HELP!!!

I started filling in Moneyclaim and then saved. Now that I have gone back to finish it the moneyclaim site it is not giving me the s.69 county courts act interest statement which it gives you the first time you go there (on stage 5). Does anyone else know this statement? I need to include it in the particulars of my claim and can't finish my moneyclaim online without it.

Also I did not add interest onto the innitial claim that I sent to my bank as I was only interested in reclaiming the referral charges (and I am very poor at maths). So now I am wondering if this will be a problem. If anyone can help I'd be extremely grateful. I am really keen to finish the Moneyclaim as I am late and I worry that the longer I leave it the greater the chance of the banks defending.

Please please help if you can. Thanks and good luck everyone with their claim.

PS if you are not at the money claim stage yet, persevere - RBS offered me less than half prior to this stage.

Hi there, when you refresh your page what happens when you tick the box that says 'do you want to claim interest?' or somthing like thta . It should bring up the box for you with the correct wording.

if it still doesn't work then here is a quote from mine - you will of course have to add in your own dates and figures

I also claim interest under Sec.69 of the County Courts Act 1984 at the rate of 8% a year from {start date}to {date of claim}of {£amount}and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of {£daily rate}

There are almost as many views on whether to claim interest and at what rate as there are threads on this board - well not quite but you get my point As far as the Statutory 8% under Sec 69 is concerned you cannot claim this until you get to the MCOL/Local court stage anyway so it's not really worth mentioning it any earlier. A far as claiming other additional interest if you want to go to the trouble of working it out then it would have been better to mention it as part of your original claim. Best thing to do is a search for 'interest' on this board and look through a few of the theads dedicated to this topic then make your own mind up.

My personal advice would be to leave it now unless it is going to be a substantial amount. By sticking to the charges and statutory interest you are leaving them with very little room for manouvere. IMHO the less they have to argue over if it gets to court the better and more likely it is that they will fold before then and offer to pay the lot anyway. Have a check round and make your own mind up though.

Cheers, Shanks

Thanks a lot. I didn't want to claim the interest from before as it seemed to confusing. I just thought that it might prejudice my case. You have reasurred me and also I got some help from BigCol. The refresh thing doesn't work. I even started a new online claim to see if it came back but it doesn't. I now have the info I need though. People here are really helpful. Thanks everyone.

Hello, I have just filed my MCOL. BigCol has helped me by pointing out that I should send a copy of the charges I am claiming to MCOL and has given me an address (below). I seem to need someone to hold my hand at every step of the way ...

and just wondered if there is a particular letter I should include with it or if I just improvise a short one with my claim number and saying that I am including the list of charges. Also, should I send it recorded delivery? Any help appreciated.

Thanks

The address BigCol gave me in case anyone else needs it is:

The Court Manager,Money Claim Online

Northampton County Court

21-27 St. Katharine's Street

Northampton

NN1 2LH

Hello, I have just filed my MCOL. BigCol has helped me by pointing out that I should send a copy of the charges I am claiming to MCOL and has given me an address (below). I seem to need someone to hold my hand at every step of the way ...

and just wondered if there is a particular letter I should include with it or if I just improvise a short one with my claim number and saying that I am including the list of charges. Also, should I send it recorded delivery? Any help appreciated.

Thanks

 

The address BigCol gave me in case anyone else needs it is:

 

The Court Manager,Money Claim Online

Northampton County Court

21-27 St. Katharine's Street

Northampton

NN1 2LH

I would be pleased to know this one also - I filed on 22nd july

Oh I also wanted to let the moderators know that I tried to get my case put on the litigation thread but I think Bankfodder is on holiday and is not accepting personal messages and Dave's PM box is full. I don't know how important it is to the system that they have this info.

Oh I also wanted to let the moderators know that I tried to get my case put on the litigation thread but I think Bankfodder is on holiday and is not accepting personal messages and Dave's PM box is full. I don't know how important it is to the system that they have this info.

I sen mine to alanfromderby who kindly put it on for me.

OK thanks, I will do the same

Hello, I recently won and am thinking of not cashing my cheque so that I can go to my local paper and ask them to do a story.

The main reason for this is that I feel that it is the poorest people in society who have been hardest hit by this and it is those same poor people who could benefit most from getting their money back. Sadly not everyone in that position will be as much of an internet nerd as me and I just thought that if people saw a local in the paper it would make them realise that it is possible.

I'd obviously like to cash my cheque - at the end of the day it is, I feel, my money (apart from the portion that is ethically due to this site ) BUT it says in my letter that by accepting this 'goodwill payment' I agree not to disclose to any third party the fact of, or any details relating to, this payment;

Obviously if I went to a local paper it would not be for financial reasons.

