance instore....but not with vouchers, I had to go instore and kick up a fuss as whats the point of the voucher if you still have to pay 1st then wait till you get refunded. They agreed that as I was not travelling for some time they would accept the vouchers via post and credit against the balance.

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It is my son who was booking two flights and he went to TC travel agents and they accepted the vouchers in store. He told them of the on line price and in the end paid £17 extra which was a fee to agents they use with these types of vouchers to make the booking. It's not the perfect solution but has not had to pay by card and wait for a refund. No money was paid on line. This is a prime example how terms and conditions can be changed at the drop of a hat. The fact is the vouchers are money they are earning interest on whereby money is paid to the company in advance when a voucher is purchased. This really is not a fair solution to the consumer in this particular case with TC vouchers.

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