I had a credit card with Tesco taken out in 2000.

Got into difficulties in 2007.

I think the account was passed to Regal Credit Consultants, (I've lost paperwork),and I CCA'd them.

They couldn't provide agreement so passed it back to Tesco.

This was in April 2008.

Never heard another thing until Cabot reared it's ugly head last week and says they have bought the debt from RBS.

The problem I find with the Cabot letter is the last 8 digits of the account number are different to my account number.

What sort of letter should I be sending them informing them of this.

Thanks in advance.

the bemused letter

Ignore them. There are no RBS agreements from that time and since they don't have one they can do nothing but write endless letters to you for you to file. Let them boil their water and waste their money. They have already had one big loss and they are heading for another chasing unenforceable bum fluff.

The problem I find with the Cabot letter is the last 8 digits of the account number are different to my account number.

Thats because they have got it filed under their own reference system, using their own account numbers.

Send them nothing, cr@pbot are a waste of space.

Thanks for the advice. Will let it develop.

I had a credit card with Tesco taken out in 2000.

Got into difficulties in 2007.

I think the account was passed to Regal Credit Consultants, (I've lost paperwork),and I CCA'd them.

They couldn't provide agreement so passed it back to Tesco.

This was in April 2008.

Never heard another thing until Cabot reared it's ugly head last week and says they have bought the debt from RBS.

The problem I find with the Cabot letter is the last 8 digits of the account number are different to my account number.

What sort of letter should I be sending them informing them of this.

Thanks in advance.

send them a s78 request

Thats because they have got it filed under their own reference system, using their own account numbers.

 

Send them nothing, cr@pbot are a waste of space.

Hi

I go the same problem, could you please comment on my thread please..

the thread is

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/238531-help-dca-reckon-found.html

i.e help - DCA reckon found CCA BUT it is dubious

Also I would like to pm you but you are not receiving any messages

Vidrio