Any thought on this. If anyone knows a way round the confidentiality agreement that would help. I just wish I could tell everyone I know about the banks and this site and that it is possible. I already told the postie in rather a loud embarrasing voice when I got the cheque

Hello everyone rather than post this individually I would just like to tell people that I won this week and got a cheque sent to me. Part of the deal is that I don't disclose this to a third party. I am wondering what can happen to me if I do? Does anyone know? I already put another thread up about going to my local paper to try to inspire other people to do the same but I am not sure how wise that would be. Perhaps I could be sued for breaching the contract.

Anyway good luck everyone and don't worry IT DOES WORK!

The way around the confidentiality agreement is by not accepting it as part of the settlement and thereby allowing you freely to go to the press. Alternatively you can still go to the press without mentioning which bank was involved, for example, an unnamed high street bank. By telling your story you are not in breach of the confidentiality agreement because you would not have said which bank it was. Just a few thoughts

Hello

I don't know about the confidentiality, but If you want to go to the papers, why don't you try contacting the nationals? They all like running stories on these cases at the moment, I read two yesterday about bank charges. The story might be smaller, but it'd reach more people. They all have that, got a story to tell? ad on the first few pages.

Hi natweststaffmember,

It says in my letter:

Acceptance by you of this goodwill payment will be in full and final settlement of your claim against the Bank and strictly on the basis that:

you agree not to disclose to any third party the fact of, or any details relating to, this payment;

you write to the court withdrawing your claim.

So I guess if I go to my local paper I can't cash the cheque as by cashing the cheque I am accepting their terms I guess. As for your idea vikiross - to go to the nationals, I am not sure that I am brave or brass necked enough to do that. I guess I just wanted to go to my local paper as I felt a local face would encourage people. Still not sure! Perhaps I'm not brave enough to go to the press. anyway in the big newspapers it is old news now. The Sunday Times had it on the front page on Sunday.

Did they settle? I would have thought you could avoid signing an NDA as if they refused to settle without one, they'd only lose in court. And congratulations by the way.

NIce one, cheers for posting, give us all hope, not that it wasnt a forgone conclusion hehe

Have you signed it? If you haven't then cross out the clauses and state that you will accept the settlement for this claim but do not accept any confidentiality clauses imposed. If you accept the confidentiality side of things the bank may pay out to people but they win your silence to a degree. Why let the banks dictate the terms of returning what is rightfully yours. I do TOTALLY agree with going to the local paper because people will associate locally to someone who has won.

Just a point on the Sunday Times thing, BBC news review of the papers on Sunday brushed over that headline to the Lebanon story underneath it

NatWest, right?

All you have to do is write back and say this: "I do not accept any condition to be imposed on MY claim, and am not prepared to accept confidentiality as part of this settlement.

Please advise whether you are now prepared to defend my claim in court, in which case I shall return the cheque to you, or whether you are prepared to withdraw your ridiculous attempt to impose conditions on MY claim, in which case, I shall cash the cheque and notify the court the claim has been settled once the cheque has cleared. You have 7 days to reply. "

They'll cave.

Oh, and if you have doubts, have a read at my Natwest thread, they did the same to me. Well, they tried to do the same to me, should I say.

PS: 4 threads merged, please stay on 1 thread, it makes things so much easier for all to follow!

Hi there,

Thanks everyone for the advice. I am going to take bookworm's advice and then I will hopefully (if I still feel brave enough, as it is you must all agree, quite an embarrassing subject) go to my local paper. If I get into any trouble I will come back and let people know so that other people don't make the same mistake. I do feel that as a matter of integrity, people should try to get the word out. It is the poorest people in society that banks have been levying this charge on.

Sorry if I posted the same story on 4 threads. I just wanted to tell EVERYONE!!

Good luck everyone and thank you for your advice.

hostie

I did forget to say CONGRATULATIONS! sorry for that

Congratulations Hostie, What stage did you get too before they settled ???

Bookworm, you are a genius! I wrote a letter with similar wording to yours and received a reply today saying that they had removed the conditions on my settlement.

I have to admit I felt a wierd and possibly dangerous sense of power!!!!

Mrs M, just to clarify for you - I won at the moneyclaim online stage. About a week to ten days after I started my claim online I received a cheque from the bank.

Congratulations

Well done Hostie Congratulations

Hello everyone rather than post this individually I would just like to tell people that I won this week and got a cheque sent to me. Part of the deal is that I don't disclose this to a third party. I am wondering what can happen to me if I do? Does anyone know? I already put another thread up about going to my local paper to try to inspire other people to do the same but I am not sure how wise that would be. Perhaps I could be sued for breaching the contract.

 

Anyway good luck everyone and don't worry IT DOES WORK!

Congratulations... can I ask are you in Scotland or England and what stage did it get to before they settled?

I am in England. I filed my moneyclaim online court action and they innitially filed a defence. I waited nervously and after about 10 days a cheque arrived.

Good luck.